AFFORDABLE | TRUSTWORTHY | NATIONAL COVER

SAVE BIG ON CAR INSURANCE WITH SMART PRICE RESEARCH

TESTIMONIALS

Rated by Real Drivers Nationwide

Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
0 +
Claims lodged within the first
12-24 hrs.
0 %
Happy Clients
0 +
Policies Sold
0 +
Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

Car Insurance Form

Save Big on Car Insurance

with Smart Price Research

How can we help?

How can we help?

Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Rideshare Motor Insurance – TOYOTA COROLLA ASCENT SPORT MZEA12R 5D HATCHB CONTINUOUS VARIABLE , 4 CYLINDER, 2.0L 2022. Price: $170.78 per month. Quote to Value Ratio: 6.90% – 💥 This is a great quote! The TOYOTA COROLLA ASCENT SPORT MZEA12R (2022), valued at 27400.00, has a monthly premium of 170.78. This premium is slightly above average compared to similar vehicles in the database, which typically range from 150.00 to 160.00. Vehicles within 20% of the valuation show that most premiums fall between 160.00 and 180.00, indicating the COROLLA's is on the higher end. Notably, factors such as the vehicle's make and recent model year contribute to its premium structure, balancing its higher valuation with comparative risk. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $27400.00 with a yearly premium of $1892.61, giving a QTV of 6.90%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA COROLLA ASCENT SPORT MZEA12R 5D HATCHB CONTINUOUS VARIABLE , 4 CYLINDER, 2.0L: - The 2022 Toyota Corolla Ascent Sport is renowned for its exceptional fuel efficiency in the compact car segment, offering an impressive combined fuel consumption rate of around 6.0 liters per 100 kilometers, making it an economical choice for daily commuting. - This model is equipped with Toyota's advanced safety suite, Toyota Safety Sense, which includes features like Pre-Collision System, Lane Departure Alert, and Road Sign Assist, contributing to its 5-star ANCAP safety rating, ensuring peace of mind for drivers and passengers alike. - Despite being a budget-friendly vehicle, the 2022 Toyota Corolla Ascent Sport offers a luxurious feel with its premium interior materials and modern technology features such as an 8-inch touchscreen display with Apple CarPlay and Android Auto integration, often compared to higher-end models. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TOYOTA C-HR 2020. Price: $55.31 per month. Quote to Value Ratio: 1.84% – 💥 This is a great quote! The TOYOTA C-HR (2020) valued at 33,300.00 has a monthly premium of 55.31, which is about average compared to similar vehicles within a 20% valuation range. Most comparable vehicles show premiums between 50.00 to 60.00, making the C-HR's premium competitive. However, a few outliers with similar valuations have premiums exceeding 70.00, illustrating the impact of brand and model. Overall, the C-HR maintains a competitive position, though slight variations in premium exist based on specific vehicle characteristics. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $33300.00 with a yearly premium of $612.94, giving a QTV of 1.84%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA C-HR: - The 2020 Toyota C-HR was praised for its distinctive and bold styling, which included a coupe-like roofline and a wide stance, making it a standout in the compact crossover segment. - In terms of safety, the 2020 C-HR comes standard with Toyota Safety Sense P, which includes features like Pre-Collision System with Pedestrian Detection, Lane Departure Alert with Steering Assist, and Dynamic Radar Cruise Control, enhancing its reputation as a safe vehicle choice. - Despite its compact size, the interior of the Toyota C-HR 2020 features a quirky diamond-patterned design on the dashboard and door panels, adding a unique touch that is not commonly found in vehicles of its class. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA KLUGER GX HYBRID AWD AXUH78R MY 5D WAG CONTINUOUS VARIABLE , 4 CYLINDER, 2.5L 2022. Price: $187.49 per month. Quote to Value Ratio: 3.96% – 💥 This is a great quote! The TOYOTA KLUGER GX HYBRID AWD AXUH78R MY 5D WAG (2022), valued at 52300.00, has a monthly premium of 187.49. Compared to similar vehicles within a 20% valuation range, this premium is slightly above average. Many comparable vehicles show premiums ranging from 150 to 175, indicating the KLUGER's premium is about 8-12% higher. Notably, higher premiums correlate with hybrid models in this dataset, suggesting additional costs associated with advanced technology. Overall, while the KLUGER's premium is within a reasonable range, it stands out as slightly elevated among its peers. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $52300.00 with a yearly premium of $2077.72, giving a QTV of 3.96%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA KLUGER GX HYBRID AWD AXUH78R MY 5D WAG CONTINUOUS VARIABLE , 4 CYLINDER, 2.5L: - The 2022 Toyota Kluger GX Hybrid AWD is known for its impressive fuel efficiency, thanks to its hybrid powertrain. It offers a combined fuel consumption of approximately 5.6 liters per 100 kilometers, making it an economical choice for families who are looking to save on fuel costs while reducing their carbon footprint. - This model comes equipped with Toyota's Safety Sense suite, which includes features like pre-collision warning with pedestrian detection, lane departure alert with steering assist, and adaptive cruise control. These advanced safety technologies have contributed to the Kluger's reputation for being a reliable and safe family vehicle. - A quirky fact about the 2022 Toyota Kluger is its unique "kick sensor" feature for the rear tailgate. This allows users to open the rear hatch hands-free by simply waving their foot under the rear bumper, which is particularly useful when your hands are full with groceries or other items. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

Scroll to Top