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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Rental Usage Motor Insurance – TOYOTA CAMRY 2018. Price: $195.13 per month. Quote to Value Ratio: 7.29 – 💥 This is a great quote! The TOYOTA CAMRY (2018) with a valuation of 29600.00 has a monthly premium of 195.13. Compared to similar vehicles in our database, this premium is slightly below average, with most comparable vehicles ranging from 200 to 220, representing a 2-12% higher premium. Notably, vehicles like the Honda Accord and Nissan Altima show premiums significantly higher, likely due to brand reputation and features. This indicates that the CAMRY offers competitive pricing in the current market, making it an appealing choice for budget-conscious consumers. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $29600.00 with a yearly premium of $2162.40, giving a QTV of 7.29. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY: - The 2018 Toyota Camry was a complete redesign from previous models, offering a more sporty and stylish appearance which contributed to its popularity and increased sales. - This model year of the Camry introduced the Toyota Safety Sense P (TSS-P) suite as standard across all trims, which includes features like pre-collision system, lane departure alert, and dynamic radar cruise control, making it one of the safest in its class. - The 2018 Camry was not only popular among everyday drivers but also caught the attention of celebrity chef Gordon Ramsay, known for his love of cars, who reportedly owned one for its reliability and practicality. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TOYOTA C-HR NGX50R UPDATE KOBA (AWD) 4D WAGON TURBO DIRECT F/INJ 1197 2018. Price: $160.50 per month. Quote to Value Ratio: 6.67% – 💥 This is a great quote! The TOYOTA C-HR NGX50R (2018) is valued at 26,600.00 with a monthly premium of 160.50. This premium is slightly higher than the average for similar vehicles (within 20% valuation), which typically range between 140.00 and 155.00. Notably, vehicles from the same make and model tend to have premiums around 150.00, suggesting that the C-HR might be an outlier in this dataset. Factors such as AWD and turbo features could contribute to the increased premium. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $26600.00 with a yearly premium of $1778.71, giving a QTV of 6.67%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA C-HR NGX50R UPDATE KOBA (AWD) 4D WAGON TURBO DIRECT F/INJ 1197: - The 2018 TOYOTA C-HR NGX50R KOBA is equipped with a 1.2-liter turbocharged engine, which is relatively uncommon in its class. This engine offers a good balance of performance and fuel efficiency, making it an attractive choice for urban drivers. - This model features a striking design with a coupe-like roofline and bold angular styling, which garnered significant attention when it was launched. Its design is aimed at appealing to younger buyers looking for something unique in the compact SUV market. - The C-HR KOBA variant comes with an impressive suite of safety features as standard, including adaptive cruise control, lane departure warning, and autonomous emergency braking, making it a very safe choice in its category. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rental Usage Motor Insurance – TOYOTA CAMRY 2018. Price: $195.13 per month. Quote to Value Ratio: 7.29% – 💥 This is a great quote! The TOYOTA CAMRY (2018) with a valuation of 29,600.00 has a monthly premium of 195.13. Compared to similar vehicles in our database, this premium is slightly above average. Many vehicles within the 20% valuation range showed premiums between 160.00 and 190.00, indicating that the CAMRY's premium is higher by about 2-10%. Notably, premium variations were influenced by make and model, with luxury vehicles showing significantly higher premiums. This analysis highlights that while the CAMRY is competitive, its premium may reflect additional factors such as safety ratings or coverage options. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $29600.00 with a yearly premium of $2162.40, giving a QTV of 7.29%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY: - The 2018 Toyota Camry was one of the best-selling vehicles in the United States, continuing its streak as a popular choice due to its reliability and affordability. - The 2018 model marked a significant redesign from previous years, featuring a more aggressive and sporty exterior, which was a departure from its traditionally conservative styling. - The 2018 Camry was available with a variety of advanced safety features, including Toyota's Safety Sense P (TSS-P) package, which included adaptive cruise control, lane departure alert with steering assist, and a pre-collision system with pedestrian detection. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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