Car Insurance
As car insurance specialists, we offer Australia’s broadest access to motor policies—delivering unbeatable coverage at the lowest possible prices.
Our Insurance
Types of Car Insurance
Personal Car Insurances
Smarter Insurance
Stop overpaying for Car Insurance
Australian car insurance premiums are rising faster than ever—but your renewal price doesn't have to. We use AI-driven research to make sure you're never paying more than you should.
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The Problem
Prices Climbing Every Year
Insurers count on customers staying put at renewal. Premiums increase silently each year, often well above inflation—and most Australians simply accept the new price without questioning it.
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Our Solution
AI-Powered Price Research
Our technology algorithmically compares policies across Australia's leading insurers in real time—analysing coverage terms, excess levels, and pricing data so you always see the sharpest deal available for your specific vehicle and profile.
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The Benefits
Lower Premiums, Every Renewal
You get expert, obligation-free advice that works in your favour—not the insurer's.
Access to Australia's broadest range of motor policies
Premiums benchmarked at every renewal, not just the first
Peace of mind that you're never left on a loyalty tax
Up to $20M third-party property cover included
Smarter Insurance
Stop overpaying for Car Insurance
Australian car insurance premiums are rising faster than ever—but your renewal price doesn't have to. We use AI-driven research to make sure you're never paying more than you should.
The Problem
Prices Climbing Every Year
Insurers count on customers staying put at renewal. Premiums increase silently each year, often well above inflation—and most Australians simply accept the new price without questioning it.
Our Solution
AI-Powered Price Research
Our technology algorithmically compares policies across Australia's leading insurers in real time—analysing coverage terms, excess levels, and pricing data so you always see the sharpest deal available for your specific vehicle and profile.
The Benefits
Lower Premiums, Every Renewal
You get expert, obligation-free advice that works in your favour—not the insurer's.
Rideshare Insurances
Rideshare Insurance
The Rideshare Policy Market
is Broken. We Fixed It.
Most car insurers won't cover you the moment you accept a trip. We specialise in genuine rideshare cover—researched algorithmically across every available policy so you get the best price, every year.
Uber
DiDi
Ola
All Platforms
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The Problem
A Market Full of Gaps and Gotchas
Rideshare drivers face a minefield: policies with hour restrictions, providers operating outside APRA regulation, and premiums that spike without warning at renewal.
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Our Solution
Algorithmic Research Built for Rideshare
We've built price-comparison technology specifically for rideshare drivers. Our system researches every available policy in real time—at first quote and at every renewal—so you're never left paying a loyalty premium or holding a policy with hidden exclusions.
Real-time comparison across Australia's rideshare-specific policies
Renewal pricing benchmarked automatically—not just once
Expert review flags exclusions before you sign
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The Benefits
Full Cover. Low Prices. No Surprises.
Drive with confidence knowing your policy was chosen for you—not sold to you.
Lowest prices found—with a price match guarantee
Unlimited hours: no restrictions on app-on driving time
Full comprehensive cover including third-party property damage
APRA-licensed insurers—regulated, reliable, and accountable
Access to AFCA for independent dispute resolution if you ever need it
Up to $20M cover for damage to other people's property
Rideshare Insurance
The Rideshare Policy Market
is Broken. We Fixed It.
Most car insurers won't cover you the moment you accept a trip. We specialise in genuine rideshare cover—researched algorithmically across every available policy so you get the best price, every year.
The Problem
A Market Full of Gaps and Gotchas
Rideshare drivers face a minefield: policies with hour restrictions, providers operating outside APRA regulation, and premiums that spike without warning at renewal.
Our Solution
Algorithmic Research Built for Rideshare
We've built price-comparison technology specifically for rideshare drivers. Our system researches every available policy in real time—at first quote and at every renewal—so you're never left paying a loyalty premium or holding a policy with hidden exclusions.
The Benefits
Full Cover. Low Prices. No Surprises.
Drive with confidence knowing your policy was chosen for you—not sold to you.
