About Us
National Cover is your trusted source for exceptional car insurance, powered by smart research and expert comparison.
+ About National Cover
About National Cover
If it has a motor, we cover it. From private cars to rideshare, courier vans, rental fleets, prestige vehicles and more—we offer Australia’s most complete range of car insurance. With unbeatable prices and coverage, we tailor protection to fit every driver, every vehicle, every need.
At National Cover, we don’t just sell insurance—we operate vehicles ourselves. As former panel beaters, dealers, fleet managers and claims experts, we know what matters. That’s why we offer unbeatable prices, expert support, and real solutions for even the hardest-to-insure vehicles. We keep your costs down—because we wouldn’t overpay either.
Give our team a call today to discuss your insurance needs on (07) 53460149 – we’re always here to help
Our Value
We work for you—not the insurers. At National Cover, honesty, transparency, and client-first service drive everything we do. With published pricing, renewal controls, and a price-match guarantee, you stay in control. As a fully licensed, independent broker, we’re not tied to any insurer—and we offer access to independent dispute resolution for complete peace of mind.
Insurance & risk management specialists
Trusted insurance advice for over 5,000 Australian drivers—and counting.
WHY CHOOSE US
Experienced in solving your business solutions
Insurance brokers are qualified, objective experts with the training and experience that direct online buyers simply can’t match. At National Cover, we go further—we’re pricing analysts who research the market daily to ensure our clients get exceptional value and the sharpest premiums available.
A broker is an expert in insurance and risk—here to guide you on what cover your business truly needs to survive and thrive. Unlike insurers, brokers also help you reduce costs through smart structuring, policy optimisation, and insider knowledge insurers simply won’t offer.
At National Cover, we’re built on customer focus, transparency, and integrity—and we specialise only in motor insurance. We don’t sell every type of insurance, and that’s our strength. As true motor experts, we know the market inside out and can confidently deliver the best possible quote in Australia—every time.
Call us today!
- Send us an email on: info@nationalcover.com.au
- Monday - Friday
- 9:00am - 6:00pm
- Saturday
- 9:00am 12:00pm
- Sunday and Public Holidays (CLOSED)
Why choose National Cover Insurance?
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premium
Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!
Working Steps
Our Working Steps
Make a Plan
Cost Calculating
Insurance Growth
Success Mission
News & Updates
Latest From Our Blog
Be kept up to date with the latest news in the insurance industry found in our blog below.
Compare awesome quote for Rental Usage Motor Insurance – TOYOTA CAMRY ASCENT SPORT HYBRID 2020. Price: $257.37 per month. Quote to Value Ratio: 7.93 – 💥 This is a great quote! The TOYOTA CAMRY ASCENT SPORT HYBRID (2020), valued at 35400.00, has a monthly premium of 257.37. Compared to similar vehicles in our database, this premium is slightly higher than average, as most similar vehicles have premiums averaging around 240.00, representing a 7% increase. Notably, several comparable models are priced similarly but have lower premiums, suggesting potential pricing variations based on make or model. Overall, while the premium is reasonable for its valuation, it may indicate that the vehicle's specific attributes or coverage options are influencing the cost. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $35400.00 with a yearly premium of $2812.65, giving a QTV of 7.93. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY ASCENT SPORT HYBRID: - The 2020 Toyota Camry Ascent Sport Hybrid is renowned for its impressive fuel efficiency, providing approximately 52 miles per gallon in combined city and highway driving, making it a cost-effective option for those looking to save on fuel costs. - This model comes equipped with Toyota's Safety Sense suite, which includes features like pre-collision systems, lane departure alert with steering assist, and dynamic radar cruise control, contributing to its reputation as a safe family vehicle. - Despite being a hybrid, the 2020 Camry Ascent Sport Hybrid still maintains a sporty feel, thanks to its 2.5-liter Dynamic Force engine coupled with an electric motor, delivering a combined output of 208 horsepower. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – KIA CARNIVAL 2022. Price: $213.21 per month. Quote to Value Ratio: 3.63% – 💥 This is a great quote! The KIA CARNIVAL (2022) with a valuation of $64,200 has a monthly premium of $213.21. When compared to similar vehicles within a 20% valuation range, this premium is generally average. Many vehicles in this category have premiums ranging from $200 to $240, indicating that the KIA's premium is competitive. Notably, while some higher-end models exhibit premiums upwards of $250, the KIA's pricing remains accessible. This balance suggests the KIA CARNIVAL is appropriately priced given its valuation and market position. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this KIA is valued at $64200.00 with a yearly premium of $2330.11, giving a QTV of 3.63%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the KIA CARNIVAL: - The KIA CARNIVAL 2022 is known for its luxurious interior features, often being compared to a premium SUV for its spaciousness and comfort. It includes VIP Lounge Seating with leg extensions in the second row, which is quite rare for vehicles in its class. - With a focus on safety, the KIA CARNIVAL 2022 comes equipped with advanced safety features like Blind-Spot View Monitor and Safe Exit Assist, making it one of the safest choices for families. - The KIA CARNIVAL 2022 has gained popularity for its versatility, often being marketed as a 'Multi-Purpose Vehicle' (MPV) rather than just a minivan, appealing to both families and businesses for its adaptable interior configurations. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – TESLA MODEL Y 2022. Price: $260.17 per month. Quote to Value Ratio: 4.60% – 💥 This is a great quote! The TESLA MODEL Y (2022), valued at 62800.00, has a monthly premium of 260.17. Compared to similar vehicles within a 20% valuation range, this premium is slightly above average. Vehicles in this range typically have premiums averaging around 240.00, indicating a 8% increase for the Tesla. Notably, luxury brands also show higher premiums, but a few outliers have significantly lower rates, likely due to their age or different coverage options. Overall, while the premium is competitive, it's essential to consider individual vehicle specifications that may impact costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $62800.00 with a yearly premium of $2883.20, giving a QTV of 4.60%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL Y: - The Tesla Model Y 2022 is one of the safest vehicles on the road, having achieved a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA) in every category and subcategory, thanks to its advanced safety features and structural design. - Despite being a relatively new model, the Tesla Model Y quickly became one of the best-selling electric vehicles globally, showcasing its immense popularity and appeal among consumers who are shifting towards sustainable transportation. - The Tesla Model Y 2022 features a unique "Bioweapon Defense Mode," which is a high-efficiency particulate air (HEPA) filtration system designed to provide hospital-grade air quality inside the cabin, a feature that is both quirky and practical. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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07 5346 0149