Car Insurance
As car insurance specialists, we offer Australia’s broadest access to motor policies—delivering unbeatable coverage at the lowest possible prices.
Our Insurance
Types of Car Insurance
Personal Car Insurances
Comprehensive cover for private-use vehicles—protecting against accidental loss or damage from events like collision, flood, fire, theft, hail, storm, vandalism, and more across Australia.
Whether you drive a hatchback, SUV, prestige car, classic vehicle, or weekend cruiser, we’ve got you covered with tailored options for every lifestyle, budget, and need.
Choose from flexible policies including agreed or market value, choice of repairer, windscreen excess reduction, roadside assistance, and hire car after an accident.
Enjoy peace of mind with coverage that suits how you drive, backed by Australia’s leading insurers—at the lowest prices we can find, without compromise.
Let us do the comparison for you, and get expert, obligation-free advice that puts your needs first—without the guesswork.
Up to $20 million cover for damage to other people’s property caused by your car
Malicious damage or vandalism to your car
lifetime repair guarantee on motor vehicle repairs
24x7 Towing on all Motor Vehicle Accidents
Rideshare Insurances
Specialist rideshare insurance designed for drivers using their personal vehicles for Uber, DiDi, Ola, and more.
Covers you for both personal and commercial use—so you’re protected whether you're off-duty or driving passengers.
Enjoy full comprehensive cover including collision, theft, fire, flood, and third-party property damage.
No kilometre limits, no hidden restrictions—just the protection you need, at exceptional prices you won’t find going direct.
Tailored for full-time drivers, weekend earners, and everything in between—with fast claims support when it matters most.
Join over 5,000 rideshare drivers who trust us to deliver the right cover, with over 1,000 claims successfully processed.
Up to $20 million cover for damage to other people’s property caused by your car
Malicious damage or vandalism to your car
lifetime repair guarantee on work completed by an RACQ Insurance selected repairer
24x7 Towing on all Motor Vehicle Accidents
Commercial Motor Insurances
Specialist motor insurance for couriers, rental providers, fleets, trucks, and commercial vehicle operators.
Whether you're delivering parcels, managing rental vehicles, or running a nationwide fleet, we've got you covered.
Comprehensive protection against collision, theft, fire, flood, and third-party property damage.
Access tailored policies for vans, utes, light trucks, heavy vehicles, trailers, and specialised commercial use.
Flexible options for single vehicles or entire fleets—with streamlined claims and ongoing policy support.
Rely on our deep industry expertise to deliver smarter cover at lower cost—built for businesses that keep Australia moving.
Up to $20 million cover for damage to other people’s property caused by your car
Malicious damage or vandalism to your car
lifetime repair guarantee on work completed by an RACQ Insurance selected repairer
24x7 Towing on all Motor Vehicle Accidents
Car Insurance & risk management specialists
Trusted by 5,000+ drivers for expert advice and unbeatable prices.
Call us today!
- Send us an email on: info@nationalcover.com.au
- Monday - Friday
- 9:00am - 6:00pm
- Saturday
- 9:00am 12:00pm
- Sunday and Public Holidays (CLOSED)
Why choose National Cover Insurance?
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premium
Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!
TESTIMONIALS
Rated by Real Drivers Nationwide
Why Choose Us
Giving Back to Our Clients
Support and Tailored Advice
At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.
365 Days of Assistance
A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need
Support and Tailored Advice
We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!
