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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Exceptional Price Examples

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Compare awesome quote for Rideshare Motor Insurance – TOYOTA RAV4 GX (2WD) HYBRID AXAH52R 5D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 2.5L 2020. Price: $195.41 per month. Quote to Value Ratio: 5.84% – 💥 This is a great quote! The TOYOTA RAV4 GX (2WD) HYBRID (2020) valued at 37100.00 has a monthly premium of 195.41. When compared to similar vehicles within a 20% valuation range, this premium is average. Vehicles in this category generally exhibit premiums between 180.00 and 210.00, placing the RAV4 slightly above the median. Notably, higher premiums are observed in luxury models and those with advanced safety features, which might skew the average upwards. The limited dataset suggests a need for additional comparisons to identify broader pricing trends. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $37100.00 with a yearly premium of $2165.55, giving a QTV of 5.84%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA RAV4 GX (2WD) HYBRID AXAH52R 5D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 2.5L: - The 2020 Toyota RAV4 Hybrid is known for its impressive fuel efficiency, offering an estimated 41 mpg in the city and 38 mpg on the highway, which makes it one of the most fuel-efficient vehicles in its class. - The RAV4 Hybrid 2020 model features Toyota's Safety Sense 2.0 suite, which includes advanced safety features like pre-collision warning with pedestrian detection, lane departure alert with steering assist, and adaptive cruise control, greatly enhancing its safety credentials. - In 2020, the Toyota RAV4 was the best-selling SUV in the United States, highlighting its popularity and consumer trust. Its hybrid variant offers a great balance of power and efficiency, making it a favorite among eco-conscious drivers. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – MITSUBISHI OUTLANDER 2017. Price: $150.96 per month. Quote to Value Ratio: 7.43% – 💥 This is a great quote! The MITSUBISHI OUTLANDER (2017) valued at 22,500.00 has a monthly premium of 150.96. In comparing this to similar vehicles within a 20% valuation range, the premium appears to be slightly higher than the average of those vehicles, which generally falls around 130.00 to 145.00. Notably, the OUTLANDER's premium is impacted by its make and model, suggesting potentially higher insurance costs related to this particular SUV segment. Overall, while not extensive, the data indicates the OUTLANDER sits above the average for its category. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $22500.00 with a yearly premium of $1672.94, giving a QTV of 7.43%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI OUTLANDER: - The 2017 Mitsubishi Outlander was recognized for its strong safety features, earning a Top Safety Pick+ award from the Insurance Institute for Highway Safety (IIHS) due to its advanced safety features like forward collision mitigation and lane departure warning. - Despite being a compact crossover SUV, the 2017 Outlander offers a unique feature - it comes with a standard third row of seats, allowing it to accommodate up to seven passengers, which is relatively rare in its class. - A quirky fact about the 2017 Mitsubishi Outlander is that it was one of the few vehicles in its segment to offer a plug-in hybrid variant, which was popular in markets outside of the United States, showcasing Mitsubishi's commitment to innovative and eco-friendly technologies. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – HYUNDAI ELANTRA 2014. Price: $65.53 per month. Quote to Value Ratio: 7.33% – 💥 This is a great quote! The HYUNDAI ELANTRA (2014) valued at 9900.00 has a monthly premium of 65.53. Comparing this to similar vehicles in our database within a 20% valuation range, the average premium is approximately 70.00, indicating that the ELANTRA's premium is slightly lower by about 6.7%. There were a few vehicles with notably higher premiums exceeding 80.00, likely due to brand reputation or additional coverage options. Overall, the ELANTRA's premium appears competitive relative to its similar counterparts. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HYUNDAI is valued at $9900.00 with a yearly premium of $726.25, giving a QTV of 7.33%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HYUNDAI ELANTRA: - The 2014 Hyundai Elantra was recognized for its strong safety features, receiving a five-star overall safety rating from the National Highway Traffic Safety Administration (NHTSA). This made it a popular choice among safety-conscious consumers. - In terms of value, the 2014 Hyundai Elantra was praised for its affordability combined with a well-equipped interior, which included features such as a touchscreen interface, Bluetooth connectivity, and heated seats, making it a great value for budget-conscious buyers. - A quirky fact about the 2014 Hyundai Elantra is that it became particularly popular among young professionals and college students due to its sporty design and fuel efficiency, which was advertised as up to 38 miles per gallon on the highway. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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