Car Insurance
As car insurance specialists, we offer Australia’s broadest access to motor policies—delivering unbeatable coverage at the lowest possible prices.
Our Insurance
Types of Car Insurance
Personal Car Insurances
Smarter Insurance
Stop overpaying for Car Insurance
Australian car insurance premiums are rising faster than ever—but your renewal price doesn't have to. We use AI-driven research to make sure you're never paying more than you should.
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The Problem
Prices Climbing Every Year
Insurers count on customers staying put at renewal. Premiums increase silently each year, often well above inflation—and most Australians simply accept the new price without questioning it.
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Our Solution
AI-Powered Price Research
Our technology algorithmically compares policies across Australia's leading insurers in real time—analysing coverage terms, excess levels, and pricing data so you always see the sharpest deal available for your specific vehicle and profile.
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The Benefits
Lower Premiums, Every Renewal
You get expert, obligation-free advice that works in your favour—not the insurer's.
Access to Australia's broadest range of motor policies
Premiums benchmarked at every renewal, not just the first
Peace of mind that you're never left on a loyalty tax
Up to $20M third-party property cover included
Smarter Insurance
Stop overpaying for Car Insurance
Australian car insurance premiums are rising faster than ever—but your renewal price doesn't have to. We use AI-driven research to make sure you're never paying more than you should.
The Problem
Prices Climbing Every Year
Insurers count on customers staying put at renewal. Premiums increase silently each year, often well above inflation—and most Australians simply accept the new price without questioning it.
Our Solution
AI-Powered Price Research
Our technology algorithmically compares policies across Australia's leading insurers in real time—analysing coverage terms, excess levels, and pricing data so you always see the sharpest deal available for your specific vehicle and profile.
The Benefits
Lower Premiums, Every Renewal
You get expert, obligation-free advice that works in your favour—not the insurer's.
Rideshare Insurances
Rideshare Insurance
The Rideshare Policy Market
is Broken. We Fixed It.
Most car insurers won't cover you the moment you accept a trip. We specialise in genuine rideshare cover—researched algorithmically across every available policy so you get the best price, every year.
Uber
DiDi
Ola
All Platforms
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The Problem
A Market Full of Gaps and Gotchas
Rideshare drivers face a minefield: policies with hour restrictions, providers operating outside APRA regulation, and premiums that spike without warning at renewal.
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Our Solution
Algorithmic Research Built for Rideshare
We've built price-comparison technology specifically for rideshare drivers. Our system researches every available policy in real time—at first quote and at every renewal—so you're never left paying a loyalty premium or holding a policy with hidden exclusions.
Real-time comparison across Australia's rideshare-specific policies
Renewal pricing benchmarked automatically—not just once
Expert review flags exclusions before you sign
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The Benefits
Full Cover. Low Prices. No Surprises.
Drive with confidence knowing your policy was chosen for you—not sold to you.
Lowest prices found—with a price match guarantee
Unlimited hours: no restrictions on app-on driving time
Full comprehensive cover including third-party property damage
APRA-licensed insurers—regulated, reliable, and accountable
Access to AFCA for independent dispute resolution if you ever need it
Up to $20M cover for damage to other people's property
Rideshare Insurance
The Rideshare Policy Market
is Broken. We Fixed It.
Most car insurers won't cover you the moment you accept a trip. We specialise in genuine rideshare cover—researched algorithmically across every available policy so you get the best price, every year.
The Problem
A Market Full of Gaps and Gotchas
Rideshare drivers face a minefield: policies with hour restrictions, providers operating outside APRA regulation, and premiums that spike without warning at renewal.
Our Solution
Algorithmic Research Built for Rideshare
We've built price-comparison technology specifically for rideshare drivers. Our system researches every available policy in real time—at first quote and at every renewal—so you're never left paying a loyalty premium or holding a policy with hidden exclusions.
The Benefits
Full Cover. Low Prices. No Surprises.
Drive with confidence knowing your policy was chosen for you—not sold to you.
Up to $20 million cover for damage to other people’s property caused by your car
Commercial Motor Insurances
Courier, Rental and Fleets
Managing a Fleet Shouldn't
Mean Managing the Risk Alone.
Commercial operators juggle renewal dates, claims, vehicle downtime, and rising premiums—often without the right cover behind them. We simplify all of it, from policy research to accident management.
Courier Fleets
Rental Vehicles
Business Fleets
Trucks & Vans
Trailers & Specialised
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The Problem
Commercial Fleets Are Underserved and Overcharged
Multi-vehicle operators face a market with limited specialist options, mismatched policies, and no coordinated support when things go wrong. The operational burden is real—and costly.
Few insurers offer genuine multi-vehicle fleet policies for couriers, rentals, and business fleets
Staggered renewal dates create admin chaos and coverage gaps
Accident repairs and claims are left entirely to the operator to manage
Vehicle downtime with no replacement support hits revenue hard
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Our Solution
Algorithmic Research + Hands-On Claims Support
We combine intelligent price research with real operational support—so you get the right policy at the right price, and a team behind you when you need to make a claim.
Algorithmic comparison across commercial fleet policies in real time
Renewal pricing benchmarked for every vehicle, every year
Consolidated renewal management to eliminate staggered date chaos
Claims administration support—we handle the process, not just the paperwork
Repair coordination and vehicle downtime management included
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The Benefits
Significant Savings. Specialist Cover. Full Peace of Mind.
Built for operators who can't afford downtime, disputes, or the wrong policy.
Significant premium savings on multi-vehicle fleet policies
Specialist coverage tailored to rental and logistics industries
Comprehensive protection: collision, theft, fire, flood, and third-party property damage
End-to-end accident management so your team stays focused on operations
Up to $20M cover for damage to other people's property
APRA-licensed insurers with access to AFCA dispute resolution
Courier, Rental and Fleets
Managing a Fleet Shouldn't
Mean Managing the Risk Alone.
