Compare awesome quote for Rideshare Motor Insurance – TOYOTA CAMRY 2018. Price: $209.40 per month. Quote to Value Ratio: 7.84% – 💥 This is a great quote! The TOYOTA CAMRY (2018) valued at 29600.00 has a monthly premium of 209.40. Compared to similar vehicles within 20% of its valuation, this premium appears to be average. Vehicles with valuations ranging from 23680.00 to 35520.00 showed premiums between 180.00 and 230.00, placing the CAMRY's premium near the median. Notably, some higher-end models exhibited premiums significantly exceeding 230.00, indicating possible outlier pricing for luxury vehicles of similar age and make, whereas more economical options had lower premiums, suggesting a direct correlation between vehicle features and insurance costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $29600.00 with a yearly premium of $2320.57, giving a QTV of 7.84%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY: - The 2018 Toyota Camry was a bestseller in the U.S., maintaining its position as one of the top-selling sedans, thanks to its blend of reliability, comfort, and value for money. It was particularly popular due to its impressive fuel economy and affordable starting price, which was around $23,495 for the base model. - The 2018 Camry was notable for its advanced safety features, earning a Top Safety Pick+ rating from the IIHS. It included standard Toyota Safety Sense P (TSS-P), which featured pre-collision warning with pedestrian detection, lane departure alert with steering assist, and dynamic radar cruise control. - An interesting quirk about the 2018 Camry is its redesigned exterior, which was a departure from its historically conservative styling. This model introduced a more aggressive, sporty look, complete with a lower, wider stance and distinct character lines. This design shift was part of Toyota's effort to appeal to younger buyers. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Unbeatable Car Insurance Deals for Drivers
We offer unbeatable prices for every car insurance scenario, backed by our price-beat guarantee. Our team uses advanced research and analytics to secure the best deals in the country—and with smart renewal controls, you get peace of mind year after year.
Verified Price Data
We collect and analyse data from thousands of real car insurance quotes issued every year—covering every type of driver, vehicle, and usage, from private cars to couriers, rideshare, and luxury vehicles. By sharing this data, we help drivers set realistic expectations around pricing. The table below shows a summary of starting prices based on actual quotes, giving you a transparent view of what competitive car insurance can look like in today’s market. No one understands pricing trends better—because we track and test them daily.
📱 On mobile? Rotate to landscape view for the best table experience, or scroll horizontally within the table below.
📊 How to Read This Pricing Table
Quick Guide: Find your vehicle value in the first column, then check the insurance type you need (like Rideshare or Private). The table shows starting prices and average monthly/yearly premiums.
Step 1: Look for your approximate vehicle value in the leftmost column.
Step 2: Choose your insurance type (Rideshare, Private etc.).
Step 3: View the starting prices for your selection.
Important: Your actual quote may vary based on location, age, driving history, claims record, excess preferences, and other personal factors. These are indicative prices only.
Authentic Customer Pricing
Our sample prices are based on analysis of over 10,000 real car insurance quotes issued annually, covering a wide range of vehicles, driver profiles, and usage types. Using multivariate regression models and outlier detection, we study how key factors—such as driver history, vehicle type, and policy structure—impact pricing. This allows us to engineer insurance options that reduce unnecessary costs and improve quote competitiveness. By adjusting variables like excess, coverage type, and insurer mix, we help drivers consistently access lower premiums without compromising on protection.
📱 On mobile? Rotate to landscape view for the best chart experience, or scroll horizontally within the chart below.
📊 Explanation
The most common question we get is: "How much will insurance cost?"
The best way to answer that is by looking at what others are paying, based on vehicle value and insurance type. Each point on the chart represents a real quote we've issued. The trend line shows the average price across different vehicle values.
Most quotes fall close to the trend line. When a quote is above the trend, it often reflects risk factors that increase price. When it's below the trend, it indicates where savings can be unlocked.
Our Analysis: We analyse these patterns to understand what drives pricing—and how to stay below the trend line to consistently deliver better-value quotes.
Frequently Exceptional Value
A good car insurance quote is generally one where the annual premium does not exceed 10% of the vehicle’s value—a standard used to assess fair pricing relative to risk. In practice, approximately 80% of quotes fall at or below this benchmark, with over 95% remaining under a 20% quote-to-value (QTV) ratio. Quotes exceeding this threshold are rare and typically driven by factors such as prior claims, high-risk usage, or regional underwriting constraints. For most drivers, this approach results in consistently competitive premiums without compromising on protection.
📱 On mobile? Rotate to landscape view for the best histogram chart experience, or scroll horizontally within the chart below.
📊 How Often We Issue Good Car Insurance Quotes
We define a good car insurance quote as one where the premium does not exceed 10% of the vehicle's value—a benchmark we use to measure real value for customers.
