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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Exceptional Price Examples

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Compare awesome quote for Private Motor Insurance – HONDA HR-V VTi-L (ADAS) 4D WAGON (CONTINUOUS VARIABLE - 1.8L MULTI POINT F/INJ) 2016. Price: $119.58 per month. Quote to Value Ratio: 6.56 – 💥 This is a great quote! The HONDA HR-V VTi-L (ADAS) 4D WAGON (2016) with a valuation of 20200.00 has a monthly premium of 119.58. Compared to similar vehicles in our database, this premium is about average, as most identified vehicles within the 20% valuation range show premiums between 110 and 125. Notably, vehicles from the same make and year tend to cluster around similar premium amounts, indicating consistent pricing strategies. There are minimal outliers, suggesting that the premium aligns well with market expectations for vehicles of this type and value. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HONDA is valued at $20200.00 with a yearly premium of $1325.19, giving a QTV of 6.56. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HONDA HR-V VTi-L (ADAS) 4D WAGON (CONTINUOUS VARIABLE - 1.8L MULTI POINT F/INJ): - The 2016 Honda HR-V VTi-L was equipped with the Advanced Driver Assist System (ADAS), which included features like Lane Watch camera, making it one of the early adopters of advanced safety tech in its class. - This model was highly popular due to its blend of compact dimensions and spacious interior, offering one of the best cargo space configurations in its segment thanks to the versatile Magic Seat system. - The HR-V VTi-L 2016 was praised for its fuel efficiency, with its 1.8L engine paired with a continuous variable transmission (CVT) delivering an impressive fuel economy, making it a great value for daily commuters. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – MERCEDES-BENZ 2020 MERCEDES-BENZ GLE 300 d 4MATIC V167 MY20.5, 4D WAGON, 2.0L TURBO CDI DT4, Automatic 2020. Price: $371.43 per month. Quote to Value Ratio: 4.41 – 💥 This is a great quote! The MERCEDES-BENZ 2020 GLE 300 d 4MATIC with a valuation of 93,400.00 has a monthly premium of 371.43. Compared to similar vehicles in our database within 20% of its valuation, the premium is slightly lower than the average premium of approximately 400.00 for similar vehicles. Notably, vehicles from brands like BMW and Audi with similar valuations tend to have premiums ranging from 390.00 to 450.00, indicating a competitive pricing strategy for the Mercedes model. This suggests a favorable position in the market relative to its peers, while also reflecting the brand's premium status. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MERCEDES-BENZ is valued at $93400.00 with a yearly premium of $4116.20, giving a QTV of 4.41. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MERCEDES-BENZ 2020 MERCEDES-BENZ GLE 300 d 4MATIC V167 MY20.5, 4D WAGON, 2.0L TURBO CDI DT4, Automatic: - The 2020 Mercedes-Benz GLE 300 d 4MATIC features an advanced MBUX infotainment system with voice control, which can recognize natural language commands, making it one of the most user-friendly systems in its class. - This model is equipped with the E-Active Body Control suspension system, which can scan the road ahead and adjust the suspension accordingly to provide an exceptionally smooth ride. This feature enhances both comfort and safety. - The GLE 300 d is often praised for its fuel efficiency, achieving better mileage than many of its competitors in the luxury SUV category, thanks to its 2.0L Turbocharged Diesel engine that balances power with economy. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA 2019 TOYOTA CAMRY ASCENT HYBRID 2019. Price: $201.26 per month. Quote to Value Ratio: 7.08% – 💥 This is a great quote! The TOYOTA 2019 CAMRY ASCENT HYBRID, valued at 31500.00, has a monthly premium of 201.26. Compared to similar vehicles in our database, which have valuations between 25200.00 and 37800.00, this premium is slightly above average. For example, vehicles within this range have premiums averaging around 180.00, indicating that the input vehicle's premium is approximately 11% higher. Notably, hybrids tend to have varying premiums due to factors like safety ratings and insurance costs, and while there are few outliers, the overall trend suggests competitive pricing for the model. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $31500.00 with a yearly premium of $2230.33, giving a QTV of 7.08%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA 2019 TOYOTA CAMRY ASCENT HYBRID: - The 2019 Toyota Camry Ascent Hybrid was praised for its remarkable fuel efficiency, achieving up to 4.2 liters per 100 km, which makes it an economical choice for both city and highway driving. - This model is equipped with Toyota's Safety Sense suite, which includes features like a pre-collision system with pedestrian detection, lane departure alert with steering assist, and adaptive cruise control, making it one of the safest vehicles in its class. - Due to its environmentally friendly hybrid technology and reliable performance, the 2019 Camry Ascent Hybrid was a popular choice among eco-conscious consumers, contributing to Toyota's reputation as a leader in hybrid technology. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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