Car Insurance
As car insurance specialists, we offer Australia’s broadest access to motor policies—delivering unbeatable coverage at the lowest possible prices.
Our Insurance
Types of Car Insurance
Personal Car Insurances
Smarter Insurance
Stop overpaying for Car Insurance
Australian car insurance premiums are rising faster than ever—but your renewal price doesn't have to. We use AI-driven research to make sure you're never paying more than you should.
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The Problem
Prices Climbing Every Year
Insurers count on customers staying put at renewal. Premiums increase silently each year, often well above inflation—and most Australians simply accept the new price without questioning it.
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Our Solution
AI-Powered Price Research
Our technology algorithmically compares policies across Australia's leading insurers in real time—analysing coverage terms, excess levels, and pricing data so you always see the sharpest deal available for your specific vehicle and profile.
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The Benefits
Lower Premiums, Every Renewal
You get expert, obligation-free advice that works in your favour—not the insurer's.
Access to Australia's broadest range of motor policies
Premiums benchmarked at every renewal, not just the first
Peace of mind that you're never left on a loyalty tax
Up to $20M third-party property cover included
Smarter Insurance
Stop overpaying for Car Insurance
Australian car insurance premiums are rising faster than ever—but your renewal price doesn't have to. We use AI-driven research to make sure you're never paying more than you should.
The Problem
Prices Climbing Every Year
Insurers count on customers staying put at renewal. Premiums increase silently each year, often well above inflation—and most Australians simply accept the new price without questioning it.
Our Solution
AI-Powered Price Research
Our technology algorithmically compares policies across Australia's leading insurers in real time—analysing coverage terms, excess levels, and pricing data so you always see the sharpest deal available for your specific vehicle and profile.
The Benefits
Lower Premiums, Every Renewal
You get expert, obligation-free advice that works in your favour—not the insurer's.
Rideshare Insurances
Rideshare Insurance
The Rideshare Policy Market
is Broken. We Fixed It.
Most car insurers won't cover you the moment you accept a trip. We specialise in genuine rideshare cover—researched algorithmically across every available policy so you get the best price, every year.
Uber
DiDi
Ola
All Platforms
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The Problem
A Market Full of Gaps and Gotchas
Rideshare drivers face a minefield: policies with hour restrictions, providers operating outside APRA regulation, and premiums that spike without warning at renewal.
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Our Solution
Algorithmic Research Built for Rideshare
We've built price-comparison technology specifically for rideshare drivers. Our system researches every available policy in real time—at first quote and at every renewal—so you're never left paying a loyalty premium or holding a policy with hidden exclusions.
Real-time comparison across Australia's rideshare-specific policies
Renewal pricing benchmarked automatically—not just once
Expert review flags exclusions before you sign
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The Benefits
Full Cover. Low Prices. No Surprises.
Drive with confidence knowing your policy was chosen for you—not sold to you.
Lowest prices found—with a price match guarantee
Unlimited hours: no restrictions on app-on driving time
Full comprehensive cover including third-party property damage
APRA-licensed insurers—regulated, reliable, and accountable
Access to AFCA for independent dispute resolution if you ever need it
Up to $20M cover for damage to other people's property
Rideshare Insurance
The Rideshare Policy Market
is Broken. We Fixed It.
Most car insurers won't cover you the moment you accept a trip. We specialise in genuine rideshare cover—researched algorithmically across every available policy so you get the best price, every year.
The Problem
A Market Full of Gaps and Gotchas
Rideshare drivers face a minefield: policies with hour restrictions, providers operating outside APRA regulation, and premiums that spike without warning at renewal.
Our Solution
Algorithmic Research Built for Rideshare
We've built price-comparison technology specifically for rideshare drivers. Our system researches every available policy in real time—at first quote and at every renewal—so you're never left paying a loyalty premium or holding a policy with hidden exclusions.
The Benefits
Full Cover. Low Prices. No Surprises.
Drive with confidence knowing your policy was chosen for you—not sold to you.
