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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Compare awesome quote for Rideshare Motor Insurance – TOYOTA KLUGER GRANDE HYBRID AWD AXUH78R, 5D WAGON, 2.5L DIRECT FUEL INJ 4, Automatic 2022. Price: $356.30 per month. Quote to Value Ratio: 5.40% – 💥 This is a great quote! The TOYOTA KLUGER GRANDE HYBRID AWD AXUH78R (2022), valued at 73100.00, has a monthly premium of 356.30. Compared to similar vehicles within 20% of its valuation, this premium is about average. Notably, premiums for comparable vehicles ranged from 320.00 to 400.00, indicating a slight variation. Factors such as the vehicle's hybrid model and 2022 year may contribute positively to the premium, aligning it with market trends. However, a limited number of comparable vehicles were found, suggesting that more data could provide a clearer picture. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $73100.00 with a yearly premium of $3948.56, giving a QTV of 5.40%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA KLUGER GRANDE HYBRID AWD AXUH78R, 5D WAGON, 2.5L DIRECT FUEL INJ 4, Automatic: - The 2022 Toyota Kluger Grande Hybrid AWD is known for its impressive fuel efficiency for a large SUV, offering around 5.6 liters per 100 kilometers, which makes it an economical choice for families who are conscious of fuel costs. - Safety is a major highlight of the Kluger Grande, as it comes equipped with Toyota's Safety Sense suite. This includes features like pre-collision detection with pedestrian detection, lane departure alert with steering assist, and adaptive cruise control, making it a top choice for safety-conscious buyers. - A unique feature of the Toyota Kluger Grande Hybrid is its second-row captain's chairs, which provide a luxurious and spacious seating arrangement, a feature not commonly found in many SUVs, making it a standout in terms of passenger comfort and convenience. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – AUDI A3 2016. Price: $292.90 per month. Quote to Value Ratio: 0.02 – 💥 This is a great quote! The AUDI A3 (2016) with a valuation of 16,000.00 has a monthly premium of 292.90. Compared to similar vehicles in our database, which are within 20% of its valuation, this premium appears to be slightly higher than average. For instance, other vehicles with valuations ranging from 12,800.00 to 19,200.00 have premiums averaging around 250.00 to 270.00. Notably, while AUDI tends to have higher premiums due to brand reputation, this analysis indicates that the A3's premium may be on the higher end of the spectrum relative to its value. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this AUDI is valued at $16000.00 with a yearly premium of $3245.94, giving a QTV of 0.02. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the AUDI A3: - The 2016 Audi A3 was one of the first cars in its segment to offer a high-quality interior with features like a fully digital cockpit, setting a new standard for luxury in compact cars. - The Audi A3 2016 gained popularity for its advanced safety features, including a standard rearview camera and available driver assistance systems such as adaptive cruise control and lane-keeping assist, which were not commonly found in competitors at the time. - Interestingly, the Audi A3 2016 was among the first vehicles to offer Apple CarPlay and Android Auto integration, making it a pioneer in smartphone connectivity in the automotive industry. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – NISSAN NAVARA D23 SERIES II ST (4x4) DUAL CAB UTILITY DIESEL T/TURBO F/ INJ 2298 2018. Price: $136.07 per month. Quote to Value Ratio: 4.21% – 💥 This is a great quote! The NISSAN NAVARA D23 SERIES II ST (4x4) DUAL CAB UTILITY DIESEL T/TURBO F/ INJ 2298 (2018), valued at 35800.00, has a monthly premium of 136.07. When compared to similar vehicles within a 20% valuation range, this premium is approximately average, with most premiums ranging from 120 to 150. Notably, vehicles of similar make and model exhibit premiums that are consistent, indicating no significant outliers. Factors such as engine type and year do not appear to significantly affect the premium in this subset. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this NISSAN is valued at $35800.00 with a yearly premium of $1507.95, giving a QTV of 4.21%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the NISSAN NAVARA D23 SERIES II ST (4x4) DUAL CAB UTILITY DIESEL T/TURBO F/ INJ 2298: - The Nissan Navara D23 Series II ST is renowned for its impressive towing capacity, making it a popular choice for those needing to transport heavy loads. It can tow up to 3,500 kg, which is ideal for both work and recreation. - This model is equipped with a five-link coil rear suspension, which is unusual for a utility vehicle of its class and contributes to a smoother ride and better handling compared to traditional leaf-spring suspensions. - A quirky fact about the Nissan Navara D23 Series II is that it is often used in the creation of customized 'ute' conversions, where owners modify the vehicle for enhanced off-road performance and unique aesthetic appeal, showcasing its versatility and strong aftermarket support. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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