Car Insurance
As car insurance specialists, we offer Australia’s broadest access to motor policies—delivering unbeatable coverage at the lowest possible prices.
Our Insurance
Types of Car Insurance
Personal Car Insurances
Smarter Insurance
Stop overpaying for Car Insurance
Australian car insurance premiums are rising faster than ever—but your renewal price doesn't have to. We use AI-driven research to make sure you're never paying more than you should.
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The Problem
Prices Climbing Every Year
Insurers count on customers staying put at renewal. Premiums increase silently each year, often well above inflation—and most Australians simply accept the new price without questioning it.
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Our Solution
AI-Powered Price Research
Our technology algorithmically compares policies across Australia's leading insurers in real time—analysing coverage terms, excess levels, and pricing data so you always see the sharpest deal available for your specific vehicle and profile.
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The Benefits
Lower Premiums, Every Renewal
You get expert, obligation-free advice that works in your favour—not the insurer's.
Access to Australia's broadest range of motor policies
Premiums benchmarked at every renewal, not just the first
Peace of mind that you're never left on a loyalty tax
Up to $20M third-party property cover included
Smarter Insurance
Stop overpaying for Car Insurance
Australian car insurance premiums are rising faster than ever—but your renewal price doesn't have to. We use AI-driven research to make sure you're never paying more than you should.
The Problem
Prices Climbing Every Year
Insurers count on customers staying put at renewal. Premiums increase silently each year, often well above inflation—and most Australians simply accept the new price without questioning it.
Our Solution
AI-Powered Price Research
Our technology algorithmically compares policies across Australia's leading insurers in real time—analysing coverage terms, excess levels, and pricing data so you always see the sharpest deal available for your specific vehicle and profile.
The Benefits
Lower Premiums, Every Renewal
You get expert, obligation-free advice that works in your favour—not the insurer's.
Rideshare Insurances
Rideshare Insurance
The Rideshare Policy Market
is Broken. We Fixed It.
Most car insurers won't cover you the moment you accept a trip. We specialise in genuine rideshare cover—researched algorithmically across every available policy so you get the best price, every year.
Uber
DiDi
Ola
All Platforms
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The Problem
A Market Full of Gaps and Gotchas
Rideshare drivers face a minefield: policies with hour restrictions, providers operating outside APRA regulation, and premiums that spike without warning at renewal.
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Our Solution
Algorithmic Research Built for Rideshare
We've built price-comparison technology specifically for rideshare drivers. Our system researches every available policy in real time—at first quote and at every renewal—so you're never left paying a loyalty premium or holding a policy with hidden exclusions.
Real-time comparison across Australia's rideshare-specific policies
Renewal pricing benchmarked automatically—not just once
Expert review flags exclusions before you sign
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The Benefits
Full Cover. Low Prices. No Surprises.
Drive with confidence knowing your policy was chosen for you—not sold to you.
Lowest prices found—with a price match guarantee
Unlimited hours: no restrictions on app-on driving time
Full comprehensive cover including third-party property damage
APRA-licensed insurers—regulated, reliable, and accountable
Access to AFCA for independent dispute resolution if you ever need it
Up to $20M cover for damage to other people's property
Rideshare Insurance
The Rideshare Policy Market
is Broken. We Fixed It.
Most car insurers won't cover you the moment you accept a trip. We specialise in genuine rideshare cover—researched algorithmically across every available policy so you get the best price, every year.
The Problem
A Market Full of Gaps and Gotchas
Rideshare drivers face a minefield: policies with hour restrictions, providers operating outside APRA regulation, and premiums that spike without warning at renewal.
Our Solution
Algorithmic Research Built for Rideshare
We've built price-comparison technology specifically for rideshare drivers. Our system researches every available policy in real time—at first quote and at every renewal—so you're never left paying a loyalty premium or holding a policy with hidden exclusions.
The Benefits
Full Cover. Low Prices. No Surprises.
Drive with confidence knowing your policy was chosen for you—not sold to you.
Up to $20 million cover for damage to other people’s property caused by your car
Commercial Motor Insurances
Courier, Rental and Fleets
Managing a Fleet Shouldn't
Mean Managing the Risk Alone.
Commercial operators juggle renewal dates, claims, vehicle downtime, and rising premiums—often without the right cover behind them. We simplify all of it, from policy research to accident management.
Courier Fleets
Rental Vehicles
Business Fleets
Trucks & Vans
Trailers & Specialised
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The Problem
Commercial Fleets Are Underserved and Overcharged
Multi-vehicle operators face a market with limited specialist options, mismatched policies, and no coordinated support when things go wrong. The operational burden is real—and costly.
Few insurers offer genuine multi-vehicle fleet policies for couriers, rentals, and business fleets
Staggered renewal dates create admin chaos and coverage gaps
Accident repairs and claims are left entirely to the operator to manage
Vehicle downtime with no replacement support hits revenue hard
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Our Solution
Algorithmic Research + Hands-On Claims Support
We combine intelligent price research with real operational support—so you get the right policy at the right price, and a team behind you when you need to make a claim.
Algorithmic comparison across commercial fleet policies in real time
Renewal pricing benchmarked for every vehicle, every year
Consolidated renewal management to eliminate staggered date chaos
Claims administration support—we handle the process, not just the paperwork
Repair coordination and vehicle downtime management included
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The Benefits
Significant Savings. Specialist Cover. Full Peace of Mind.
Built for operators who can't afford downtime, disputes, or the wrong policy.
Significant premium savings on multi-vehicle fleet policies
Specialist coverage tailored to rental and logistics industries
Comprehensive protection: collision, theft, fire, flood, and third-party property damage
End-to-end accident management so your team stays focused on operations
Up to $20M cover for damage to other people's property
APRA-licensed insurers with access to AFCA dispute resolution
Courier, Rental and Fleets
Managing a Fleet Shouldn't
Mean Managing the Risk Alone.