Up to $20 million cover for damage to other people’s property caused by your car
Commercial Motor Insurances
Courier, Rental and Fleets
Managing a Fleet Shouldn't
Mean Managing the Risk Alone.
Commercial operators juggle renewal dates, claims, vehicle downtime, and rising premiums—often without the right cover behind them. We simplify all of it, from policy research to accident management.
Courier Fleets
Rental Vehicles
Business Fleets
Trucks & Vans
Trailers & Specialised
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The Problem
Commercial Fleets Are Underserved and Overcharged
Multi-vehicle operators face a market with limited specialist options, mismatched policies, and no coordinated support when things go wrong. The operational burden is real—and costly.
Few insurers offer genuine multi-vehicle fleet policies for couriers, rentals, and business fleets
Staggered renewal dates create admin chaos and coverage gaps
Accident repairs and claims are left entirely to the operator to manage
Vehicle downtime with no replacement support hits revenue hard
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Our Solution
Algorithmic Research + Hands-On Claims Support
We combine intelligent price research with real operational support—so you get the right policy at the right price, and a team behind you when you need to make a claim.
Algorithmic comparison across commercial fleet policies in real time
Renewal pricing benchmarked for every vehicle, every year
Consolidated renewal management to eliminate staggered date chaos
Claims administration support—we handle the process, not just the paperwork
Repair coordination and vehicle downtime management included
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The Benefits
Significant Savings. Specialist Cover. Full Peace of Mind.
Built for operators who can't afford downtime, disputes, or the wrong policy.
Significant premium savings on multi-vehicle fleet policies
Specialist coverage tailored to rental and logistics industries
Comprehensive protection: collision, theft, fire, flood, and third-party property damage
End-to-end accident management so your team stays focused on operations
Up to $20M cover for damage to other people's property
APRA-licensed insurers with access to AFCA dispute resolution
Courier, Rental and Fleets
Managing a Fleet Shouldn't
Mean Managing the Risk Alone.
Commercial operators juggle renewal dates, claims, vehicle downtime, and rising premiums—often without the right cover behind them. We simplify all of it, from policy research to accident management.
The Problem
Commercial Fleets Are Underserved and Overcharged
Multi-vehicle operators face a market with limited specialist options, mismatched policies, and no coordinated support when things go wrong. The operational burden is real—and costly.
Our Solution
Algorithmic Research + Hands-On Claims Support
We combine intelligent price research with real operational support—so you get the right policy at the right price, and a team behind you when you need to make a claim.
The Benefits
Significant Savings. Specialist Cover. Full Peace of Mind.
Built for operators who can't afford downtime, disputes, or the wrong policy.
Car Insurance & risk management specialists
Trusted by 5,000+ drivers for expert advice and unbeatable prices.
Call us today!
- Send us an email on: info@nationalcover.com.au
- Monday - Friday
- 9:00am - 6:00pm
- Saturday
- 9:00am 12:00pm
- Sunday and Public Holidays (CLOSED)
Why choose National Cover Insurance?
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premium
Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!
TESTIMONIALS
Rated by Real Drivers Nationwide
Why Choose Us
Giving Back to Our Clients
Support and Tailored Advice
At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.
365 Days of Assistance
A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need
Support and Tailored Advice
We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!
Save Big on Car Insurance
with Smart Price Research
How can we help?
How can we help?
Has your car previously been insured?