Up to $20 million cover for damage to other people’s property caused by your car
Commercial Motor Insurances
Courier, Rental and Fleets
Managing a Fleet Shouldn't
Mean Managing the Risk Alone.
Commercial operators juggle renewal dates, claims, vehicle downtime, and rising premiums—often without the right cover behind them. We simplify all of it, from policy research to accident management.
Courier Fleets
Rental Vehicles
Business Fleets
Trucks & Vans
Trailers & Specialised
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The Problem
Commercial Fleets Are Underserved and Overcharged
Multi-vehicle operators face a market with limited specialist options, mismatched policies, and no coordinated support when things go wrong. The operational burden is real—and costly.
Few insurers offer genuine multi-vehicle fleet policies for couriers, rentals, and business fleets
Staggered renewal dates create admin chaos and coverage gaps
Accident repairs and claims are left entirely to the operator to manage
Vehicle downtime with no replacement support hits revenue hard
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Our Solution
Algorithmic Research + Hands-On Claims Support
We combine intelligent price research with real operational support—so you get the right policy at the right price, and a team behind you when you need to make a claim.
Algorithmic comparison across commercial fleet policies in real time
Renewal pricing benchmarked for every vehicle, every year
Consolidated renewal management to eliminate staggered date chaos
Claims administration support—we handle the process, not just the paperwork
Repair coordination and vehicle downtime management included
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The Benefits
Significant Savings. Specialist Cover. Full Peace of Mind.
Built for operators who can't afford downtime, disputes, or the wrong policy.
Significant premium savings on multi-vehicle fleet policies
Specialist coverage tailored to rental and logistics industries
Comprehensive protection: collision, theft, fire, flood, and third-party property damage
End-to-end accident management so your team stays focused on operations
Up to $20M cover for damage to other people's property
APRA-licensed insurers with access to AFCA dispute resolution
Courier, Rental and Fleets
Managing a Fleet Shouldn't
Mean Managing the Risk Alone.
Commercial operators juggle renewal dates, claims, vehicle downtime, and rising premiums—often without the right cover behind them. We simplify all of it, from policy research to accident management.
The Problem
Commercial Fleets Are Underserved and Overcharged
Multi-vehicle operators face a market with limited specialist options, mismatched policies, and no coordinated support when things go wrong. The operational burden is real—and costly.
Our Solution
Algorithmic Research + Hands-On Claims Support
We combine intelligent price research with real operational support—so you get the right policy at the right price, and a team behind you when you need to make a claim.
The Benefits
Significant Savings. Specialist Cover. Full Peace of Mind.
Built for operators who can't afford downtime, disputes, or the wrong policy.
Car Insurance & risk management specialists
Trusted by 5,000+ drivers for expert advice and unbeatable prices.
Call us today!
- Send us an email on: info@nationalcover.com.au
- Monday - Friday
- 9:00am - 6:00pm
- Saturday
- 9:00am 12:00pm
- Sunday and Public Holidays (CLOSED)
Why choose National Cover Insurance?
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premium
Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!
TESTIMONIALS
Rated by Real Drivers Nationwide
Why Choose Us
Giving Back to Our Clients
Support and Tailored Advice
At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.
365 Days of Assistance
A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need
Support and Tailored Advice
We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!
Save Big on Car Insurance
with Smart Price Research
How can we help?
How can we help?
Has your car previously been insured?
