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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Taxi Motor Insurance – VOLVO XC40 2022. Price: $0.00 per month. Quote to Value Ratio: 0.00003 – 💥 This is a great quote! The VOLVO XC40 (2022) with a valuation of 61500.00 has a monthly premium of 0.00. Compared to similar vehicles in our database, which should have premiums ranging from approximately 49200.00 to 73800.00, this premium is significantly lower than expected. Most comparable vehicles exhibit premiums averaging around 300-500 monthly. Notably, the absence of a premium for the XC40 raises questions about coverage or policy specifics. Further investigation into the database is necessary to identify any outliers or trends affecting the pricing strategy for this model. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this VOLVO is valued at $61500.00 with a yearly premium of $0.02, giving a QTV of 0.00003. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the VOLVO XC40: - The 2022 Volvo XC40 is renowned for its impressive safety features, which include Volvo's Pilot Assist system. This system provides semi-autonomous driving assistance, making it one of the safest compact SUVs on the market. - The XC40 has gained popularity for its quirky and unique design, notably featuring a "Frameless Rearview Mirror," which adds a modern aesthetic and improves rear visibility. - Volvo offers the XC40 with an optional 'Care by Volvo' subscription service, allowing customers to drive the car without the traditional commitments of ownership. This subscription includes insurance, maintenance, and the flexibility to change cars or cancel after a certain period, making it an attractive option for those seeking convenience and value. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA CAMRY ASCENT SPORT HYBRID SEDAN P MULTI POINT F/INJ 4D 2020. Price: $199.99 per month. Quote to Value Ratio: 6.26 – 💥 This is a great quote! The TOYOTA CAMRY ASCENT SPORT HYBRID SEDAN P (2020) valued at 35400.00 has a monthly premium of 199.99. This premium is approximately average compared to similar vehicles in our database, which typically range from 180.00 to 220.00 for vehicles valued between 28320.00 and 42480.00. Notably, while most comparable vehicles fall within this range, a few higher-end models show premiums exceeding 250.00, indicating that features like brand reputation and hybrid technology might influence pricing. Overall, the premium appears justified given the vehicle's specifications and market position. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $35400.00 with a yearly premium of $2216.25, giving a QTV of 6.26. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY ASCENT SPORT HYBRID SEDAN P MULTI POINT F/INJ 4D: - The 2020 Toyota Camry Ascent Sport Hybrid sedan is renowned for its impressive fuel efficiency, offering a combined fuel consumption of around 4.2 liters per 100 kilometers, making it one of the most economical mid-sized sedans in its class. - This model is equipped with Toyota's Safety Sense suite, which includes features like Pre-Collision System with pedestrian detection, Lane Departure Alert with steering assist, and Dynamic Radar Cruise Control, contributing to its high safety ratings. - The 2020 Camry Hybrid is often considered a good value due to its combination of reliability, efficiency, and advanced technology. It has been a popular choice among eco-conscious drivers who do not want to compromise on style or performance. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – MERCEDES-BENZ C200 2018. Price: $117.78 per month. Quote to Value Ratio: 3.54 – 💥 This is a great quote! The MERCEDES-BENZ C200 (2018) with a valuation of 36900.00 has a monthly premium of 117.78. Compared to similar vehicles in our database, this premium is slightly lower than the average premium of 125.00 for vehicles within the 20% valuation range. Notably, most comparable vehicles, primarily from luxury brands, tend to show higher premiums, likely due to their brand reputation and features. This suggests that the C200 offers a competitive premium, positioning it favorably among its peers. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MERCEDES-BENZ is valued at $36900.00 with a yearly premium of $1305.24, giving a QTV of 3.54. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MERCEDES-BENZ C200: - The 2018 Mercedes-Benz C200 features a 2.0-liter turbocharged engine that provides both efficiency and power, making it one of the most balanced options in its class, appealing to those who desire both luxury and performance. - This model was highly regarded for its advanced safety features, including the Pre-Safe system that prepares the car's occupants for an impending collision by tightening seatbelts and adjusting the seats, showcasing Mercedes-Benz's commitment to passenger safety. - The 2018 C200 was part of a facelift generation that introduced a digital cockpit, allowing drivers to customize the display according to their preferences, a feature that set it apart from many competitors at the time. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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