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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Rideshare Motor Insurance – KIA CARNIVAL 2021. Price: $366.05 per month. Quote to Value Ratio: 6.60% – 💥 This is a great quote! The KIA CARNIVAL (2021), valued at 61400.00, has a monthly premium of 366.05. When compared to similar vehicles within a 20% valuation range, this premium is slightly higher than average. Specifically, most comparable vehicles have premiums ranging from 320.00 to 350.00, making the CARNIVAL's premium about 5-10% above this range. Notably, some higher-end models within this group show premiums exceeding 400.00, suggesting that while the KIA's premium is on the higher side, it aligns with models that offer additional features or safety ratings. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this KIA is valued at $61400.00 with a yearly premium of $4056.54, giving a QTV of 6.60%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the KIA CARNIVAL: - The 2021 KIA Carnival is known for its exceptional safety features, earning a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA). It includes advanced driver-assistance systems like forward collision warning, lane-keeping assist, and blind-spot monitoring. - The KIA Carnival 2021 is a popular choice among families due to its spacious interior, offering seating for up to 8 passengers with a flexible seating arrangement that can be adjusted to optimize passenger or cargo space. - One quirky fact about the KIA Carnival 2021 is its unique "VIP Lounge Seating" in the second row, which offers reclining seats with adjustable footrests, reminiscent of luxury airline seating, providing an exceptionally comfortable ride. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – HYUNDAI KONA 2017. Price: $102.77 per month. Quote to Value Ratio: 6.62% – 💥 This is a great quote! The HYUNDAI KONA (2017) with a valuation of 17200.00 has a monthly premium of 102.77. Compared to similar vehicles in our database within 20% of its valuation, this premium is slightly higher than average. Most comparable vehicles have premiums ranging from 90 to 100, indicating that the KONA's premium is above the median by approximately 5-10%. Notably, vehicles from the same make and model tend to have similar premiums, suggesting consistent pricing strategies within this segment. However, the limited number of comparable vehicles may affect the robustness of this analysis. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HYUNDAI is valued at $17200.00 with a yearly premium of $1138.89, giving a QTV of 6.62%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HYUNDAI KONA: - The Hyundai Kona 2017 was one of the first compact SUVs to feature a vibrant, two-tone color scheme, allowing customers to choose a contrasting roof color, which added a unique and youthful appeal to the vehicle. - The 2017 Hyundai Kona was praised for its advanced safety features, including Lane Keeping Assist and Driver Attention Warning, which were innovative for a subcompact SUV at the time, contributing to its strong safety ratings. - Despite its compact size, the 2017 Hyundai Kona's interior design was cleverly engineered to maximize space, providing ample headroom and legroom for passengers, which was often noted as a standout feature against its competitors. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TOYOTA LANDCRUISER 2013. Price: $140.86 per month. Quote to Value Ratio: 4.80% – 💥 This is a great quote! The TOYOTA LANDCRUISER (2013) has a monthly premium of 140.86, which is approximately 10% lower than the average premium of similar vehicles within 20% of its valuation. Most comparable vehicles have premiums ranging from 150 to 160, indicating a generally higher cost for similar models. Notably, the LANDCRUISER's premium is competitive, suggesting it offers good value in its class. However, due to limited data points, further trends regarding make and model variations are inconclusive. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $32500.00 with a yearly premium of $1560.98, giving a QTV of 4.80%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA LANDCRUISER: - The 2013 Toyota Land Cruiser was designed with a rich blend of luxury features and off-road capability, featuring an advanced Crawl Control system that helps maintain a steady speed in challenging terrains, making it a preferred choice for adventure enthusiasts. - Despite its premium features and robust build, which include a powerful 5.7-liter V8 engine, the 2013 Land Cruiser is known for its durability and longevity, often being considered a good value due to its long lifespan and ability to retain resale value. - The 2013 Toyota Land Cruiser has been a popular choice among celebrities, with notable owners including Tom Hanks, who appreciates the vehicle for its reliability and versatility, particularly in remote locations. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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