About Us

National Cover is your trusted source for exceptional car insurance, powered by smart research and expert comparison.

+ About National Cover

About National Cover

If it has a motor, we cover it. From private cars to rideshare, courier vans, rental fleets, prestige vehicles and more—we offer Australia’s most complete range of car insurance. With unbeatable prices and coverage, we tailor protection to fit every driver, every vehicle, every need.

At National Cover, we don’t just sell insurance—we operate vehicles ourselves. As former panel beaters, dealers, fleet managers and claims experts, we know what matters. That’s why we offer unbeatable prices, expert support, and real solutions for even the hardest-to-insure vehicles. We keep your costs down—because we wouldn’t overpay either.

Give our team a call today to discuss your insurance needs on (07) 53460149 – we’re always here to help

Our Value

We work for you—not the insurers. At National Cover, honesty, transparency, and client-first service drive everything we do. With published pricing, renewal controls, and a price-match guarantee, you stay in control. As a fully licensed, independent broker, we’re not tied to any insurer—and we offer access to independent dispute resolution for complete peace of mind.

Insurance & risk management specialists

Trusted insurance advice for over 5,000 Australian drivers—and counting.
WHY CHOOSE US

Experienced in solving your business solutions

Insurance brokers are qualified, objective experts with the training and experience that direct online buyers simply can’t match. At National Cover, we go further—we’re pricing analysts who research the market daily to ensure our clients get exceptional value and the sharpest premiums available.

A broker is an expert in insurance and risk—here to guide you on what cover your business truly needs to survive and thrive. Unlike insurers, brokers also help you reduce costs through smart structuring, policy optimisation, and insider knowledge insurers simply won’t offer.

At National Cover, we’re built on customer focus, transparency, and integrity—and we specialise only in motor insurance. We don’t sell every type of insurance, and that’s our strength. As true motor experts, we know the market inside out and can confidently deliver the best possible quote in Australia—every time.

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Working Steps

Our Working Steps

Make a Plan
Cost Calculating
Insurance Growth
Success Mission
News & Updates

Latest From Our Blog

Be kept up to date with the latest news in the insurance industry found in our blog below.

Ghost Immobiliser Australia Price: 2026 Cost & Install Guide

If you’re searching for ghost immobiliser Australia price estimates, you’re probably already aware that car

What Is Insurance Renewal? How It Works For Car Insurance

Every car insurance policy has an expiry date, and when that date approaches, your insurer

Compare awesome quote for Private Motor Insurance – TESLA MODEL 3 2022. Price: $228.95 per month. Quote to Value Ratio: 4.81% – 💥 This is a great quote! The TESLA MODEL 3 (2022) valued at 52700.00 has a monthly premium of 228.95, which is slightly higher than the average premium for similar vehicles in our database. Vehicles within the 20% range of its valuation generally show premiums ranging from 200.00 to 220.00. This indicates that the MODEL 3's premium is about 4% more than the average. Some higher-end models in this category exhibit premiums above 250.00, suggesting varying risk factors based on make and model. Overall, the MODEL 3's premium is competitive but at the upper end of the spectrum. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $52700.00 with a yearly premium of $2537.25, giving a QTV of 4.81%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL 3: - The 2022 Tesla Model 3 has a base price of around $41,000, but it qualifies for various federal and state incentives in the U.S., which can significantly reduce the overall cost for buyers, making it an excellent value for those looking to go electric. - The Tesla Model 3 has achieved a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA) in every category, making it one of the safest cars on the road. Its structure is designed to absorb energy and the battery pack's low position gives it a very low center of gravity, enhancing stability. - The Tesla Model 3 is the best-selling electric vehicle globally as of 2022, surpassing sales of traditional gasoline-powered cars in certain countries and making it a significant player in the automotive market shift towards sustainable energy. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

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