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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Private Motor Insurance – KIA CARNIVAL 2015. Price: $142.41 per month. Quote to Value Ratio: 5.99% – 💥 This is a great quote! The KIA CARNIVAL (2015) with a valuation of 26,300.00 has a monthly premium of 142.41. When compared to similar vehicles in our database (within 20% of its valuation), this premium is slightly higher than the average, which stands at around 130.00. Notably, several comparable models from 2014 show premiums ranging from 120.00 to 140.00, indicating that while the KIA's premium is competitive, it may be on the higher side for its category. Factors such as make and model suggest a trend of increased premiums for KIA vehicles, reflecting their specific risk assessments. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this KIA is valued at $26300.00 with a yearly premium of $1578.21, giving a QTV of 5.99%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the KIA CARNIVAL: - The 2015 Kia Carnival, known as the Kia Sedona in some markets, was praised for its luxurious interior, offering features such as second-row 'First Class' lounge seating with footrests, which is a unique feature in the minivan segment. - The 2015 Kia Carnival earned a Top Safety Pick designation from the Insurance Institute for Highway Safety (IIHS), thanks to its robust safety features, including a high-strength steel structure and multiple airbags. - Despite being a minivan, the 2015 Kia Carnival offers a surprisingly powerful engine with a 3.3-liter V6 that produces 276 horsepower, making it both family-friendly and fun to drive. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – KIA CARNIVAL 2021. Price: $366.05 per month. Quote to Value Ratio: 6.60% – 💥 This is a great quote! The KIA CARNIVAL (2021), valued at 61400.00, has a monthly premium of 366.05. When compared to similar vehicles within a 20% valuation range, this premium is slightly higher than average. Specifically, most comparable vehicles have premiums ranging from 320.00 to 350.00, making the CARNIVAL's premium about 5-10% above this range. Notably, some higher-end models within this group show premiums exceeding 400.00, suggesting that while the KIA's premium is on the higher side, it aligns with models that offer additional features or safety ratings. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this KIA is valued at $61400.00 with a yearly premium of $4056.54, giving a QTV of 6.60%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the KIA CARNIVAL: - The 2021 KIA Carnival is known for its exceptional safety features, earning a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA). It includes advanced driver-assistance systems like forward collision warning, lane-keeping assist, and blind-spot monitoring. - The KIA Carnival 2021 is a popular choice among families due to its spacious interior, offering seating for up to 8 passengers with a flexible seating arrangement that can be adjusted to optimize passenger or cargo space. - One quirky fact about the KIA Carnival 2021 is its unique "VIP Lounge Seating" in the second row, which offers reclining seats with adjustable footrests, reminiscent of luxury airline seating, providing an exceptionally comfortable ride. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Courier Delivery Motor Insurance – LDV V80 2020. Price: $41.47 per month. Quote to Value Ratio: 1.99% – 💥 This is a great quote! The LDV V80 (2020) has a valuation of 23100.00 and a monthly premium of 41.47. When compared to similar vehicles in our database within a 20% valuation range, this premium is slightly lower than the average, which is around 45.00. Notably, while some comparable vehicles have premiums exceeding 50.00, many are priced similarly, indicating a competitive rate for the V80. Factors such as make and model did not show significant variance in premiums, suggesting that the V80 is priced effectively within its category. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this LDV is valued at $23100.00 with a yearly premium of $459.52, giving a QTV of 1.99%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the LDV V80: - The LDV V80 2020 is equipped with a spacious cargo area, which makes it an excellent choice for businesses that require a versatile and reliable transport vehicle. The van offers up to 11.6 cubic meters of cargo space, accommodating a variety of business needs. - Despite its commercial nature, the LDV V80 2020 includes several comfort features that are typically found in passenger vehicles. It comes with air conditioning, power windows, and a multimedia system with Bluetooth connectivity, making it a comfortable ride for both drivers and passengers. - The LDV V80 2020 is known for its value for money. It is one of the more affordable options in the light commercial vehicle market, offering a great balance between cost and functionality, which appeals to small businesses and fleet operators looking for cost-effective solutions. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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