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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

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Compare awesome quote for Rideshare Motor Insurance – HYUNDAI KONA (FWD) OS.V4 MY22 4D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 2.0L 2022. Price: $109.32 per month. Quote to Value Ratio: 4.68% – 💥 This is a great quote! The HYUNDAI KONA (2022) valued at 25900.00 has a monthly premium of 109.32. When compared to similar vehicles within a 20% valuation range, the premium is average, aligning closely with the mean of related vehicles. Specific comparisons indicate that several vehicles are either slightly higher or lower, indicating a balanced premium landscape. However, there are a few outliers with significantly higher premiums due to factors like brand reputation and added features. Overall, the KONA's premium is competitive for its valuation. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HYUNDAI is valued at $25900.00 with a yearly premium of $1211.49, giving a QTV of 4.68%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HYUNDAI KONA (FWD) OS.V4 MY22 4D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 2.0L: - The Hyundai Kona 2022 model is known for its impressive safety features, having received a 5-star overall safety rating from the National Highway Traffic Safety Administration (NHTSA), making it a popular choice for safety-conscious buyers. - One quirky feature of the 2022 Hyundai Kona is its available vibrant color options, such as Pulse Red and Surf Blue, which allow owners to express their personality. This distinctiveness has contributed to the vehicle's popularity among younger and more adventurous drivers. - The Hyundai Kona is considered a great value for money due to its competitive pricing combined with advanced technology features, such as a standard 8-inch touchscreen infotainment system with Apple CarPlay and Android Auto integration, which are often optional in other vehicles of the same class. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – BMW X5 2022. Price: $358.75 per month. Quote to Value Ratio: 4.13% – 💥 This is a great quote! The BMW X5 (2022) with a valuation of 96300.00 has a monthly premium of 358.75. Compared to similar vehicles in our database, this premium is slightly higher than average, considering that most identified vehicles within 20% of its valuation range between 330.00 and 350.00. Notably, vehicles from other luxury brands like Audi and Mercedes tend to have premiums that are similarly priced or slightly lower, suggesting a competitive market. This indicates the BMW premium is consistent with its brand positioning, though it may warrant further investigation for cost-saving opportunities. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this BMW is valued at $96300.00 with a yearly premium of $3975.66, giving a QTV of 4.13%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the BMW X5: - The 2022 BMW X5 is equipped with an advanced safety feature called 'Active Protection,' which detects potential accidents and prepares the vehicle by pretensioning seat belts, closing windows, and activating post-crash braking to reduce the impact. - This model is quite popular among celebrities, with well-known figures like Serena Williams and Scott Disick spotted driving the BMW X5, showcasing its appeal as a luxury yet practical vehicle choice. - The BMW X5 2022 offers an optional feature called the "Sky Lounge" panoramic LED roof, which creates a stunning ambient light show with over 15,000 pattern points, making the driving experience both unique and visually appealing. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA RAV4 2021. Price: $245.46 per month. Quote to Value Ratio: 5.49 – 💥 This is a great quote! The TOYOTA RAV4 (2021), valued at 49500.00, has a monthly premium of 245.46. In comparison to similar vehicles within a 20% valuation range, this premium is slightly lower than the average premium of 260.00, indicating a competitive pricing strategy. Notably, most comparable vehicles, such as the Honda CR-V and Ford Escape, have similar premiums, suggesting consistency in pricing among these popular SUVs. However, there are a few outliers with significantly higher premiums, likely due to additional features or safety ratings that enhance their value. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $49500.00 with a yearly premium of $2720.16, giving a QTV of 5.49. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA RAV4: - The 2021 TOYOTA RAV4 is noted for its strong emphasis on safety, coming standard with Toyota Safety Sense 2.0, which includes features like Pre-Collision System with Pedestrian Detection, Lane Departure Alert with Steering Assist, and Dynamic Radar Cruise Control. - The RAV4 continues to be one of the best-selling SUVs in the United States, and its popularity is partly due to its balance of efficiency, reliability, and spaciousness, making it a preferred choice for families and adventurers alike. - A quirky fact about the 2021 TOYOTA RAV4 is that it offers a unique Adventure trim level, which features rugged styling, higher ground clearance, and an enhanced all-wheel-drive system, making it appealing to those with a taste for outdoor exploration. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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