Car Insurance
As car insurance specialists, we offer Australia’s broadest access to motor policies—delivering unbeatable coverage at the lowest possible prices.
Our Insurance
Types of Car Insurance
Personal Car Insurances
Comprehensive cover for private-use vehicles—protecting against accidental loss or damage from events like collision, flood, fire, theft, hail, storm, vandalism, and more across Australia.
Whether you drive a hatchback, SUV, prestige car, classic vehicle, or weekend cruiser, we’ve got you covered with tailored options for every lifestyle, budget, and need.
Choose from flexible policies including agreed or market value, choice of repairer, windscreen excess reduction, roadside assistance, and hire car after an accident.
Enjoy peace of mind with coverage that suits how you drive, backed by Australia’s leading insurers—at the lowest prices we can find, without compromise.
Let us do the comparison for you, and get expert, obligation-free advice that puts your needs first—without the guesswork.
Up to $20 million cover for damage to other people’s property caused by your car
Malicious damage or vandalism to your car
lifetime repair guarantee on motor vehicle repairs
24x7 Towing on all Motor Vehicle Accidents
Rideshare Insurances
Specialist rideshare insurance designed for drivers using their personal vehicles for Uber, DiDi, Ola, and more.
Covers you for both personal and commercial use—so you’re protected whether you're off-duty or driving passengers.
Enjoy full comprehensive cover including collision, theft, fire, flood, and third-party property damage.
No kilometre limits, no hidden restrictions—just the protection you need, at exceptional prices you won’t find going direct.
Tailored for full-time drivers, weekend earners, and everything in between—with fast claims support when it matters most.
Join over 5,000 rideshare drivers who trust us to deliver the right cover, with over 1,000 claims successfully processed.
Up to $20 million cover for damage to other people’s property caused by your car
Malicious damage or vandalism to your car
lifetime repair guarantee on work completed by an RACQ Insurance selected repairer
24x7 Towing on all Motor Vehicle Accidents
Commercial Motor Insurances
Specialist motor insurance for couriers, rental providers, fleets, trucks, and commercial vehicle operators.
Whether you're delivering parcels, managing rental vehicles, or running a nationwide fleet, we've got you covered.
Comprehensive protection against collision, theft, fire, flood, and third-party property damage.
Access tailored policies for vans, utes, light trucks, heavy vehicles, trailers, and specialised commercial use.
Flexible options for single vehicles or entire fleets—with streamlined claims and ongoing policy support.
Rely on our deep industry expertise to deliver smarter cover at lower cost—built for businesses that keep Australia moving.
Up to $20 million cover for damage to other people’s property caused by your car
Malicious damage or vandalism to your car
lifetime repair guarantee on work completed by an RACQ Insurance selected repairer
24x7 Towing on all Motor Vehicle Accidents
Car Insurance & risk management specialists
Trusted by 5,000+ drivers for expert advice and unbeatable prices.
Call us today!
- Send us an email on: info@nationalcover.com.au
- Monday - Friday
- 9:00am - 6:00pm
- Saturday
- 9:00am 12:00pm
- Sunday and Public Holidays (CLOSED)
Why choose National Cover Insurance?
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premium
Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!
TESTIMONIALS
Rated by Real Drivers Nationwide
Why Choose Us
Giving Back to Our Clients
Support and Tailored Advice
At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.
365 Days of Assistance
A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need
Support and Tailored Advice
We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!