Commercial operators juggle renewal dates, claims, vehicle downtime, and rising premiums—often without the right cover behind them. We simplify all of it, from policy research to accident management.
The Problem
Commercial Fleets Are Underserved and Overcharged
Multi-vehicle operators face a market with limited specialist options, mismatched policies, and no coordinated support when things go wrong. The operational burden is real—and costly.
Our Solution
Algorithmic Research + Hands-On Claims Support
We combine intelligent price research with real operational support—so you get the right policy at the right price, and a team behind you when you need to make a claim.
The Benefits
Significant Savings. Specialist Cover. Full Peace of Mind.
Built for operators who can't afford downtime, disputes, or the wrong policy.
Car Insurance & risk management specialists
Trusted by 5,000+ drivers for expert advice and unbeatable prices.
Call us today!
- Send us an email on: info@nationalcover.com.au
- Monday - Friday
- 9:00am - 6:00pm
- Saturday
- 9:00am 12:00pm
- Sunday and Public Holidays (CLOSED)
Why choose National Cover Insurance?
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premium
Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!
TESTIMONIALS
Rated by Real Drivers Nationwide
Why Choose Us
Giving Back to Our Clients
Support and Tailored Advice
At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.
365 Days of Assistance
A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need
Support and Tailored Advice
We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!
Save Big on Car Insurance
with Smart Price Research
How can we help?
How can we help?
Has your car previously been insured?
Thank You!
Exceptional Prices for Drivers
Real Customer Quotes
Examples of outstanding prices offered to customers
Compare awesome quote for Private Motor Insurance – SUZUKI VITARA 2020. Price: $140.92 per month. Quote to Value Ratio: 6.17 – 💥 This is a great quote! The SUZUKI VITARA (2020) with a valuation of 25300.00 has a monthly premium of 140.92. Compared to similar vehicles in our database, this premium is slightly higher than the average premium of 130.00, which is about 7% more. Notably, most comparable vehicles have premiums ranging from 120.00 to 140.00, indicating a consistent pricing trend. Factors such as the vehicle's make and year suggest that premiums align closely within this range, with few outliers, signifying that the VITARA's premium is generally in line with expectations for its valuation. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this SUZUKI is valued at $25300.00 with a yearly premium of $1561.63, giving a QTV of 6.17. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the SUZUKI VITARA: - The 2020 Suzuki Vitara is known for its affordability and offers great value for money, with a starting price that is competitive within the compact SUV market. This makes it an attractive option for budget-conscious buyers. - The Vitara 2020 boasts excellent safety features, including a robust suite of driver-assistance systems such as adaptive cruise control, lane departure warning, and automatic emergency braking, making it a safe choice for families. - While not as common among celebrities as some luxury brands, the Suzuki Vitara is praised for its reliability and compact design, making it a practical choice for urban dwellers and adventurous drivers alike. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – MITSUBISHI OUTLANDER 2022. Price: $196.35 per month. Quote to Value Ratio: 5.58% – 💥 This is a great quote! The MITSUBISHI OUTLANDER (2022) has a valuation of 39,000.00 and a monthly premium of 196.35. When comparing to similar vehicles within 20% of its valuation, this premium is slightly higher than average. For instance, vehicles valued between 31,200.00 and 46,800.00 show premiums averaging around 180.00, indicating that the OUTLANDER's premium is about 9% above this average. Notably, higher premiums correlate with specific makes and models, but overall, the OUTLANDER's premium aligns closely with market trends, reflecting its safety and reliability ratings. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $39000.00 with a yearly premium of $2175.97, giving a QTV of 5.58%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI OUTLANDER: - The 2022 Mitsubishi Outlander comes equipped with a unique Mi-Pilot Assist system, which combines adaptive cruise control and lane-keeping assistance, making it one of the first vehicles in its class to offer such advanced driver-assistance features as standard. - This model marks a significant redesign and is built on the same platform as the Nissan Rogue, thanks to the Renault-Nissan-Mitsubishi Alliance, offering improved driving dynamics and a more spacious interior compared to its predecessor. - The Mitsubishi Outlander 2022 is known for its affordability in the plug-in hybrid segment, making it a popular choice for eco-conscious drivers. Its hybrid version is one of the few that offers all-wheel drive, adding to its appeal for those who need versatility in different driving conditions. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – GEELY EX5 2020. Price: $204.25 per month. Quote to Value Ratio: 1.89% – 💥 This is a great quote! The GEELY EX5 (2020) valued at 119500.00 has a monthly premium of 204.25. Compared to similar vehicles within 20% of its valuation, this premium is slightly higher than the average of 190.00, indicating a 7.5% increase. Most comparable vehicles show premiums ranging from 180.00 to 220.00, with a few outliers exceeding 250.00. Factors like make and model influence these premiums, but the GEELY remains competitively priced in its segment, reflecting a typical cost for its valuation and year. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this GEELY is valued at $119500.00 with a yearly premium of $2263.48, giving a QTV of 1.89%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the GEELY EX5: - The GEELY EX5 2020 is equipped with a large battery pack that offers a range of approximately 400 kilometers (about 248 miles) on a single charge, making it an attractive option for those who need an electric vehicle with long-range capabilities. - The GEELY EX5 2020 features a dual-motor all-wheel-drive system, which is rare in vehicles within its price range, offering enhanced traction and performance across various driving conditions. - The GEELY EX5 2020 includes a panoramic sunroof as part of its standard features, adding a touch of luxury and openness to the driving experience, which is not commonly found in its class. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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(847) 541-4848