Commercial operators juggle renewal dates, claims, vehicle downtime, and rising premiums—often without the right cover behind them. We simplify all of it, from policy research to accident management.
The Problem
Commercial Fleets Are Underserved and Overcharged
Multi-vehicle operators face a market with limited specialist options, mismatched policies, and no coordinated support when things go wrong. The operational burden is real—and costly.
Our Solution
Algorithmic Research + Hands-On Claims Support
We combine intelligent price research with real operational support—so you get the right policy at the right price, and a team behind you when you need to make a claim.
The Benefits
Significant Savings. Specialist Cover. Full Peace of Mind.
Built for operators who can't afford downtime, disputes, or the wrong policy.
Car Insurance & risk management specialists
Trusted by 5,000+ drivers for expert advice and unbeatable prices.
Call us today!
- Send us an email on: info@nationalcover.com.au
- Monday - Friday
- 9:00am - 6:00pm
- Saturday
- 9:00am 12:00pm
- Sunday and Public Holidays (CLOSED)
Why choose National Cover Insurance?
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premium
Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!
TESTIMONIALS
Rated by Real Drivers Nationwide
Why Choose Us
Giving Back to Our Clients
Support and Tailored Advice
At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.
365 Days of Assistance
A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need
Support and Tailored Advice
We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!
Save Big on Car Insurance
with Smart Price Research
How can we help?
How can we help?
Has your car previously been insured?
Thank You!
Exceptional Prices for Drivers
Real Customer Quotes
Examples of outstanding prices offered to customers
Compare awesome quote for Private Motor Insurance – TESLA MODEL 3 2022. Price: $252.43 per month. Quote to Value Ratio: 5.30 – 💥 This is a great quote! The TESLA MODEL 3 (2022) with a valuation of 52700.00 has a monthly premium of 252.43. When compared to similar vehicles in our database (valuations between 42160.00 and 63240.00), this premium appears to be slightly lower than average, indicating competitive pricing for its class. Most comparable vehicles have premiums ranging from 260 to 300, positioning the TESLA favorably. Notably, luxury electric vehicles tend to maintain higher premiums, suggesting that while the Tesla is competitively priced, other factors like brand reputation and technology may influence premium variations. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $52700.00 with a yearly premium of $2797.43, giving a QTV of 5.30. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL 3: - The Tesla Model 3 2022 is notable for its impressive safety ratings, having received a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA) and being recognized for its strong performance in crash tests. - The Tesla Model 3 has been a popular choice among celebrities, with notable owners including actor Robert Downey Jr. and musician Will.i.am, showcasing its appeal among high-profile individuals. - One unique feature of the Tesla Model 3 is its minimalist interior design, which includes a single, centrally-mounted touchscreen that controls most of the car's functions, offering a futuristic and sleek driving experience. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Private Motor Insurance – MAZDA 2014 Mazda 3 BM Astina Sedan, 2500cc fuel injection 2014. Price: $82.43 per month. Quote to Value Ratio: 5.25 – 💥 This is a great quote! The MAZDA 2014 Mazda 3 BM Astina Sedan, valued at 17400.00 with a monthly premium of 82.43, is positioned within the average range compared to similar vehicles in the database. Vehicles with valuations between 13920.00 and 20880.00 show an average premium of approximately 85.00. Thus, the Mazda's premium is slightly lower by about 3%. Notably, most similar vehicles feature premiums ranging from 75.00 to 95.00, indicating a standard market rate. This suggests that the Mazda's premium is competitive, with no significant outliers affecting the overall comparison. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MAZDA is valued at $17400.00 with a yearly premium of $913.44, giving a QTV of 5.25. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MAZDA 2014 Mazda 3 BM Astina Sedan, 2500cc fuel injection: - The 2014 Mazda 3 BM Astina Sedan features Mazda's innovative Skyactiv Technology, which enhances fuel efficiency and performance, making it one of the more economical choices in its class without compromising on driving dynamics. - This model is equipped with the i-ELOOP regenerative braking system, a unique feature in its class at the time, which captures energy typically lost during braking and uses it to power electrical systems, further improving efficiency. - The 2014 Mazda 3 BM Astina includes advanced safety features such as blind-spot monitoring and rear cross-traffic alert, which were quite advanced for the compact sedan class in 2014, contributing to its high safety ratings. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Private Motor Insurance – TESLA MODEL 3 2022. Price: $323.77 per month. Quote to Value Ratio: 6.81 – 💥 This is a great quote! The TESLA MODEL 3 (2022) with a valuation of 52700.00 has a monthly premium of 323.77. Compared to similar vehicles in our database (valuations between 42160.00 and 63240.00), this premium is about average. Many comparable vehicles have premiums ranging from 300 to 350, indicating that the input vehicle's premium is consistent with market trends. Notably, some luxury brands show higher premiums, while economy models are lower, suggesting that make and model significantly influence insurance costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $52700.00 with a yearly premium of $3588.04, giving a QTV of 6.81. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL 3: - The 2022 Tesla Model 3 has consistently been among the best-selling electric vehicles globally, reflecting its popularity due to its combination of performance, range, and technology at a competitive price point. - The Model 3 is equipped with a sophisticated autopilot system that includes features like traffic-aware cruise control and automatic lane changing, which contribute to its high safety ratings. - A quirky fact about the Tesla Model 3 is that its air conditioning system includes a 'dog mode' feature, which keeps pets inside the car at a comfortable temperature while alerting passersby on the display screen that the pet is safe and comfortable. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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(847) 541-4848