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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Exceptional Price Examples

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Compare awesome quote for Private Motor Insurance – AUDI 2021 AUDI Q2 35 TFSI 3Y MY21 4D WAGON 7 SP AUTO S-TRONIC, 4 CYLINDER TURBO, 1.5L 2021. Price: $137.47 per month. Quote to Value Ratio: 4.03% – 💥 This is a great quote! The AUDI 2021 AUDI Q2 35 TFSI 3Y MY21 has a monthly premium of 137.47, which is approximately average compared to similar vehicles with valuations between 30,240.00 and 45,360.00. Analysis of the database shows that most comparable models fall within a 10% range, resulting in premiums between 120.00 and 150.00. The input vehicle's premium is consistent with these figures, indicating no significant outliers. Factors such as make, model, and year show similar insurance trends across AUDI and other luxury brands, enhancing premium stability among peers. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this AUDI is valued at $37800.00 with a yearly premium of $1523.49, giving a QTV of 4.03%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the AUDI 2021 AUDI Q2 35 TFSI 3Y MY21 4D WAGON 7 SP AUTO S-TRONIC, 4 CYLINDER TURBO, 1.5L: - The Audi Q2 35 TFSI 3Y MY21 is equipped with advanced safety features such as Audi pre-sense front, which includes a radar system to monitor the road ahead and can initiate braking to prevent a potential collision. - This model is known for its compact yet stylish design, making it particularly popular among urban dwellers. The Q2 has been praised for its maneuverability in tight city spaces, a feature that enhances its appeal in crowded urban environments. - Despite being a luxury brand, the Audi Q2 offers competitive pricing in its segment, making it a good value for those seeking a premium badge without the exorbitant price tag often associated with luxury SUVs. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Courier Delivery Motor Insurance – HYUNDAI STARIA US4.V1 MY22 LOAD 2S 2.2D LIFTBACK 5D VAN TURBO CDI 2199 2022. Price: $257.25 per month. Quote to Value Ratio: 7.51% – 💥 This is a great quote! The HYUNDAI STARIA US4.V1 MY22 LOAD 2S 2.2D LIFTBACK 5D VAN TURBO CDI 2199 (2022) with a valuation of 38000.00 has a monthly premium of 257.25. Compared to similar vehicles in our database (within 20% of its valuation), this premium is slightly higher than average. Many comparable vehicles had premiums averaging around 220.00 with some exceeding 300.00, indicating a variance in pricing possibly due to make and features. This suggests that while generally competitive, the STARIA's premium may reflect additional value attributes. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HYUNDAI is valued at $38000.00 with a yearly premium of $2850.90, giving a QTV of 7.51%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HYUNDAI STARIA US4.V1 MY22 LOAD 2S 2.2D LIFTBACK 5D VAN TURBO CDI 2199: - The Hyundai Staria is known for its futuristic and unique design, which has been compared to a spaceship or a vehicle from a sci-fi movie. Its sleek, minimalist exterior and expansive windows make it stand out in the van segment. - Equipped with advanced safety features, the Hyundai Staria offers Hyundai SmartSense technology, including Forward Collision-Avoidance Assist, Blind Spot View Monitor, and Smart Cruise Control. These features contribute to its high safety ratings and cater to modern safety demands. - The Hyundai Staria has been gaining popularity among eco-conscious drivers due to its efficient turbo diesel engine, which provides both power and fuel economy. This makes it an appealing choice for those looking to reduce their carbon footprint while maintaining a functional and stylish vehicle. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – HOLDEN COLORADO 2013. Price: $76.47 per month. Quote to Value Ratio: 3.83% – 💥 This is a great quote! The HOLDEN COLORADO (2013), valued at 22100.00, has a monthly premium of 76.47. Compared to similar vehicles within 20% of its valuation, the average premium is approximately 70.00, putting the COLORADO's premium slightly higher than average by about 9.4%. Notably, among comparable vehicles, premiums range from 60.00 to 85.00, indicating a reasonably consistent pricing pattern. Factors like make and model suggest that while the HOLDEN is priced competitively, its premium reflects its specific risk profile, which could be influenced by regional claims history or vehicle reliability. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HOLDEN is valued at $22100.00 with a yearly premium of $847.48, giving a QTV of 3.83%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HOLDEN COLORADO: - The 2013 Holden Colorado was praised for its strong towing capacity, which could handle up to 3.5 tonnes. This made it particularly popular among those who needed a reliable vehicle for towing heavy loads, such as trailers and boats. - The 2013 Holden Colorado featured a 'shift-on-the-fly' 4WD system, allowing drivers to switch from 2WD to 4WD mode without stopping the vehicle, a convenient feature for off-road enthusiasts. - Despite its robust features, some critics noted that the interior of the 2013 Holden Colorado was somewhat basic compared to competitors, with less emphasis on luxury or high-end materials, which could be viewed as a downside for those seeking a more refined cabin experience. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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