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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Private Motor Insurance – MITSUBISHI OUTLANDER 2018. Price: $125.12 per month. Quote to Value Ratio: 5.84% – 💥 This is a great quote! The MITSUBISHI OUTLANDER (2018) valued at 23,700.00 has a monthly premium of 125.12, which is slightly lower than the average premium of similar vehicles in our database. Vehicles with valuations within 20% range show average premiums around 135.00. This indicates that the Outlander is competitively priced, potentially reflecting its make, model, and year. Notably, there are a few outliers with higher premiums, possibly due to brand reputation or safety ratings, but overall, the Outlander's premium aligns well with market standards for its valuation. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $23700.00 with a yearly premium of $1386.63, giving a QTV of 5.84%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI OUTLANDER: - The 2018 Mitsubishi Outlander was recognized for its safety, receiving a Top Safety Pick award from the Insurance Institute for Highway Safety (IIHS) when equipped with optional front crash prevention and specific headlights. - An interesting feature of the 2018 Outlander is its standard third-row seating, which is uncommon in its class, providing a seating capacity for up to seven passengers, making it a popular choice for families. - Despite being a mid-sized SUV, the 2018 Mitsubishi Outlander is known for its exceptional fuel efficiency, boasting an estimated 25 mpg in the city and 30 mpg on the highway, which is quite competitive for its segment. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – MERCEDES-BENZ GLA 2016. Price: $95.56 per month. Quote to Value Ratio: 4.15% – 💥 This is a great quote! The MERCEDES-BENZ GLA (2016) valued at 25,500.00 has a monthly premium of 95.56. Compared to similar vehicles within a 20% valuation range, this premium is slightly above average. Many comparable vehicles show premiums ranging from 75.00 to 90.00, indicating a higher financial burden for this model. Notably, while most vehicles in this cohort are from various manufacturers, the GLA’s higher premium may relate to its luxury branding and features. This suggests a pattern where luxury models typically incur increased insurance costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MERCEDES-BENZ is valued at $25500.00 with a yearly premium of $1058.97, giving a QTV of 4.15%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MERCEDES-BENZ GLA: - The 2016 Mercedes-Benz GLA was one of the more affordable luxury SUVs at its release, with a starting price of around $32,500, making it an attractive option for those looking to enter the luxury vehicle market without breaking the bank. - The GLA 2016 model is known for its sporty performance and handling, thanks to its turbocharged 2.0-liter four-cylinder engine that produces 208 horsepower, providing a dynamic driving experience in both urban and highway settings. - Despite being a luxury SUV, the 2016 GLA was critiqued for its limited rear-seat legroom and cargo space compared to competitors, which some potential buyers found to be a downside, especially for families or those needing more storage capacity. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TOYOTA YARIS 2018. Price: $87.79 per month. Quote to Value Ratio: 5.99% – 💥 This is a great quote! The TOYOTA YARIS (2018) valued at 16200.00 has a monthly premium of 87.79. Comparing to similar vehicles within 20% of its valuation, the average premium is approximately 80.00, indicating that the YARIS's premium is slightly higher by about 9.7%. Notably, vehicles with comparable valuations tend to have premiums ranging from 70.00 to 90.00, suggesting a consistent pattern, though specific make and model could influence these rates. Overall, while the YARIS’s premium is above average, it remains within a reasonable range for its class. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $16200.00 with a yearly premium of $972.86, giving a QTV of 5.99%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA YARIS: - The 2018 Toyota Yaris is known for its excellent fuel efficiency, achieving up to 30 mpg in the city and 36 mpg on the highway, making it a cost-effective choice for daily commuting. - Safety is a standout feature for the 2018 Yaris, as it comes standard with Toyota's Safety Sense C, which includes a pre-collision system, lane departure alert, and automatic high beams, making it one of the few subcompact cars of its time to offer these advanced safety technologies as standard equipment. - The Yaris gained a quirky reputation in popular culture due to its advertising campaigns featuring animated characters and catchy jingles, which helped it stand out in the competitive subcompact category. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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