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Rideshare insurance
Winner of the 2022 Mozo People's Choice Award for Outstanding Customer Satisfaction
Cover Your Rideshare Vehicle With Our Comprehensive Car Insurance
National Cover is a different kind of broker. If you’re a rideshare driver using your privately owned vehicle, you can take out comprehensive car insurance with us. And when you insure with National Cover you’ll become a member.* We’re owned by our members, so whether you’re driving dozens of passengers a day or just ridesharing in your free time, you know we’ll be by your side if things go wrong.
National Cover Car Insurance
Comprehensive
car insurance
car insurance
Cover for your vehicle in an accident, flood, storm, hail, theft, vandalism or fire event- Cover for your car in an accident if the other party is at fault and uninsured
- Cover for damage to other people’s property caused by your car
- Cover for personal property inside your vehicle in certain incidents.
Third party liability
car insurance
car insurance
- Cover for damage to other people’s property caused by your car
- Cover for your car in an accident if the other party is at fault Is insured and his insurance accepts their clients fault in writing.
Does not cover loss or damage to your vehicle in an accident, flood, hail, storm, fire or vandalism event- Does not cover loss or damage to your vehicle if it's stolen or if there's an attempted theft.
Find the cover that's right for you
When you’re searching for a car insurance quote, it helps to understand the different coverage types of car insurance on offer.
Explore more insurance options
Business Insurance 
Public Liability Insurance 
Marine Transit & Cargo Insurance 
Boat Insurance 
Our Rideshare cover includes the following
Why Choose National Cover
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault Claims
24x7 Towing- 100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premiumMost insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!
Why choose National Cover for your motorcycle insurance?
Cover Comparison
Here is an overview of what we cover
Ride Protects Coverage |
Other Rideshare Insurance cover |
Personal Car Insurance Cover | |
|---|---|---|---|
| CAR USED FOR | |||
| Private Use |  Unlimited |
 Not Guaranteed |
|
| Rideshare Use | Unlimited |
Not Guaranteed |
 No Cover |
| Food Delivery Use | Unlimited |
Not Guaranteed |
No Cover |
| Last Mile Delivery Use (Amazon Flex or similar-Optional Cover) | Unlimited |
Not Guaranteed |
No Cover |
| SCENARIOS COVERED | |||
| Waiting for a Rideshare/food delivery job | Unlimited |
Not Guaranteed |
No Cover |
| Whilst driving for a Rideshare platform | Unlimited |
Not Guaranteed |
No Cover |
| Last Mile Delivery Use (Amazon Flex or similar-Optional Cover) | Unlimited |
Not Guaranteed |
No Cover |
| Whilst driving for Amazon Flex ( Optional Cover) | Unlimited |
Not Guaranteed |
No Cover |
| Driving to the Shops to do the groceries | Unlimited |
Not Guaranteed |
|
| Picking the Kids up from School | Unlimited |
Not Guaranteed |
|
| On a holiday road trip | Unlimited |
Not Guaranteed |
|
| THE FINE PRINT | |||
| Does Policy cover Both Personal & Rideshare | Unlimited |
Not Guaranteed |
No Cover |
| Does Policy cover Both Personal & Food Delivery use | Unlimited |
Not Guaranteed |
|
| Does Policy cover Both Personal & Last Mile Delivery use (amazon flex style work-optional cover) | Unlimited |
Not Guaranteed |
|
| Does the policy have any Limitations on Rideshare or Food Delivery Use? | Unlimited |
Not Guaranteed |
No Cover |
| Any limits on usage % for rideshare vs personal use | Unlimited |
Not Guaranteed |
No Cover |
| Does the Policy come with Roadside Assistance | Unlimited |
Not Guaranteed |
No Cover |
| Any daily/weekly/monthly rideshare usage limitations? | Unlimited |
Not Guaranteed |
|
| SUMMARY | |||
| Can you sleep easy knowing you can work and play and you have the correct car insurance? | Yes |
No |
No |