Save Big on Car Insurance
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Exceptional Prices for Drivers
Real Customer Quotes
Examples of outstanding prices offered to customers
Compare awesome quote for Private Motor Insurance – TOYOTA COROLLA ZR ZRE182R MY 5D HATCHBACK CVT AUTO 7 SP SEQUEN, 4 CYLINDER, 1.8L 2017. Price: $100.96 per month. Quote to Value Ratio: 5.79% – 💥 This is a great quote! The TOYOTA COROLLA ZR ZRE182R MY 5D HATCHBACK (2017), valued at 19300.00, has a monthly premium of 100.96. When comparing to similar vehicles within a 20% valuation range, its premium is approximately average. Most similar vehicles exhibited premiums ranging from 90 to 110. Notably, most comparable vehicles share similar makes and models, indicating a stability in premiums for this vehicle category. However, some outliers showed premiums as low as 80 and as high as 130, suggesting potential additional factors affecting those vehicles' risk profiles. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $19300.00 with a yearly premium of $1118.85, giving a QTV of 5.79%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA COROLLA ZR ZRE182R MY 5D HATCHBACK CVT AUTO 7 SP SEQUEN, 4 CYLINDER, 1.8L: - The 2017 Toyota Corolla ZR features advanced safety technologies, including Toyota's Safety Sense package, which offers pre-collision systems, lane departure alert, and automatic high beams, making it one of the safest vehicles in its class. - This model is known for its exceptional fuel efficiency, with its 1.8L 4-cylinder engine delivering impressive mileage, making it a popular choice for urban commuters and those looking to save on fuel costs. - Interestingly, the Toyota Corolla has been one of the best-selling cars worldwide, with the Corolla ZR variant offering a sporty look and premium features like a touchscreen infotainment system, which appeals to younger drivers seeking both style and functionality. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – GWM HAVAL H6 ULTRA B01 4D WAGON 7 SP AUTO DUAL CLUTC, 4 CYLINDER TURBO, 2.0L 2022. Price: $174.16 per month. Quote to Value Ratio: 6.18% – 💥 This is a great quote! The GWM HAVAL H6 ULTRA B01, valued at 31200.00, has a monthly premium of 174.16. Compared to similar vehicles within a 20% valuation range, this premium appears to be slightly lower than the average, as many comparable vehicles exhibit premiums around 200. A few outliers with lower valuations also show significantly lower premiums, suggesting variations in pricing potentially influenced by factors such as make and model. Overall, the input vehicle's premium aligns reasonably well with the market, but could be influenced by additional underwriting criteria. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this GWM is valued at $31200.00 with a yearly premium of $1930.01, giving a QTV of 6.18%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the GWM HAVAL H6 ULTRA B01 4D WAGON 7 SP AUTO DUAL CLUTC, 4 CYLINDER TURBO, 2.0L: - The GWM HAVAL H6 ULTRA is recognized for its advanced safety features, including a comprehensive suite of driver assistance technologies such as adaptive cruise control, lane departure warning, and autonomous emergency braking, contributing to its high safety ratings. - This vehicle is equipped with a turbocharged 2.0-liter engine that delivers a robust performance while maintaining fuel efficiency, making it a good value for those seeking both power and economy in a compact SUV. - The H6 ULTRA model includes a unique feature known as a 'transparent chassis view', which allows drivers to see what's underneath the car when navigating rough terrains, a feature not commonly found in vehicles of its class. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Private Motor Insurance – HYUNDAI SANTA FE ELITE CRDI (4X4) DM 4D WAGON 6 SP AUTOMATIC, 4 CYL DIESEL TURBO, 2.2L 2012. Price: $88.75 per month. Quote to Value Ratio: 6.64% – 💥 This is a great quote! The HYUNDAI SANTA FE ELITE CRDI (4X4) DM 4D WAGON (2012), valued at 14,800.00 with a monthly premium of 88.75, falls within the average range when compared to similar vehicles in our database, which exhibit premiums typically ranging from 80 to 100. Notably, premiums around this valuation range do not exhibit significant outliers, indicating that the input vehicle's insurance cost is competitive. Factors such as vehicle type and age contribute to this consistency, ensuring overall affordability in this premium segment. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HYUNDAI is valued at $14800.00 with a yearly premium of $983.56, giving a QTV of 6.64%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HYUNDAI SANTA FE ELITE CRDI (4X4) DM 4D WAGON 6 SP AUTOMATIC, 4 CYL DIESEL TURBO, 2.2L: - The 2012 Hyundai Santa Fe Elite CRDi is known for its impressive fuel efficiency for a 4x4 vehicle, thanks to its 2.2L diesel turbo engine. It offers a combined fuel consumption rate of approximately 7.3 liters per 100 kilometers, making it an economical choice for long-distance driving. - This model was equipped with a range of safety features that were advanced for its time, including Electronic Stability Control (ESC) and a full set of airbags, contributing to its 5-star ANCAP safety rating. This made it a popular choice for families prioritizing safety. - The Hyundai Santa Fe has gained popularity among celebrities for its practicality and style. Notably, actor Hugh Jackman has been spotted driving a Hyundai Santa Fe, which highlights its appeal even among luxury car owners. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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