Our target is for at least 80% of quotes to meet or beat this quote-to-value (QTV) ratio. While external factors like claims history, usage type, or location can sometimes push quotes higher, these are the exception.
QTV Rating System:
🟢 0-5% = Exceptional (Outstanding value)
🟡 5-10% = Good (Meets our benchmark)
🟠 10-20% = Above benchmark (Higher but reasonable)
🔴 Over 20% = High (Due to risk factors)
🧮 How QTV is Calculated
QTV = (Annual Premium ÷ Vehicle Value) × 100
Practical Example:
• Vehicle Value: $25,000
• Annual Premium: $1,500
• Calculation: ($1,500 ÷ $25,000) × 100 = 6% QTV
• Rating: 🟡 Good (meets our benchmark)
How to Read This Histogram Chart:
• X-axis: Shows QTV ranges (0-5%, 5-10%, 10-15%, 15-20%, 20%+)
• Y-axis: Shows what percentage of all our quotes falls into each range
• Bars: The height shows how frequently we issue quotes in that QTV range
Our Performance Results:
✅ 80% of our quotes come in at 10% or less (good to exceptional)
✅ Well over 95% fall below 20% QTV
✅ Fewer than 5% ever exceed a QTV of 20%
What This Means: We consistently deliver strong value without sacrificing protection. The histogram shows our commitment to keeping most quotes well below the 10% benchmark, ensuring you get quality coverage at competitive prices.
Genuine Customer Price Examples
Our sample prices are based on thousands of real quotes issued every year across every type of vehicle, driver, and usage—from daily commuters to prestige cars, couriers, and rideshare drivers. We work with almost every major insurer in Australia and have deep insight into what separates a good price from a bad one. Using advanced metrics like Quote-to-Value, we constantly assess whether the quotes we issue are competitive—and more importantly, if they're winning in the market. When it comes to car insurance pricing, no one knows the landscape better than we do.
Compare awesome quote for Business (Non-Passenger Transport) Motor Insurance – MERCEDES-AMG GLC 2022. Price: $217.41 per month. Quote to Value Ratio: 1.99% – 💥 This is a great quote! The MERCEDES-AMG GLC (2022) has a valuation of 121200.00 and a monthly premium of 217.41. Compared to similar vehicles in the database, which are within 20% of this valuation, the premium is generally aligned, falling within an average range. However, vehicles with similar valuations exhibited premiums ranging from 200 to 250, indicating that the GLC's premium is slightly lower than average. Notably, makes such as BMW and Audi showed higher premiums, suggesting that brand perceptions and associated risks may influence pricing. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MERCEDES-AMG is valued at $121200.00 with a yearly premium of $2409.39, giving a QTV of 1.99%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MERCEDES-AMG GLC: - The 2022 MERCEDES-AMG GLC has a high-performance AMG-enhanced 3.0L V6 biturbo engine, which produces 385 horsepower, providing a thrilling driving experience that combines luxury with sportiness. - This vehicle is equipped with advanced safety features, including the Mercedes-Benz PRE-SAFE system, which anticipates collisions and prepares the vehicle and its occupants for impact, enhancing passenger safety. - The MERCEDES-AMG GLC is a popular choice among celebrities, with renowned figures like tennis star Roger Federer known to own Mercedes-Benz vehicles, showcasing the brand's appeal among elite clientele. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – TOYOTA RAV4 2019. Price: $171.36 per month. Quote to Value Ratio: 5.01% – 💥 This is a great quote! The TOYOTA RAV4 (2019) with a valuation of 37900.00 has a monthly premium of 171.36. Comparing it to similar vehicles within a 20% valuation range, the premium appears to be slightly above average, as most similar vehicles have premiums ranging from 150.00 to 165.00. Notably, vehicles of the same make and model tend to follow a similar pricing pattern, indicating a consistency in premium pricing relative to valuation within this bracket. Overall, this suggests a manageable premium level for the given valuation. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $37900.00 with a yearly premium of $1899.02, giving a QTV of 5.01%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA RAV4: - The 2019 Toyota RAV4 was one of the best-selling SUVs in the United States, known for its reliability and strong resale value. Its combination of practicality, fuel efficiency, and affordability made it a popular choice among families and adventure seekers alike. - The 2019 RAV4 comes equipped with Toyota Safety Sense 2.0, a suite of advanced safety features including adaptive cruise control, lane departure alert with steering assist, and a pre-collision system with pedestrian detection, making it one of the safest vehicles in its class. - In 2019, the Toyota RAV4 introduced a new Adventure trim level, which provided enhanced off-road capabilities with features like increased ground clearance and an upgraded all-wheel-drive system, appealing to outdoor enthusiasts. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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