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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Exceptional Price Examples

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Compare awesome quote for Private Motor Insurance – MERCEDES-AMG 2016 MERCEDES-AMG C 63 S 205 MY16, 4D SEDAN, 4.0L TURBO MPFI TV8, Automatic 2016. Price: $210.81 per month. Quote to Value Ratio: 3.10 – 💥 This is a great quote! The MERCEDES-AMG 2016 MERCEDES-AMG C 63 S 205 MY16, valued at 75400.00, has a monthly premium of 210.81. When compared to similar vehicles in our database, which fall within the 20% valuation range (60320.00 to 90480.00), the premium is slightly higher than average. Most comparable vehicles show premiums ranging from 180 to 200, indicating the input vehicle's premium is on the upper end of the spectrum. Additionally, the high-performance nature of the AMG model likely contributes to this elevated premium, making it a notable outlier in this segment. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MERCEDES-AMG is valued at $75400.00 with a yearly premium of $2336.20, giving a QTV of 3.10. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MERCEDES-AMG 2016 MERCEDES-AMG C 63 S 205 MY16, 4D SEDAN, 4.0L TURBO MPFI TV8, Automatic: - The 2016 MERCEDES-AMG C 63 S was equipped with a powerful 4.0-liter V8 biturbo engine that produced 503 horsepower, making it one of the most powerful sedans in its class at the time. - This model was highly praised for its luxurious interior, which featured Nappa leather upholstery, a Burmester surround sound system, and advanced infotainment technology, making it a favorite among celebrities such as Lewis Hamilton. - Despite its high performance, the C 63 S managed to maintain a relatively efficient fuel economy for its class, achieving around 23 miles per gallon on the highway, which was a notable feature for a high-performance V8 vehicle. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TESLA 2022 TESLA MODEL Y REAR-WHEEL DRIVE MY22, 5D WAGON, 0.0 ELECTRIC NA, Automatic 2022. Price: $450.94 per month. Quote to Value Ratio: 7.96% – 💥 This is a great quote! The TESLA 2022 MODEL Y REAR-WHEEL DRIVE MY22, valued at 62800.00, has a monthly premium of 450.94. When compared to similar vehicles in our database within a 20% valuation range, this premium is slightly above average. Many comparable vehicles have premiums ranging from 400 to 450, suggesting that while it is not excessively high, it is on the upper end of the spectrum. Notably, electric vehicles like the TESLA often have varied premiums due to factors like safety ratings and technology, which could explain this slight increase. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $62800.00 with a yearly premium of $4997.34, giving a QTV of 7.96%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA 2022 TESLA MODEL Y REAR-WHEEL DRIVE MY22, 5D WAGON, 0.0 ELECTRIC NA, Automatic: - The 2022 Tesla Model Y Rear-Wheel Drive stands out for its affordability compared to other Tesla models, making it a popular choice for those entering the electric vehicle market. Its starting price is relatively lower than the all-wheel-drive versions, providing a more budget-friendly option while still offering Tesla's renowned electric performance. - The Model Y is equipped with advanced safety features, including Tesla's Autopilot system, which uses cameras and sensors to assist with driving tasks. This system is designed to reduce the risk of accidents and has contributed to the Model Y receiving high safety ratings. - One quirky feature of the Model Y is its 'Bioweapon Defense Mode,' which uses a HEPA filtration system to protect occupants from outside pollution, allergens, and even bacteria, a unique feature not commonly found in many vehicles. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA 2021 TOYOTA CAMRYASCENT HYBRID 2021. Price: $278.88 per month. Quote to Value Ratio: 7.56% – 💥 This is a great quote! The TOYOTA 2021 CAMRYASCENT HYBRID, valued at 40900.00, has a monthly premium of 278.88. When compared to similar vehicles within a 20% valuation range (32720.00 to 49080.00), this premium is slightly above average. Most comparable vehicles have premiums ranging from 250.00 to 270.00, indicating a premium that is about 3% higher than the average. Notably, premiums for hybrid models like the Camry tend to be higher due to their advanced technology and safety features, which could explain this slight increase. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $40900.00 with a yearly premium of $3090.59, giving a QTV of 7.56%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA 2021 TOYOTA CAMRYASCENT HYBRID: - The 2021 Toyota Camry Ascent Hybrid is known for its impressive fuel efficiency, boasting a combined fuel consumption of approximately 4.2 liters per 100 kilometers, making it an eco-friendly choice for both city and highway driving. - In terms of safety, the 2021 Camry Ascent Hybrid comes equipped with Toyota Safety Sense, which includes features like Pre-Collision Safety System with pedestrian detection, Lane Departure Alert with steering assist, and adaptive cruise control, making it one of the safest vehicles in its class. - The Camry has been a popular choice among consumers due to its reliability, and the 2021 hybrid model continues this tradition with the added benefit of hybrid technology, which not only reduces fuel costs but also lowers emissions, contributing to its popularity among environmentally conscious buyers. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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