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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Rideshare Motor Insurance – TESLA MODEL Y 2022. Price: $260.17 per month. Quote to Value Ratio: 4.60% – 💥 This is a great quote! The TESLA MODEL Y (2022), valued at 62800.00, has a monthly premium of 260.17. Compared to similar vehicles within a 20% valuation range, this premium is slightly above average. Vehicles in this range typically have premiums averaging around 240.00, indicating a 8% increase for the Tesla. Notably, luxury brands also show higher premiums, but a few outliers have significantly lower rates, likely due to their age or different coverage options. Overall, while the premium is competitive, it's essential to consider individual vehicle specifications that may impact costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $62800.00 with a yearly premium of $2883.20, giving a QTV of 4.60%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL Y: - The Tesla Model Y 2022 is one of the safest vehicles on the road, having achieved a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA) in every category and subcategory, thanks to its advanced safety features and structural design. - Despite being a relatively new model, the Tesla Model Y quickly became one of the best-selling electric vehicles globally, showcasing its immense popularity and appeal among consumers who are shifting towards sustainable transportation. - The Tesla Model Y 2022 features a unique "Bioweapon Defense Mode," which is a high-efficiency particulate air (HEPA) filtration system designed to provide hospital-grade air quality inside the cabin, a feature that is both quirky and practical. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – KIA CARNIVAL 2022. Price: $213.21 per month. Quote to Value Ratio: 3.63% – 💥 This is a great quote! The KIA CARNIVAL (2022) with a valuation of $64,200 has a monthly premium of $213.21. When compared to similar vehicles within a 20% valuation range, this premium is generally average. Many vehicles in this category have premiums ranging from $200 to $240, indicating that the KIA's premium is competitive. Notably, while some higher-end models exhibit premiums upwards of $250, the KIA's pricing remains accessible. This balance suggests the KIA CARNIVAL is appropriately priced given its valuation and market position. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this KIA is valued at $64200.00 with a yearly premium of $2330.11, giving a QTV of 3.63%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the KIA CARNIVAL: - The KIA CARNIVAL 2022 is known for its luxurious interior features, often being compared to a premium SUV for its spaciousness and comfort. It includes VIP Lounge Seating with leg extensions in the second row, which is quite rare for vehicles in its class. - With a focus on safety, the KIA CARNIVAL 2022 comes equipped with advanced safety features like Blind-Spot View Monitor and Safe Exit Assist, making it one of the safest choices for families. - The KIA CARNIVAL 2022 has gained popularity for its versatility, often being marketed as a 'Multi-Purpose Vehicle' (MPV) rather than just a minivan, appealing to both families and businesses for its adaptable interior configurations. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rental Usage Motor Insurance – TOYOTA CAMRY ASCENT SPORT HYBRID 2020. Price: $257.37 per month. Quote to Value Ratio: 7.93 – 💥 This is a great quote! The TOYOTA CAMRY ASCENT SPORT HYBRID (2020), valued at 35400.00, has a monthly premium of 257.37. Compared to similar vehicles in our database, this premium is slightly higher than average, as most similar vehicles have premiums averaging around 240.00, representing a 7% increase. Notably, several comparable models are priced similarly but have lower premiums, suggesting potential pricing variations based on make or model. Overall, while the premium is reasonable for its valuation, it may indicate that the vehicle's specific attributes or coverage options are influencing the cost. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $35400.00 with a yearly premium of $2812.65, giving a QTV of 7.93. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY ASCENT SPORT HYBRID: - The 2020 Toyota Camry Ascent Sport Hybrid is renowned for its impressive fuel efficiency, providing approximately 52 miles per gallon in combined city and highway driving, making it a cost-effective option for those looking to save on fuel costs. - This model comes equipped with Toyota's Safety Sense suite, which includes features like pre-collision systems, lane departure alert with steering assist, and dynamic radar cruise control, contributing to its reputation as a safe family vehicle. - Despite being a hybrid, the 2020 Camry Ascent Sport Hybrid still maintains a sporty feel, thanks to its 2.5-liter Dynamic Force engine coupled with an electric motor, delivering a combined output of 208 horsepower. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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