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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Exceptional Price Examples

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Compare awesome quote for Rideshare Motor Insurance – AUDI A4 1.4 TFSI S TRONIC SPORT F4 (B9) 4D SE 7 SP AUTO DUAL CLUTC, 4 CYLINDER TURBO, 1.4L 2016. Price: $146.31 per month. Quote to Value Ratio: 6.76 – 💥 This is a great quote! The AUDI A4 1.4 TFSI S TRONIC SPORT (2016), valued at 24000.00, has a monthly premium of 146.31. This premium is slightly lower than the average of 150.00 based on similar vehicles in our database (within a 20% valuation range). Of the identified competitors, 60% have higher premiums while 40% are lower. Notably, premiums vary significantly among different makes and models, indicating that the premium for the AUDI A4 is competitive, especially considering its luxury branding and features. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this AUDI is valued at $24000.00 with a yearly premium of $1621.45, giving a QTV of 6.76. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the AUDI A4 1.4 TFSI S TRONIC SPORT F4 (B9) 4D SE 7 SP AUTO DUAL CLUTC, 4 CYLINDER TURBO, 1.4L: - The Audi A4 1.4 TFSI S Tronic Sport 2016 was praised for its impressive fuel efficiency, achieving approximately 5.5 liters per 100 kilometers (43 mpg) on combined cycles, which was quite economical for a luxury sedan of its class. - This model was equipped with a highly advanced Virtual Cockpit, a digital instrument cluster that replaced traditional analog dials, offering customizable displays and was considered a pioneering feature at the time, enhancing the driving experience. - The Audi A4 2016 was built on the MLB Evo platform, which helped reduce the vehicle's weight by up to 120 kg compared to its predecessor, improving both performance and handling. This weight reduction contributed to its reputation for agile handling and dynamic performance. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – BMW 330i 2020. Price: $89.96 per month. Quote to Value Ratio: 1.92% – 💥 This is a great quote! The BMW 330i (2020) with a valuation of 52000.00 has a monthly premium of 89.96. Comparing it to similar vehicles in our database (valuations between 41600.00 and 62400.00), the premium appears to be about average. Several vehicles exhibit premiums in the range of 70.00 to 110.00, suggesting a typical pricing pattern. However, specific models may show premiums significantly lower or higher, depending on factors like brand reputation and coverage options. Insufficient data points within the valuation range limit further detailed insights. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this BMW is valued at $52000.00 with a yearly premium of $996.92, giving a QTV of 1.92%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the BMW 330i: - The BMW 330i 2020 features a cutting-edge Driving Assistant Professional package, which includes adaptive cruise control with stop-and-go functionality, lane-keeping assist, and active blind-spot detection, making it one of the safest vehicles in its class. - The 2020 BMW 330i was a significant model for BMW as it marked the introduction of the new CLAR platform, which significantly improved its driving dynamics and comfort, making it more popular among driving enthusiasts. - Celebrity chef Gordon Ramsay is known to own a BMW 330i, highlighting its appeal to both car enthusiasts and celebrities due to its excellent blend of luxury, performance, and practicality. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TESLA MODEL 3 2021. Price: $246.80 per month. Quote to Value Ratio: 4.35% – 💥 This is a great quote! The TESLA MODEL 3 (2021) has a valuation of 62900.00 and a monthly premium of 246.80. Compared to similar vehicles within 20% of this valuation, the premium is slightly above average. Some comparable vehicles with valuations ranging from 50320.00 to 75480.00 have premiums averaging around 230.00, indicating that the TESLA's premium is about 7% higher. Notably, premium variations appear influenced by vehicle make and features, with certain brands reflecting higher premiums due to their safety ratings and technology, suggesting that the pricing model may also factor in these elements. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $62900.00 with a yearly premium of $2735.02, giving a QTV of 4.35%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL 3: - The Tesla Model 3 2021 is one of the safest cars on the road, having achieved a perfect 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA) in every category and subcategory, making it one of the few vehicles to do so. - In terms of popularity, the Tesla Model 3 became the best-selling electric vehicle worldwide in 2020, and it continued to maintain its popularity into 2021, often appearing in the top-selling lists in several countries, including the United States and Europe. - The Tesla Model 3 2021 comes equipped with quirky features like 'Caraoke,' which allows passengers to sing along with lyrics displayed on the touchscreen, and a 'Fart Mode' where the car emits humorous sounds from various seats as a prank feature. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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