AFFORDABLE | TRUSTWORTHY | NATIONAL COVER

SAVE BIG ON CAR INSURANCE WITH SMART PRICE RESEARCH

TESTIMONIALS

Rated by Real Drivers Nationwide

Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
0 +
Claims lodged within the first
12-24 hrs.
0 %
★★★★★ Reviews
100 +
Policies Sold
0 +
Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

Car Insurance Form

Save Big on Car Insurance

with Smart Price Research

How can we help?

How can we help?

Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Rental Usage Motor Insurance – HOLDEN UTE 2013. Price: $0.01 per month. Quote to Value Ratio: 0.00 – 💥 This is a great quote! The HOLDEN UTE (2013) valued at 19700.00 has a monthly premium of 0.01. Compared to similar vehicles within 20% of its valuation, this premium appears significantly lower than average premiums, which typically range from 50 to 100 for comparable models. Notably, vehicles like the FORD UTE of similar age and valuation have premiums averaging around 75. This suggests that the HOLDEN UTE's premium is an outlier, possibly due to factors like less demand or different risk assessments by insurers. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HOLDEN is valued at $19700.00 with a yearly premium of $0.12, giving a QTV of 0.00. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HOLDEN UTE: - The HOLDEN UTE 2013 was popular for its versatility, combining the functionality of a pickup truck with the comfort of a sedan, which made it a favorite among tradespeople and car enthusiasts in Australia. - Despite its utilitarian design, the Holden Ute was known for its impressive performance, especially in the SS variant, which featured a V8 engine delivering robust power, making it a fun drive not just for work but also for leisure. - A quirky fact about the Holden Ute is that it has a strong cultural significance in Australia, where it became a symbol of the "Aussie spirit" and even inspired events like the annual "Ute Muster," a festival celebrating the vehicle and its community. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TESLA MODEL 3 REAR-WHEEL DRIVE MY22, 4D SEDAN, 0.0 ELECTRIC NA, Automatic 2022. Price: $314.22 per month. Quote to Value Ratio: 5.10 – 💥 This is a great quote! The TESLA MODEL 3 REAR-WHEEL DRIVE MY22 with a valuation of 68400.00 carries a monthly premium of 314.22. When comparing it to similar vehicles within a 20% valuation range (54720.00 to 82080.00), the premium appears to be slightly higher than average. For instance, similar electric vehicles typically range from 250.00 to 300.00 monthly. Notably, while the premium reflects the vehicle's high-tech features, it may be considered high for its segment, especially when other comparably valued sedans exhibit lower premiums. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $68400.00 with a yearly premium of $3482.17, giving a QTV of 5.10. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL 3 REAR-WHEEL DRIVE MY22, 4D SEDAN, 0.0 ELECTRIC NA, Automatic: - The 2022 Tesla Model 3 Rear-Wheel Drive is known for its impressive safety features, having received a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA), making it one of the safest vehicles in its class. - Despite being an electric vehicle, the Tesla Model 3 Rear-Wheel Drive MY22 can accelerate from 0 to 60 mph in just 5.8 seconds, providing a thrilling driving experience that rivals many traditional sports cars. - Tesla Model 3 is often seen as a great value due to its relatively lower starting price compared to other luxury electric vehicles, as well as its eligibility for various tax incentives and rebates, which can further reduce its cost. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TOYOTA 2021 TOYOTA RAV4 GXL (2WD) HYBRID AXAH52R MY 2021. Price: $190.84 per month. Quote to Value Ratio: 4.83 – 💥 This is a great quote! The TOYOTA 2021 RAV4 GXL (2WD) HYBRID, valued at 43800.00, has a monthly premium of 190.84. Compared to similar vehicles within a 20% valuation range (35040.00 to 52560.00), this premium is slightly higher than the average of 175.00 observed in the dataset, indicating a 9% increase. Notably, many comparable vehicles are from the same manufacturer, suggesting that premiums may be influenced by brand reputation and hybrid technology, which typically attracts higher insurance costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $43800.00 with a yearly premium of $2114.91, giving a QTV of 4.83. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA 2021 TOYOTA RAV4 GXL (2WD) HYBRID AXAH52R MY: - The 2021 Toyota RAV4 GXL Hybrid is highly regarded for its fuel efficiency, achieving approximately 4.7 liters per 100 kilometers, which makes it an excellent choice for eco-conscious drivers. - This model features an advanced Toyota Safety Sense suite, including adaptive cruise control, lane departure alert with steering assist, and pre-collision safety systems, enhancing its reputation for safety. - The RAV4 Hybrid has gained immense popularity partly due to its robust resale value, which retains its worth better than many competitors in the hybrid SUV market. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

Scroll to Top