Compare awesome quote for Private Motor Insurance – HONDA CIVIC VTI-L MY12 4D SEDAN 5 SP AUTOMATIC, 4 CYLINDER, 1.8L 2012. Price: $58.18 per month. Quote to Value Ratio: 7.25% – 💥 This is a great quote! The HONDA CIVIC VTI-L MY12, valued at 8900.00 with a monthly premium of 58.18, has a premium that is slightly lower than the average for similar vehicles within the 20% valuation range, which typically ranges from 7120.00 to 10680.00. Most comparable vehicles have premiums averaging around 65.00. Notably, while the CIVIC maintains a competitive rate, certain models, particularly luxury vehicles, exhibit significantly higher premiums, reflecting factors such as brand reputation and safety ratings. This suggests that while the HONDA is priced well, some outliers may skew average premium calculations. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HONDA is valued at $8900.00 with a yearly premium of $644.77, giving a QTV of 7.25%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HONDA CIVIC VTI-L MY12 4D SEDAN 5 SP AUTOMATIC, 4 CYLINDER, 1.8L: - The 2012 Honda Civic VTI-L is known for its excellent fuel efficiency, achieving approximately 28 miles per gallon in the city and 39 miles per gallon on the highway, which made it a popular choice for cost-conscious drivers. - In terms of safety, the 2012 model received a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA), making it one of the safest vehicles in its class at the time. - The 2012 Honda Civic was not only popular among everyday consumers but also garnered attention from celebrities like actor Robert Pattinson, who was spotted driving a Honda Civic during the height of his 'Twilight' fame. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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Compare awesome quote for Private Motor Insurance – KIA 2019 KIA CERATO GT SAFETY PACK BD MY19 5D HATCHBAC 7 SP AUTO DUAL CLUTC, 4 CYLINDER TURBO, 1.6L 2019. Price: $195.89 per month. Quote to Value Ratio: 7.99% – 💥 This is a great quote! The KIA 2019 KIA CERATO GT with a valuation of 27200.00 has a monthly premium of 195.89. When compared to similar vehicles in our dataset (within 20% of its valuation), this premium is generally average. Many comparable vehicles exhibit premiums ranging from 180 to 210, indicating no significant outlier. Factors such as make and model slightly influence premium variations, but overall, the input vehicle's premium aligns well with others in the same valuation bracket, suggesting a fair pricing strategy. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this KIA is valued at $27200.00 with a yearly premium of $2170.91, giving a QTV of 7.99%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the KIA 2019 KIA CERATO GT SAFETY PACK BD MY19 5D HATCHBAC 7 SP AUTO DUAL CLUTC, 4 CYLINDER TURBO, 1.6L: - The 2019 KIA Cerato GT is equipped with a 1.6-liter turbocharged engine, which is a standout feature for its class, providing a sporty feel with 150 kW of power and 265 Nm of torque, making it one of the more powerful options in the compact hatchback segment. - This model includes the 'Safety Pack' which adds advanced safety features such as autonomous emergency braking, lane-keeping assist, and driver attention warning, contributing to its 5-star ANCAP safety rating, a significant factor for families and safety-conscious buyers. - Despite its performance and safety features, the KIA Cerato GT is often praised for its affordability, offering a sporty driving experience and high-tech features at a price point that is competitive with non-turbocharged rivals, making it a great value for performance enthusiasts on a budget. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Private Motor Insurance – RENAULT 2013 RENAULT CLIO EXPRESSION X98 5D HATCHBACK 5 SP MANUAL, 3 CYLINDER TURBO, 0.9L 2013. Price: $34.50 per month. Quote to Value Ratio: 6.06 – 💥 This is a great quote! The 2013 RENAULT CLIO EXPRESSION X98, valued at 6300.00, has a monthly premium of 34.50. Comparing it to similar vehicles in our database within a 20% valuation range (5040.00 to 7560.00), the premium is slightly below average compared to similar models, which average around 40.00. Notably, there are minimal outliers; most comparable vehicles maintain premiums between 30.00 and 45.00. This suggests that the RENAULT's premium is competitive for its valuation, especially given its model and year. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this RENAULT is valued at $6300.00 with a yearly premium of $382.31, giving a QTV of 6.06. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the RENAULT 2013 RENAULT CLIO EXPRESSION X98 5D HATCHBACK 5 SP MANUAL, 3 CYLINDER TURBO, 0.9L: - The 2013 Renault Clio Expression X98 is equipped with a 0.9L turbocharged engine that, despite its small size, delivers impressive fuel efficiency and performance, making it a popular choice among urban drivers looking for a balance between practicality and fun driving. - This model was particularly praised for its safety features, including a 5-star Euro NCAP safety rating. It comes with several advanced safety technologies like Electronic Stability Control (ESC) and multiple airbags, which were considered advanced for its class at the time. - The Renault Clio has been a favorite among celebrities in Europe, with famous personalities like actor Jude Law and singer Sophie Ellis-Bextor having been spotted driving Clio models, highlighting its appeal as a stylish yet practical vehicle. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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Covering All Motor Insurance Needs
Rideshare Insurance
Rideshare is a growing industry year by year and at National Cover we keep ahead of the game with our competitive prices.
Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
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Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way
Car Insurance Coverage
Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.
For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you
Vehicle Insurance Claims
we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.
Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.
Car Accidents
Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.
We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.
Our priority is getting you back on track — with confidence and care.
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Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premium
Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
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