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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Exceptional Price Examples

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Compare awesome quote for Rideshare Motor Insurance – TOYOTA CAMRY ASCENT HYBRID AXVH71R 4D SEDAN CONTINUOUS VARIABLE , 4 CYLINDER, 2.5L 2020. Price: $222.57 per month. Quote to Value Ratio: 7.41% – 💥 This is a great quote! The TOYOTA CAMRY ASCENT HYBRID AXVH71R (2020) has a valuation of 33300.00 and a monthly premium of 222.57. Within a 20% valuation range, this premium is slightly above average compared to similar vehicles, which typically range from 200 to 220. Several comparable vehicles in the dataset showed premiums from 180 to 240, indicating that while the input vehicle's premium is on the higher end, it is not an outlier. Factors like make and model suggest typical risks associated with hybrids are reflected in the pricing. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $33300.00 with a yearly premium of $2466.55, giving a QTV of 7.41%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY ASCENT HYBRID AXVH71R 4D SEDAN CONTINUOUS VARIABLE , 4 CYLINDER, 2.5L: - The 2020 Toyota Camry Ascent Hybrid is known for its excellent fuel efficiency, boasting a combined fuel consumption of around 4.2 liters per 100 kilometers, making it an environmentally friendly choice for drivers looking to reduce their carbon footprint. - In terms of safety, the 2020 Camry Ascent Hybrid is equipped with Toyota's Safety Sense suite, which includes adaptive cruise control, lane departure alert with steering assist, and a pre-collision system with pedestrian detection, earning it high safety ratings from multiple organizations. - The Toyota Camry is one of the most popular sedans globally and is even used by some state officials and celebrities as a discreet, reliable, and eco-friendly mode of transportation. Its hybrid variant further enhances its appeal by offering a balance between performance and sustainability. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – BMW X5 XDRIVE30D M SPORT G05 MY22 L 4D WAGON 8 SP AUTO STEPTRONIC, 6 CYL DIESEL TURBO, 3.0L 2022. Price: $332.77 per month. Quote to Value Ratio: 3.50% – 💥 This is a great quote! The BMW X5 XDRIVE30D M SPORT G05 MY22 L has a valuation of 105200.00 and a monthly premium of 332.77. Compared to similar vehicles within a 20% valuation range, this premium is generally average. Data shows that most comparable vehicles have premiums ranging from 300 to 360; thus, the input premium sits comfortably within that bracket. Notably, premium variations may arise due to factors like the vehicle's age and specific features, which could indicate the value proposition of different makes and models. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this BMW is valued at $105200.00 with a yearly premium of $3687.77, giving a QTV of 3.50%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the BMW X5 XDRIVE30D M SPORT G05 MY22 L 4D WAGON 8 SP AUTO STEPTRONIC, 6 CYL DIESEL TURBO, 3.0L: - The BMW X5 xDrive30d M Sport 2022 is equipped with advanced safety features, including the Driving Assistant Professional package, which offers features such as Active Cruise Control with Stop&Go function, Steering and Lane Control Assistant, and Lane Keeping Assistant with active side collision protection, making it one of the safest vehicles in its class. - This model is known for its luxurious M Sport package, which includes unique M aerodynamic body styling, high-quality Vernasca leather upholstery, and customizable ambient lighting, enhancing both the aesthetic appeal and comfort of the vehicle. - Despite its luxury status, the BMW X5 xDrive30d M Sport 2022 offers impressive fuel efficiency for its class, thanks to its 3.0L six-cylinder diesel turbo engine, which balances power and economy, making it a surprisingly good value for long-distance travelers. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Courier Delivery Motor Insurance – HYUNDAI 2020 HYUNDAI iLOAD TQ4 MY21 3S LIFTBACK 4D VAN TURBO CDI 2497 2020. Price: $210.18 per month. Quote to Value Ratio: 7.83% – 💥 This is a great quote! The HYUNDAI 2020 HYUNDAI iLOAD TQ4 MY21 3S LIFTBACK 4D VAN TURBO CDI 2497, valued at 29700.00, has a monthly premium of 210.18. Compared to similar vehicles in the database within 20% of its valuation, this premium is slightly above average for its category. Notably, several comparable vehicles have premiums ranging from 180 to 205, indicating this specific model might reflect higher inherent risks or additional features affecting the premium. Overall, the data suggests that although the premium is not excessively high, there are vehicles with lower premiums for similar valuations. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HYUNDAI is valued at $29700.00 with a yearly premium of $2329.22, giving a QTV of 7.83%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HYUNDAI 2020 HYUNDAI iLOAD TQ4 MY21 3S LIFTBACK 4D VAN TURBO CDI 2497: - The Hyundai iLoad is known for its affordability and practicality, making it a popular choice among small business owners and tradespeople. The 2020 model offers a competitive price point within its segment, providing great value for its reliability and utility. - Safety is a significant consideration for the Hyundai iLoad. The 2020 model comes equipped with features like Electronic Stability Control and Anti-lock Braking System, which enhance the safety profile of the vehicle, making it a reliable option for transporting goods and passengers alike. - One quirky fact about the 2020 Hyundai iLoad is its remarkable towing capacity. Despite being a van, it can tow up to 2,500 kg, which is quite impressive for its class and adds to its versatility as a workhorse vehicle. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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