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Exceptional Prices for Drivers
Real Customer Quotes
Examples of outstanding prices offered to customers
Compare awesome quote for Private Motor Insurance – MERCEDES-BENZ 2016 MERCEDES-BENZ E200 213 2016. Price: $155.40 per month. Quote to Value Ratio: 4.68 – 💥 This is a great quote! The MERCEDES-BENZ 2016 E200, valued at 36800.00, has a monthly premium of 155.40. When compared to similar vehicles within a 20% valuation range (29440.00 to 44160.00), the premium appears to be average. Most comparable vehicles have premiums ranging from 140.00 to 180.00, indicating a moderate pricing structure. Notably, vehicles from similar luxury brands tend to have slightly higher premiums, while non-luxury brands are generally lower. This suggests that the premium aligns well with the vehicle's class, although specific models show deviations that could be influenced by individual risk factors. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MERCEDES-BENZ is valued at $36800.00 with a yearly premium of $1722.18, giving a QTV of 4.68. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MERCEDES-BENZ 2016 MERCEDES-BENZ E200 213: - The 2016 Mercedes-Benz E200 is part of the W213 series, which introduced semi-autonomous driving features, making it one of the first vehicles in its class to offer such advanced technology. - The E-Class series, including the E200, is known for its high safety ratings. In 2016, it received a five-star safety rating from Euro NCAP, highlighting its robust safety features, including multiple airbags and advanced driver assistance systems. - Despite being a luxury vehicle, the 2016 E200 is often praised for its fuel efficiency. With its four-cylinder turbocharged engine, it manages a commendable balance between performance and economy, making it a good value for those seeking luxury without excessive fuel costs. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – TESLA 2022 TESLA MODEL 3 LONG RANGE MY22 2022. Price: $219.47 per month. Quote to Value Ratio: 3.56% – 💥 This is a great quote! The TESLA 2022 MODEL 3 LONG RANGE MY22, valued at 68400.00, has a monthly premium of 219.47. Compared to similar vehicles within 20% of its valuation, this premium is slightly above average. Vehicles in this range typically have premiums averaging around 200, indicating a 10% higher cost for the TESLA. Notably, premium variations appear linked to make and model, with luxury brands generally commanding higher rates. However, due to limited data points, further insights into outliers or specific trends are restricted. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $68400.00 with a yearly premium of $2432.19, giving a QTV of 3.56%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA 2022 TESLA MODEL 3 LONG RANGE MY22: - The Tesla Model 3 Long Range MY22 features Autopilot, an advanced driver-assistance system that includes features like automatic emergency braking, collision warning, and lane keeping, which has contributed to its high safety ratings. - The Model 3 Long Range MY22 can accelerate from 0 to 60 mph in just 4.2 seconds, making it one of the fastest cars in its price range and a popular choice among electric vehicle enthusiasts. - Famous people such as actor Leonardo DiCaprio and filmmaker Steven Spielberg are known to own Tesla vehicles, highlighting the brand's appeal among celebrities who are environmentally conscious. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Private Motor Insurance – MERCEDES-BENZ GLC 253 MY17 250 4D COUPE TURBO DIRECT F/INJ 1991 2016. Price: $243.43 per month. Quote to Value Ratio: 6.74% – 💥 This is a great quote! The MERCEDES-BENZ GLC 253 MY17 250 4D COUPE TURBO DIRECT F/INJ 1991 (2016) is valued at 40000.00 with a monthly premium of 243.43. When compared to similar vehicles in our database, this premium is slightly higher than the average for comparable vehicles, which typically range around 220.00 to 240.00. Notably, many similar models maintain premiums under 250.00, indicating that the GLC's premium may reflect its luxury status. Overall, while the premium is within the expected range, it leans towards the higher end, likely due to factors such as brand prestige and model year. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MERCEDES-BENZ is valued at $40000.00 with a yearly premium of $2697.71, giving a QTV of 6.74%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MERCEDES-BENZ GLC 253 MY17 250 4D COUPE TURBO DIRECT F/INJ 1991: - The Mercedes-Benz GLC 250 Coupe is known for its sporty design, combining the practicality of an SUV with the sleek aesthetics of a coupe, making it a popular choice among those looking for both style and functionality in one vehicle. - This model features advanced safety technologies, including the PRE-SAFE® system, which prepares the car's safety features for imminent collisions, and the DISTRONIC PLUS® system, which offers semi-autonomous driving capabilities, enhancing both safety and convenience. - The GLC 250 Coupe has been favored by several celebrities, including renowned musician and producer Will.i.am, who appreciates its blend of luxury and cutting-edge technology, reflecting the car's appeal to high-profile individuals. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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(847) 541-4848