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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Exceptional Price Examples

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Compare awesome quote for Private Motor Insurance – HOLDEN UTE 2013. Price: $13.70 per month. Quote to Value Ratio: 0.77 – 💥 This is a great quote! The HOLDEN UTE (2013) with a valuation of 19700.00 has a monthly premium of 13.70. When compared to similar vehicles in our database within a 20% valuation range (15760.00 to 23640.00), the premium appears to be slightly lower than average. Many comparable vehicles had premiums ranging from 15.00 to 18.00, indicating that the UTE's premium is competitive. Notably, vehicles from the same make often exhibited premiums around 15% higher, possibly due to make-specific risk factors influencing pricing. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HOLDEN is valued at $19700.00 with a yearly premium of $151.81, giving a QTV of 0.77. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HOLDEN UTE: - The HOLDEN UTE 2013 was part of the iconic Holden Commodore lineup, known for its unique combination of a sedan's comfort with a pickup truck's utility, making it a popular choice among Australian tradespeople and car enthusiasts alike. - It features advanced safety technology for the time, including Electronic Stability Control (ESC), Anti-lock Braking System (ABS), and multiple airbags, making it one of the safer options available in the utility vehicle market back in 2013. - The 2013 Holden Ute is often associated with the V8 Supercars Championship, as Holden has a long history with motorsports in Australia, and this model was favored by many racing enthusiasts for its performance potential. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TESLA MODEL 3 2022. Price: $228.30 per month. Quote to Value Ratio: 4.79 – 💥 This is a great quote! The TESLA MODEL 3 (2022) with a valuation of 52700.00 has a monthly premium of 228.30. When compared to similar vehicles within a 20% valuation range, the premium is slightly lower than the average premium of approximately 250.00, suggesting competitive pricing. Notably, many vehicles of this valuation range, particularly from luxury brands, exhibited premiums closer to 300.00, indicating a trend where TESLA's premium is more affordable, possibly due to lower risk assessments associated with EVs. However, data limitations may restrict further insights on broader market patterns. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $52700.00 with a yearly premium of $2530.07, giving a QTV of 4.79. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL 3: - The 2022 Tesla Model 3 is one of the most popular electric vehicles on the market, partly due to its impressive range of up to 358 miles on a single charge for the Long Range model. - In terms of safety, the Tesla Model 3 2022 has received a 5-star safety rating from the NHTSA and is equipped with advanced safety features like Autopilot, which includes automatic emergency braking and collision warning systems. - Elon Musk, Tesla's CEO, famously declared the Model 3 as "affordable" with a starting price around $46,990 for the Standard Range Plus model, making it competitive with many traditional gasoline-powered sedans. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TOYOTA CAMRY AXVH70R SL HYBRID 4D SEDAN MULTI POINT F/INJ 2494 2020. Price: $80.77 per month. Quote to Value Ratio: 2.69 – 💥 This is a great quote! The TOYOTA CAMRY AXVH70R SL HYBRID 4D SEDAN (2020) has a valuation of 33,300.00 and a monthly premium of 80.77. Compared to similar vehicles with valuations between 26,640 and 39,960, this premium is about average, as many comparable models range between 70 to 90. Notably, while some vehicles with similar valuations have higher premiums due to brand reputation or additional features, the input vehicle's premium remains competitive. Limited data points suggest a balanced market, indicating no significant outliers affecting the overall premium structure. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $33300.00 with a yearly premium of $895.13, giving a QTV of 2.69. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY AXVH70R SL HYBRID 4D SEDAN MULTI POINT F/INJ 2494: - The 2020 Toyota Camry Hybrid features Toyota's latest Safety Sense package, which includes advanced safety technologies such as Pre-Collision System with Pedestrian Detection, Dynamic Radar Cruise Control, and Lane Departure Alert with Steering Assist, making it one of the safest sedans on the road. - The 2020 Camry Hybrid is known for its exceptional fuel efficiency, boasting an impressive combined fuel economy of approximately 52 miles per gallon, which makes it a great value for those looking to save on fuel costs in an environmentally friendly way. - The Toyota Camry has been a staple in the midsize sedan market for decades, often being one of the top-selling sedans in the United States. Its reputation for reliability and value has made it a popular choice among a wide range of consumers, including celebrities like Shaquille O'Neal, who is known to appreciate the car's balance of comfort and practicality. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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