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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

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Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Exceptional Price Examples

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Compare awesome quote for Private Motor Insurance – TOYOTA CAMRY 2020. Price: $100.12 per month. Quote to Value Ratio: 3.33% – 💥 This is a great quote! The TOYOTA CAMRY (2020) valued at 33,300.00 has a monthly premium of 100.12. This premium is comparatively lower than similar vehicles in the dataset, which range from 26,640.00 to 39,960.00 in valuation. Among identified options, premiums averaged around 120.00, indicating the CAMRY's premium is approximately 17% lower. Notably, while most comparable vehicles were from various brands, the CAMRY's position suggests efficient pricing within its segment, explaining its market competitiveness, although limited data points reduce the robustness of this analysis. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $33300.00 with a yearly premium of $1109.48, giving a QTV of 3.33%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY: - The 2020 Toyota Camry is renowned for its safety, receiving a 5-star overall safety rating from the National Highway Traffic Safety Administration (NHTSA) and being named a Top Safety Pick+ by the Insurance Institute for Highway Safety (IIHS). This makes it a popular choice for families prioritizing safety. - The Toyota Camry has been one of the best-selling cars in the United States for over two decades, known for its reliability and resale value. Its popularity is such that it has consistently been among the top five best-selling vehicles in the country. - A unique feature of the 2020 Toyota Camry is its availability with a hybrid powertrain, which offers impressive fuel economy of up to 52 miles per gallon combined. This makes it an attractive option for those seeking both performance and efficiency. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – BMW 2020 BMW X7 XDRIVE30D G07 MY20 4D WAGON 8 SP AUTO STEPTRONIC, 6 CYL DIESEL TURBO, 3.0L 2020. Price: $246.88 per month. Quote to Value Ratio: 2.46% – 💥 This is a great quote! The BMW 2020 X7 XDRIVE30D, valued at 111100.00, has a monthly premium of 246.88. This premium is lower than similar vehicles in our database, which average around 300, indicating a competitive rate. Noteworthy, many vehicles in the 20% valuation range have premiums ranging from 220 to 350, highlighting this BMW's more affordable pricing. Factors such as being a luxury model may typically lead to higher premiums, yet this vehicle stands out as an exception, suggesting favorable insurance terms. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this BMW is valued at $111100.00 with a yearly premium of $2735.98, giving a QTV of 2.46%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the BMW 2020 BMW X7 XDRIVE30D G07 MY20 4D WAGON 8 SP AUTO STEPTRONIC, 6 CYL DIESEL TURBO, 3.0L: - The 2020 BMW X7 xDrive30d is known for its luxurious features and advanced technology, which include a fully digital instrument cluster, a large 12.3-inch touchscreen infotainment system, and a Harman Kardon surround sound system. These high-end features make it a popular choice among luxury SUV enthusiasts. - This model is equipped with advanced safety features such as adaptive cruise control, lane departure warning, and a blind spot monitoring system. These features contribute to its high safety ratings, making it a reliable choice for families. - The BMW X7 has been favored by several celebrities, including A-list actors. Its spacious interior and luxury appeal make it a status symbol among high-profile individuals. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA 2021 TOYOTA RAV4 CRUISER (AWD) HYBRID AXAH54R MY 5 CONTINUOUS VARIABLE , 4 CYLINDER, 2.5L 2021. Price: $181.55 per month. Quote to Value Ratio: 4.06% – 💥 This is a great quote! The TOYOTA 2021 RAV4 CRUISER (AWD) HYBRID, valued at 49500.00, has a monthly premium of 181.55. This premium is about average when compared to similar vehicles within a 20% valuation range, which includes vehicles priced between 39600.00 and 59400.00. While some vehicles had premiums slightly lower, others were significantly higher, indicative of varying risk factors associated with different makes and models. Overall, the premium reflects typical market rates for a hybrid SUV of this age and valuation, with no notable outliers in the dataset. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $49500.00 with a yearly premium of $2011.92, giving a QTV of 4.06%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA 2021 TOYOTA RAV4 CRUISER (AWD) HYBRID AXAH54R MY 5 CONTINUOUS VARIABLE , 4 CYLINDER, 2.5L: - The Toyota RAV4 Cruiser Hybrid is known for its excellent fuel efficiency, thanks to its hybrid powertrain. It offers an impressive fuel economy compared to conventional SUVs, making it an attractive option for environmentally conscious drivers. - In terms of safety, the 2021 RAV4 Cruiser Hybrid comes equipped with Toyota's Safety Sense 2.0 suite, which includes features like pre-collision system with pedestrian detection, lane departure alert with steering assist, and full-speed range dynamic radar cruise control. - This model is particularly popular in markets like Australia, where it's often one of the top-selling SUVs, appreciated for its blend of practicality, reliability, and advanced technology features. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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