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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Rideshare Motor Insurance – TOYOTA RAV4 GX (2WD) HYBRID 2022. Price: $244.61 per month. Quote to Value Ratio: 6.42 – 💥 This is a great quote! The TOYOTA RAV4 GX (2WD) HYBRID (2022) has a valuation of 41600.00 and a monthly premium of 244.61. When compared to similar vehicles within a 20% valuation range, this premium is slightly higher than average. For instance, vehicles valued between 33280.00 and 49920.00 show premiums ranging from 200.00 to 230.00, indicating a 6% increase over the average. Notably, the higher premium may reflect the hybrid model's added features or demand. However, limited data points within this range suggest further analysis may be needed for conclusive insights. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $41600.00 with a yearly premium of $2673.28, giving a QTV of 6.42. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA RAV4 GX (2WD) HYBRID: - The TOYOTA RAV4 GX (2WD) HYBRID 2022 is noted for its impressive fuel efficiency, offering around 4.7 liters per 100 kilometers, making it an economical choice for those who frequently drive in urban settings. - The RAV4 has consistently been among the top-selling vehicles globally, with the 2022 hybrid model continuing this trend due to its blend of practicality, efficiency, and advanced safety features like Toyota Safety Sense, which includes a pre-collision system and adaptive cruise control. - One quirky fact about the RAV4 Hybrid is its ability to act as a power generator in emergencies, thanks to its hybrid powertrain, which can provide electricity for small appliances when needed. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Courier Delivery Motor Insurance – TOYOTA CAMRY,AVV50R, 4D SEDAN, MULTI POINT F/INJ, 2.5L, HYBRID HL, CONTINUOUS VARIABLE 2013. Price: $90.20 per month. Quote to Value Ratio: 5.98% – 💥 This is a great quote! The TOYOTA CAMRY, AVV50R, 4D SEDAN, 2.5L HYBRID HL (2013), valued at $16,700, has a monthly premium of $90.20. Compared to similar vehicles within 20% of its valuation, this premium is slightly lower than average, as most comparable vehicles show premiums ranging from $95 to $105. Notably, vehicles from the same make and year exhibit premiums consistently higher, suggesting a potential market trend favoring certain brands. Limited data points in the 20% range indicate that further analysis may be necessary for a comprehensive assessment. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $16700.00 with a yearly premium of $999.65, giving a QTV of 5.98%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY,AVV50R, 4D SEDAN, MULTI POINT F/INJ, 2.5L, HYBRID HL, CONTINUOUS VARIABLE: - The 2013 Toyota Camry Hybrid was praised for its exceptional fuel efficiency, achieving an estimated 43 miles per gallon in the city, making it one of the most fuel-efficient vehicles in its class at the time. - This model was part of the seventh generation of the Camry, which was known for its enhanced safety features, including 10 standard airbags, earning it a Top Safety Pick award from the Insurance Institute for Highway Safety (IIHS). - The 2013 Camry Hybrid features Toyota's Hybrid Synergy Drive system, which allows the car to run on electric power alone at low speeds, contributing to its smooth and quiet ride, a feature that many drivers find surprisingly luxurious for a mid-sized sedan. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TOYOTA RAV4 2022. Price: $80.48 per month. Quote to Value Ratio: 2.43 – 💥 This is a great quote! The TOYOTA RAV4 (2022) with a valuation of 36,700.00 has a monthly premium of 80.48. Compared to similar vehicles in our database, this premium is slightly above average, as most identified vehicles within the 20% valuation range have premiums around 70.00 to 80.00. Notably, vehicles with similar makes and models often exhibit premiums within this range, indicating consistent pricing. However, a few outliers were noted with premiums exceeding 100.00, possibly due to additional features or higher risk factors associated with those models. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $36700.00 with a yearly premium of $891.88, giving a QTV of 2.43. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA RAV4: - The 2022 Toyota RAV4 comes equipped with Toyota Safety Sense 2.0, which includes features like pre-collision warning, pedestrian detection, and adaptive cruise control, making it one of the safest compact SUVs on the market. - The RAV4 has been a best-seller in the compact SUV category for several years, and the 2022 model continues this trend by offering a hybrid version that provides excellent fuel efficiency, appealing to eco-conscious consumers. - A quirky fact about the 2022 RAV4 is its off-road capability, especially the TRD Off-Road model, which includes features such as Multi-Terrain Select and Dynamic Torque Vectoring AWD, making it surprisingly adept in rugged terrains. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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