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Exceptional Prices for Drivers
Real Customer Quotes
Examples of outstanding prices offered to customers
Compare awesome quote for Private Motor Insurance – MAZDA MAZDA3 2012. Price: $64.54 per month. Quote to Value Ratio: 6.94% – 💥 This is a great quote! The MAZDA MAZDA3 (2012) with a valuation of 10,300.00 has a monthly premium of 64.54. Compared to similar vehicles within a 20% valuation range, this premium is slightly lower than the average premium of around 70.00 for comparable models, indicating a competitive pricing. While several vehicles show premiums ranging from 60.00 to 80.00, the input vehicle's premium reflects favorable pricing, potentially due to its valuation or less risk associated with the model. Overall, the MAZDA3 maintains a reasonable premium within its category. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MAZDA is valued at $10300.00 with a yearly premium of $715.23, giving a QTV of 6.94%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MAZDA MAZDA3: - The 2012 Mazda MAZDA3 was praised for its excellent fuel economy, especially with the introduction of the SkyActiv technology, which improved engine performance and efficiency, offering up to 40 mpg on the highway. - Despite being a compact car, the 2012 Mazda MAZDA3 was known for its sporty handling and driving dynamics, which were often compared to more expensive sports cars, making it a popular choice for driving enthusiasts. - The 2012 model year marked a significant facelift for the MAZDA3, including a more refined interior, updated exterior styling, and advanced safety features such as blind-spot monitoring, which was not commonly found in cars of its class at the time. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – LEXUS NX300h LUXURY HYBRID (AWD) AYZ15R 4D WA CVT AUTO 6 SPEED, 4 CYLINDER, 2.5L 2019. Price: $263.66 per month. Quote to Value Ratio: 5.99% – 💥 This is a great quote! The LEXUS NX300h LUXURY HYBRID (2019) has a valuation of 48700.00 and a monthly premium of 263.66. This premium is considered average compared to similar vehicles within a 20% valuation range (38960.00 to 58440.00). Some vehicles in this range have premiums as low as 220.00 and as high as 310.00, indicating the NX300h's premium is relatively competitive. However, a few higher premiums suggest potential outliers that could be attributed to differences in coverage levels or specific risk factors associated with those models. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this LEXUS is valued at $48700.00 with a yearly premium of $2921.86, giving a QTV of 5.99%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the LEXUS NX300h LUXURY HYBRID (AWD) AYZ15R 4D WA CVT AUTO 6 SPEED, 4 CYLINDER, 2.5L: - The LEXUS NX300h 2019 is a luxury hybrid SUV known for its impressive fuel economy. It offers an EPA-estimated 31 mpg combined, which is remarkable for a vehicle in its class, making it an excellent choice for those looking to save on fuel costs. - In terms of safety, the LEXUS NX300h 2019 comes equipped with the Lexus Safety System+, which includes features like adaptive cruise control, lane departure alert with steering assist, and automatic high beams, contributing to its high safety ratings. - A quirky fact about the LEXUS NX300h 2019 is that it features a touchpad interface for its infotainment system, which is similar to what you would find on a laptop, offering a unique user experience compared to traditional touchscreens or knobs. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – MITSUBISHI OUTLANDER 2017. Price: $150.60 per month. Quote to Value Ratio: 7.99% – 💥 This is a great quote! The MITSUBISHI OUTLANDER (2017) valued at 20900.00 has a monthly premium of 150.60. When comparing it to similar vehicles within 20% of its valuation, this premium appears to be higher than average, as several comparable vehicles exhibit premiums ranging from 120.00 to 140.00. Notably, vehicles with similar makes and models also skew lower, indicating potential outliers in pricing strategies. This suggests that factors such as make and vehicle condition may play a significant role in determining premiums, warranting further investigation into specific rate-setting practices. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $20900.00 with a yearly premium of $1668.92, giving a QTV of 7.99%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI OUTLANDER: - The 2017 Mitsubishi Outlander is known for its affordability in the midsize SUV segment, with a starting price around $23,495. This makes it an attractive option for budget-conscious families looking for a capable vehicle that doesn't break the bank. - The Outlander 2017 model received the highest safety rating from the Insurance Institute for Highway Safety (IIHS), earning a 'Top Safety Pick+' designation. This was largely due to its available suite of advanced safety features, including forward collision mitigation and lane departure warning. - One of the unique features of the 2017 Outlander is its optional third-row seating, which is uncommon in its class. This allows the vehicle to accommodate up to seven passengers, making it a versatile choice for larger families or those who often travel with extra passengers. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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