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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Private Motor Insurance – TOYOTA COROLLA 2018. Price: $95.66 per month. Quote to Value Ratio: 4.69% – 💥 This is a great quote! The TOYOTA COROLLA (2018) with a valuation of $22,600 has a monthly premium of $95.66. When compared to similar vehicles in our dataset, this premium appears to be average, with most comparable vehicles exhibiting premiums ranging from $85 to $105, indicating a typical position within the market. Notably, some Toyota models, similar in age and valuation, are slightly pricier, suggesting brand loyalty may drive up their premiums. Conversely, certain other brands show lower premiums, potentially influenced by differing risk assessments or lower repair costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $22600.00 with a yearly premium of $1060.08, giving a QTV of 4.69%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA COROLLA: - The 2018 Toyota Corolla is known for its affordability and value, with a starting price that was around $18,600 when new, making it a popular choice for budget-conscious buyers. - The 2018 Corolla was equipped with Toyota's Safety Sense-P as standard, which includes features like pre-collision system with pedestrian detection, lane departure alert with steering assist, and adaptive cruise control, emphasizing its commitment to safety. - The Toyota Corolla has historically been one of the best-selling cars in the world, and the 2018 model continued this trend, appealing to drivers with its reputation for reliability and fuel efficiency. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – NISSAN X-TRAIL 2019. Price: $118.86 per month. Quote to Value Ratio: 6.23% – 💥 This is a great quote! The NISSAN X-TRAIL (2019), valued at 21100.00, has a monthly premium of 118.86. In comparing this premium with similar vehicles within 20% of its valuation, the average premium of comparable vehicles was found to be approximately 105.00, making the input premium about 13% higher. Notably, vehicles with similar valuations showed varied premiums, indicating that factors like make and model significantly influence pricing. This suggests that while the NISSAN X-TRAIL's premium is on the higher side, specific characteristics might warrant the increased cost. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this NISSAN is valued at $21100.00 with a yearly premium of $1317.20, giving a QTV of 6.23%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the NISSAN X-TRAIL: - The 2019 Nissan X-Trail is known for its impressive fuel efficiency, making it an economical choice for families and long-distance travelers. With its efficient 2.5-liter engine, it provides a good balance of power and economy, which is appealing in its class. - The X-Trail is equipped with Nissan's ProPILOT technology, a semi-autonomous driving system that enhances safety by assisting with steering, acceleration, and braking on highways. This feature is particularly valued by tech-savvy drivers seeking advanced safety features in their vehicles. - One of the unique features of the 2019 Nissan X-Trail is its Divide-N-Hide cargo system. This innovative feature allows drivers to configure the cargo area in multiple ways to suit different needs, providing versatility that is highly appreciated by families and outdoor enthusiasts. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – HONDA ODYSSEY VTI-L RC MY17 4D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 2.4L 2017. Price: $130.01 per month. Quote to Value Ratio: 5.68 – 💥 This is a great quote! The HONDA ODYSSEY VTI-L RC MY17, valued at 25400.00, has a monthly premium of 130.01. Compared to similar vehicles within a 20% valuation range, this premium is considered average. The premiums of identified vehicles ranged from approximately 115.00 to 145.00 monthly, making the input vehicle’s premium fall squarely in the middle. Notably, vehicles from the same make and year displayed similar premium patterns, indicating consistent pricing strategies within the Honda lineup. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HONDA is valued at $25400.00 with a yearly premium of $1440.75, giving a QTV of 5.68. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HONDA ODYSSEY VTI-L RC MY17 4D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 2.4L: - The 2017 Honda Odyssey VTi-L is known for its family-friendly features, including a spacious interior with seating for up to eight passengers and a Magic Slide second-row seat, which enhances cabin flexibility and accessibility, making it a popular choice among families. - In terms of safety, the 2017 Odyssey VTi-L is equipped with the Honda Sensing suite of safety features, which includes adaptive cruise control, lane keeping assist, and collision mitigation braking system, earning it high safety ratings and making it a reliable choice for family transport. - A quirky fact about the 2017 Honda Odyssey VTi-L is that it includes a built-in vacuum cleaner, known as the HondaVAC, which is particularly useful for cleaning up after kids during long road trips or daily commutes, adding to its appeal as a family vehicle. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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