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Winner of the 2022 Mozo People's Choice Award for Outstanding Customer Satisfaction
National Cover Car Insurance Is Made For Australians
Australia’s weather may be unpredictable, but when you choose National Cover Car Insurance we’ll be by your side if things go wrong. We’re member owned, which means we’ll look after you. Our policies include a lifetime guarantee on repairs when you use a National Cover Selected Repairer. And our comprehensive car insurance covers loss or damage in a storm, flood, hail, theft or fire event. So, whether you drive to get from A to B or you just love being behind the wheel, choose National Cover and experience a different kind of insurer.
National Cover Car Insurance
Comprehensive
car insurance
car insurance
Cover for your vehicle in an accident, flood, storm, hail, theft, vandalism or fire event
Cover for your car in an accident if the other party is at fault and uninsured
Cover for damage to other people’s property caused by your car
Cover for personal property inside your vehicle in certain incidents.
Third party liability
car insurance
car insurance
Cover for damage to other people’s property caused by your car
Cover for your car in an accident if the other party is at fault and uninsured
Does not cover loss or damage to your vehicle in an accident, flood, hail, storm, fire or vandalism event
Does not cover loss or damage to your vehicle if it's stolen or if there's an attempted theft.

When you’re searching for a car insurance quote, it helps to understand the different coverage types of car insurance on offer.
Explore more insurance options
Why Choose National Cover
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault Claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premiumMost insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!