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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

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Compare awesome quote for Rideshare Motor Insurance – VOLKSWAGEN TOUAREG 150 TDI 7P MY14 4D WAGON 8 SP AUTOMATIC, 3.0L 2014. Price: $81.79 per month. Quote to Value Ratio: 3.79% – 💥 This is a great quote! The VOLKSWAGEN TOUAREG 150 TDI 7P MY14 has a valuation of 23900.00 and a monthly premium of 81.79. When compared to similar vehicles within 20% of its valuation, the premium falls slightly below the average, suggesting competitive pricing. While some comparable models have premiums ranging from 75.00 to 90.00, the input vehicle’s premium is at the lower end of this spectrum. Notably, it is essential to consider factors like make and model, as premium rates can vary significantly depending on vehicle specifications and market trends. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this VOLKSWAGEN is valued at $23900.00 with a yearly premium of $906.44, giving a QTV of 3.79%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the VOLKSWAGEN TOUAREG 150 TDI 7P MY14 4D WAGON 8 SP AUTOMATIC, 3.0L: - The 2014 Volkswagen Touareg 150 TDI is known for its impressive towing capacity, which is up to 3,500 kg, making it a great choice for those who need to tow a caravan or boat. - This model features a luxurious interior with high-quality materials and advanced technology such as an 8-inch touchscreen navigation system, which was considered premium for vehicles in its class at the time. - Despite its luxury status, the Touareg 150 TDI was often criticized for its high maintenance costs and lower fuel efficiency compared to some of its competitors, which could make it less appealing for budget-conscious buyers. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA RAV4 GX (2WD) MXAA52R MY 5D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 2.0L 2022. Price: $131.42 per month. Quote to Value Ratio: 3.97% – 💥 This is a great quote! The TOYOTA RAV4 GX (2WD) MY 2022, valued at 36700.00, has a monthly premium of 131.42. When compared to similar vehicles within 20% of its valuation, the premium is slightly lower than the average, which is approximately 145.00. Notably, while many vehicles in this range are higher in price, the RAV4 stands out for its relatively lower premium, indicating effective risk management by insurers for this model. There's a pattern of higher premiums among luxury brands, reinforcing the RAV4's competitive pricing in the market. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $36700.00 with a yearly premium of $1456.38, giving a QTV of 3.97%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA RAV4 GX (2WD) MXAA52R MY 5D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 2.0L: - The 2022 Toyota RAV4 GX is notable for its impressive safety features, earning a 5-star ANCAP safety rating. This includes advanced safety systems such as Pre-Collision System with pedestrian detection, Lane Departure Alert with steering assist, and Road Sign Assist, making it an excellent choice for safety-conscious drivers. - The RAV4 has consistently been one of the best-selling SUVs worldwide, and the 2022 model continues this trend. Its popularity is due in part to its reputation for reliability, fuel efficiency, and spacious interior, making it a preferred choice for families and urban drivers alike. - A quirky fact about the 2022 RAV4 GX is its optional panoramic moonroof, which adds a unique flair to the vehicle. This feature enhances the overall driving experience by allowing more natural light into the cabin, which can make long drives more enjoyable. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA KLUGER GXL (4X2) GSU50R MY1 4D WAGON 8 SP AUTOMATIC, V6, 3.5L 2019. Price: $150.77 per month. Quote to Value Ratio: 4.41% – 💥 This is a great quote! The TOYOTA KLUGER GXL (4X2) valued at 37900.00 has a monthly premium of 150.77. When compared to similar vehicles within a 20% valuation range, this premium is slightly above average. Many comparable vehicles exhibit premiums ranging from 120.00 to 140.00, indicating that the KLUGER's premium is approximately 7% higher. Notably, vehicles from similar years and makes, like other Toyotas, tend to show variances in premiums due to differing safety ratings and additional features, contributing to the overall pricing structure observed in the dataset. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $37900.00 with a yearly premium of $1670.82, giving a QTV of 4.41%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA KLUGER GXL (4X2) GSU50R MY1 4D WAGON 8 SP AUTOMATIC, V6, 3.5L: - The 2019 Toyota Kluger GXL (4x2) is known for its impressive safety features, earning a 5-star ANCAP safety rating, which makes it a popular choice among families looking for a reliable and safe SUV. - Despite being a robust family SUV, the Toyota Kluger GXL offers a luxurious feel with features like leather upholstery, a power tailgate, and tri-zone climate control, providing comfort and convenience for all passengers. - The Kluger is particularly popular in Australia and is often a top choice among SUV buyers due to its durability and the brand's reputation for reliability. This popularity has made it a staple in many Australian households. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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