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Exceptional Prices for Drivers
Real Customer Quotes
Examples of outstanding prices offered to customers
Compare awesome quote for Private Motor Insurance – VOLVO XC40 2022. Price: $0.00 per month. Quote to Value Ratio: 0.00 – 💥 This is a great quote! The VOLVO XC40 (2022) with a valuation of 61500.00 has a monthly premium of 0.00. Compared to similar vehicles in our database, which fall within 20% of its valuation, this premium is significantly lower, as most similar vehicles exhibit premiums ranging from 300 to 600 monthly. Notably, many vehicles of comparable value have premiums averaging around 450, indicating the XC40's premium is an outlier. These differences may suggest variance in coverage options or risk assessments based on make and model, particularly for luxury vehicles like Volvo. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this VOLVO is valued at $61500.00 with a yearly premium of $0.01, giving a QTV of 0.00. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the VOLVO XC40: - The 2022 Volvo XC40 is known for its advanced safety features, including Volvo's City Safety technology, which can detect pedestrians, cyclists, and large animals to prevent collisions. - The XC40 has gained popularity for its spacious interior and innovative storage solutions, such as a removable waste bin and a hook on the glove box to hold bags securely. - The 2022 model of the XC40 offers a plug-in hybrid version, making it an eco-friendly option that combines luxury with sustainability, appealing to environmentally conscious consumers. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – TESLA 2016, TESLA, MODEL S, 4D HATCHBACK, 0.0L 2016. Price: $408.34 per month. Quote to Value Ratio: 5.34 – 💥 This is a great quote! The TESLA 2016, TESLA, MODEL S, 4D HATCHBACK, 0.0L, valued at 84600.00, has a monthly premium of 408.34. When compared to similar vehicles within a 20% valuation range, this premium appears to be average, as similar vehicles report premiums ranging from 350.00 to 450.00. Notably, vehicles of the same make and model tend to feature premiums on the higher end, indicating a trend where premium pricing aligns with the vehicle's premium features and safety ratings. Overall, the input vehicle's premium is consistent with market expectations for its valuation. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $84600.00 with a yearly premium of $4525.28, giving a QTV of 5.34. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA 2016, TESLA, MODEL S, 4D HATCHBACK, 0.0L: - The Tesla Model S 2016 was the first electric vehicle to receive a perfect safety rating from the National Highway Traffic Safety Administration (NHTSA), making it one of the safest vehicles on the road. - The Tesla Model S has a unique feature called 'Bioweapon Defense Mode,' which is an advanced air filtration system that can protect passengers from pollution and even bioweapons, creating a highly purified air environment inside the car. - The Tesla Model S 2016 was favored by several celebrities, including Leonardo DiCaprio and Cameron Diaz, both of whom are known for their environmental activism and preference for sustainable technology. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Private Motor Insurance – MERCEDES-AMG 2016 MERCEDES-AMG C 63 S 205 MY16, 4D SEDAN, 4.0L TURBO MPFI TV8, Automatic 2016. Price: $210.81 per month. Quote to Value Ratio: 3.09 – 💥 This is a great quote! The MERCEDES-AMG 2016 C 63 S, valued at 75400.00, has a monthly premium of 210.81. Within the 20% valuation range, the premiums of similar vehicles average around 220.00, placing this vehicle's premium slightly below average. Notably, most comparable vehicles, particularly luxury brands, exhibit premiums that are around 5% higher, indicating that the input vehicle's premium is competitive. Factors such as the vehicle's high performance and luxury status contribute to these premium patterns, reflecting typical pricing trends in the market. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MERCEDES-AMG is valued at $75400.00 with a yearly premium of $2336.20, giving a QTV of 3.09. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MERCEDES-AMG 2016 MERCEDES-AMG C 63 S 205 MY16, 4D SEDAN, 4.0L TURBO MPFI TV8, Automatic: - The MERCEDES-AMG C 63 S 2016 is equipped with a hand-built 4.0L V8 biturbo engine, which is a signature feature of AMG models, offering a massive power output of 503 horsepower, providing exhilarating performance and a 0-60 mph time of approximately 3.9 seconds. - This model is known for its luxurious interior and advanced technology features, including a high-resolution display, head-up display, and a suite of driver assistance systems such as adaptive cruise control and blind spot monitoring, making it both a high-performance and high-tech vehicle. - The C 63 S has been a popular choice among car enthusiasts and celebrities alike, with famous owners reportedly including Lewis Hamilton, the Formula 1 driver, who is an ambassador for Mercedes-AMG, demonstrating the car's appeal to those who appreciate both speed and style. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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(847) 541-4848