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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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How can we help?

Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Private Motor Insurance – TOYOTA Corolla ZRE182 Ascent SPT Hback, 1800cc fuel injection 2014. Price: $103.73 per month. Quote to Value Ratio: 7.22 – 💥 This is a great quote! The TOYOTA Corolla ZRE182 Ascent SPT Hback, 1800cc fuel injection (2014) with a valuation of 15900.00 has a monthly premium of 103.73. Compared to similar vehicles within 20% of its valuation, this premium is slightly higher than the average of 95.00, as most premiums range from 85.00 to 105.00. Notably, vehicles of the same make and model generally have premiums around 100.00, indicating a consistent pricing trend. This suggests that the premium might be influenced by specific risk factors associated with the individual vehicle or its coverage options. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $15900.00 with a yearly premium of $1149.53, giving a QTV of 7.22. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA Corolla ZRE182 Ascent SPT Hback, 1800cc fuel injection: - The 2014 Toyota Corolla ZRE182 Ascent Sport Hatchback was known for its excellent fuel efficiency, achieving approximately 6.6 liters per 100 kilometers, making it a cost-effective choice for daily commuters. - This model featured Toyota's advanced safety technology, including seven airbags and a five-star ANCAP safety rating, which was particularly impressive for a compact car of its time. - Despite being a compact hatchback, the 2014 Corolla Ascent Sport offered a surprisingly spacious interior, thanks to its clever design, which provided more legroom and cargo space than many of its competitors. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TESLA MODEL 3 2022. Price: $323.77 per month. Quote to Value Ratio: 6.81 – 💥 This is a great quote! The TESLA MODEL 3 (2022) with a valuation of 52700.00 has a monthly premium of 323.77. Compared to similar vehicles in our database (valuations between 42160.00 and 63240.00), this premium is about average. Many comparable vehicles have premiums ranging from 300 to 350, indicating that the input vehicle's premium is consistent with market trends. Notably, some luxury brands show higher premiums, while economy models are lower, suggesting that make and model significantly influence insurance costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $52700.00 with a yearly premium of $3588.04, giving a QTV of 6.81. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL 3: - The 2022 Tesla Model 3 has consistently been among the best-selling electric vehicles globally, reflecting its popularity due to its combination of performance, range, and technology at a competitive price point. - The Model 3 is equipped with a sophisticated autopilot system that includes features like traffic-aware cruise control and automatic lane changing, which contribute to its high safety ratings. - A quirky fact about the Tesla Model 3 is that its air conditioning system includes a 'dog mode' feature, which keeps pets inside the car at a comfortable temperature while alerting passersby on the display screen that the pet is safe and comfortable. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – VOLVO XC40 2022. Price: $377.02 per month. Quote to Value Ratio: 6.79% – 💥 This is a great quote! The VOLVO XC40 (2022) with a valuation of 61500.00 has a monthly premium of 377.02. In comparison to similar vehicles within 20% of its valuation, this premium is slightly higher than average, as most comparable vehicles fall between 300 to 360 for their premiums. Notably, vehicles from premium brands tend to have higher insurance costs, which could explain this trend. However, there are outliers with much lower premiums, suggesting that factors like safety ratings and claims history may play a significant role in determining individual vehicle premiums. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this VOLVO is valued at $61500.00 with a yearly premium of $4178.16, giving a QTV of 6.79%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the VOLVO XC40: - The VOLVO XC40 2022 is known for its strong safety features, including the standard City Safety system that uses radar and camera technology to help detect vehicles, pedestrians, cyclists, and large animals day or night. - The XC40 was Volvo's first model to be offered with an entirely electric powertrain option, marking a significant step towards the company's goal of becoming a fully electric car brand by 2030. - One quirky fact about the VOLVO XC40 is its unique interior storage solutions, like the removable waste bin and the hook in the glove compartment designed to hold takeout bags securely. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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