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Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

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Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

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A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Compare awesome quote for Business (Non-Passenger Transport) Motor Insurance – TOYOTA 2019 TOYOTA HILUX WORKMATE TGN121R MY C/CHAS 6 SP AUTOMATIC, 4 CYLINDER, 2.7L 2019. Price: $135.38 per month. Quote to Value Ratio: 5.88% – 💥 This is a great quote! The TOYOTA 2019 HILUX WORKMATE, valued at 25500.00, has a monthly premium of 135.38. Comparing this with similar vehicles in the range of 20400.00 to 30600.00, the premium appears to be slightly above average, as many comparable models fall between 120.00 and 130.00 per month. Notably, premiums vary significantly based on specific make and model, with some outliers exceeding 150.00. This suggests factors such as vehicle specifications and safety ratings may influence pricing, making the Hilux’s premium relatively competitive within the analyzed group. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $25500.00 with a yearly premium of $1500.33, giving a QTV of 5.88%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA 2019 TOYOTA HILUX WORKMATE TGN121R MY C/CHAS 6 SP AUTOMATIC, 4 CYLINDER, 2.7L: - The 2019 Toyota Hilux Workmate is known for its incredible durability and off-road capability, which has made it a popular choice for both urban and rural settings in Australia. Its robust construction and reliability have earned it a reputation as one of the toughest work vehicles available. - This model features a 2.7-liter 4-cylinder engine and comes equipped with a 6-speed automatic transmission, which provides a balance of power and efficiency. The Hilux Workmate is often praised for its low running costs and ease of maintenance, making it an excellent value for businesses and individuals who require a dependable workhorse. - An interesting quirk about the 2019 Toyota Hilux is that despite its utilitarian nature, it has become somewhat of a cultural icon in many parts of the world, known for its unbreakable nature. In fact, it has been featured in numerous TV shows, including the popular British series "Top Gear," where it survived numerous extreme tests, further cementing its legendary toughness. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – BMW 2014 BMW X5 SDRIVE 25D F15 4D WAGON 8 SP AUTOMATIC, 4 CYL DIESEL TURBO, 2.0L 2014. Price: $211.09 per month. Quote to Value Ratio: 7.57 – 💥 This is a great quote! The BMW 2014 X5 SDRIVE 25D has a valuation of 30,900.00 and a monthly premium of 211.09. Compared to similar vehicles within a 20% valuation range, this premium is about average, aligning closely with the general market rates observed. However, some vehicles with similar valuations show premiums ranging from 180 to 250, indicating variability based on make and model. Notably, high-end brands tend to skew towards the higher end of the premium spectrum, possibly reflecting differences in repair costs and risk assessments. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this BMW is valued at $30900.00 with a yearly premium of $2339.32, giving a QTV of 7.57. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the BMW 2014 BMW X5 SDRIVE 25D F15 4D WAGON 8 SP AUTOMATIC, 4 CYL DIESEL TURBO, 2.0L: - The 2014 BMW X5 sDrive 25d F15 was one of the first models in the X5 lineup to offer a rear-wheel-drive configuration, which is denoted by the 'sDrive' nomenclature. This option was aimed at improving fuel efficiency compared to the traditional all-wheel-drive 'xDrive' models. - When it comes to safety, the 2014 BMW X5 received high safety ratings. It was equipped with advanced safety features such as adaptive cruise control, lane departure warning, and a collision warning system, making it one of the safer choices in its class at the time. - The 2.0L diesel turbo engine in the 2014 BMW X5 sDrive 25d was notable for its impressive fuel economy. Despite being a large SUV, it was capable of achieving up to 5.8 liters per 100 kilometers (approximately 40.5 miles per gallon) under optimal driving conditions, which was quite efficient for a vehicle of its size. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – MERCEDES-BENZ V 250 D AVANTGARDE MWB 447 MY20 7 SP AUTOMATIC G-TRO, 2.1L 2019. Price: $230.66 per month. Quote to Value Ratio: 4.31% – 💥 This is a great quote! The MERCEDES-BENZ V 250 D AVANTGARDE MWB 447 MY20 (2019) with a valuation of 59300.00 has a monthly premium of 230.66. Comparing this to similar vehicles within 20% of its valuation, this premium is approximately average. Out of several comparable vehicles, their premiums ranged from 200 to 270, indicating no significant outliers. Factors such as make and model align closely, suggesting that the premium is competitive for its class. Overall, the premium reflects a standard position among peers, indicating reasonable pricing given the vehicle's specifications. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MERCEDES-BENZ is valued at $59300.00 with a yearly premium of $2556.20, giving a QTV of 4.31%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MERCEDES-BENZ V 250 D AVANTGARDE MWB 447 MY20 7 SP AUTOMATIC G-TRO, 2.1L: - The Mercedes-Benz V 250 D Avantgarde is known for its luxurious features and spacious interior, making it a popular choice among families who prioritize comfort and style on the road. - This model is equipped with advanced safety features such as adaptive cruise control, blind-spot monitoring, and lane-keeping assist, earning high safety ratings in its category. - Celebrities such as David Beckham have been known to own and drive the Mercedes-Benz V-Class, appreciating its blend of functionality and luxury. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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