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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Happy Clients
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

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Compare awesome quote for Private Motor Insurance – MAZDA MAZDA3 2012. Price: $64.54 per month. Quote to Value Ratio: 6.94% – 💥 This is a great quote! The MAZDA MAZDA3 (2012) with a valuation of 10,300.00 has a monthly premium of 64.54. Compared to similar vehicles within a 20% valuation range, this premium is slightly lower than the average premium of around 70.00 for comparable models, indicating a competitive pricing. While several vehicles show premiums ranging from 60.00 to 80.00, the input vehicle's premium reflects favorable pricing, potentially due to its valuation or less risk associated with the model. Overall, the MAZDA3 maintains a reasonable premium within its category. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MAZDA is valued at $10300.00 with a yearly premium of $715.23, giving a QTV of 6.94%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MAZDA MAZDA3: - The 2012 Mazda MAZDA3 was praised for its excellent fuel economy, especially with the introduction of the SkyActiv technology, which improved engine performance and efficiency, offering up to 40 mpg on the highway. - Despite being a compact car, the 2012 Mazda MAZDA3 was known for its sporty handling and driving dynamics, which were often compared to more expensive sports cars, making it a popular choice for driving enthusiasts. - The 2012 model year marked a significant facelift for the MAZDA3, including a more refined interior, updated exterior styling, and advanced safety features such as blind-spot monitoring, which was not commonly found in cars of its class at the time. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – LEXUS NX300h LUXURY HYBRID (AWD) AYZ15R 4D WA CVT AUTO 6 SPEED, 4 CYLINDER, 2.5L 2019. Price: $263.66 per month. Quote to Value Ratio: 5.99% – 💥 This is a great quote! The LEXUS NX300h LUXURY HYBRID (2019) has a valuation of 48700.00 and a monthly premium of 263.66. This premium is considered average compared to similar vehicles within a 20% valuation range (38960.00 to 58440.00). Some vehicles in this range have premiums as low as 220.00 and as high as 310.00, indicating the NX300h's premium is relatively competitive. However, a few higher premiums suggest potential outliers that could be attributed to differences in coverage levels or specific risk factors associated with those models. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this LEXUS is valued at $48700.00 with a yearly premium of $2921.86, giving a QTV of 5.99%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the LEXUS NX300h LUXURY HYBRID (AWD) AYZ15R 4D WA CVT AUTO 6 SPEED, 4 CYLINDER, 2.5L: - The LEXUS NX300h 2019 is a luxury hybrid SUV known for its impressive fuel economy. It offers an EPA-estimated 31 mpg combined, which is remarkable for a vehicle in its class, making it an excellent choice for those looking to save on fuel costs. - In terms of safety, the LEXUS NX300h 2019 comes equipped with the Lexus Safety System+, which includes features like adaptive cruise control, lane departure alert with steering assist, and automatic high beams, contributing to its high safety ratings. - A quirky fact about the LEXUS NX300h 2019 is that it features a touchpad interface for its infotainment system, which is similar to what you would find on a laptop, offering a unique user experience compared to traditional touchscreens or knobs. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – MITSUBISHI OUTLANDER 2017. Price: $150.60 per month. Quote to Value Ratio: 7.99% – 💥 This is a great quote! The MITSUBISHI OUTLANDER (2017) valued at 20900.00 has a monthly premium of 150.60. When comparing it to similar vehicles within 20% of its valuation, this premium appears to be higher than average, as several comparable vehicles exhibit premiums ranging from 120.00 to 140.00. Notably, vehicles with similar makes and models also skew lower, indicating potential outliers in pricing strategies. This suggests that factors such as make and vehicle condition may play a significant role in determining premiums, warranting further investigation into specific rate-setting practices. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $20900.00 with a yearly premium of $1668.92, giving a QTV of 7.99%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI OUTLANDER: - The 2017 Mitsubishi Outlander is known for its affordability in the midsize SUV segment, with a starting price around $23,495. This makes it an attractive option for budget-conscious families looking for a capable vehicle that doesn't break the bank. - The Outlander 2017 model received the highest safety rating from the Insurance Institute for Highway Safety (IIHS), earning a 'Top Safety Pick+' designation. This was largely due to its available suite of advanced safety features, including forward collision mitigation and lane departure warning. - One of the unique features of the 2017 Outlander is its optional third-row seating, which is uncommon in its class. This allows the vehicle to accommodate up to seven passengers, making it a versatile choice for larger families or those who often travel with extra passengers. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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