About Us

National Cover is your trusted source for exceptional car insurance, powered by smart research and expert comparison.

+ About National Cover

About National Cover

If it has a motor, we cover it. From private cars to rideshare, courier vans, rental fleets, prestige vehicles and more—we offer Australia’s most complete range of car insurance. With unbeatable prices and coverage, we tailor protection to fit every driver, every vehicle, every need.

At National Cover, we don’t just sell insurance—we operate vehicles ourselves. As former panel beaters, dealers, fleet managers and claims experts, we know what matters. That’s why we offer unbeatable prices, expert support, and real solutions for even the hardest-to-insure vehicles. We keep your costs down—because we wouldn’t overpay either.

Give our team a call today to discuss your insurance needs on (07) 53460149 – we’re always here to help

Our Value

We work for you—not the insurers. At National Cover, honesty, transparency, and client-first service drive everything we do. With published pricing, renewal controls, and a price-match guarantee, you stay in control. As a fully licensed, independent broker, we’re not tied to any insurer—and we offer access to independent dispute resolution for complete peace of mind.

Insurance & risk management specialists

Trusted insurance advice for over 5,000 Australian drivers—and counting.
WHY CHOOSE US

Experienced in solving your business solutions

Insurance brokers are qualified, objective experts with the training and experience that direct online buyers simply can’t match. At National Cover, we go further—we’re pricing analysts who research the market daily to ensure our clients get exceptional value and the sharpest premiums available.

A broker is an expert in insurance and risk—here to guide you on what cover your business truly needs to survive and thrive. Unlike insurers, brokers also help you reduce costs through smart structuring, policy optimisation, and insider knowledge insurers simply won’t offer.

At National Cover, we’re built on customer focus, transparency, and integrity—and we specialise only in motor insurance. We don’t sell every type of insurance, and that’s our strength. As true motor experts, we know the market inside out and can confidently deliver the best possible quote in Australia—every time.

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Working Steps

Our Working Steps

Make a Plan
Cost Calculating
Insurance Growth
Success Mission
News & Updates

Latest From Our Blog

Be kept up to date with the latest news in the insurance industry found in our blog below.

10 Car Insurance Price Comparison Australia Tips (2026)

Australians overpay on car insurance every single year, not because better deals don’t exist, but

Compare awesome quote for Rideshare Motor Insurance – MITSUBISHI 2020 MITSUBISHI OUTLANDER ES 7 SEAT (2WD) 2020. Price: $185.92 per month. Quote to Value Ratio: 7.74 – 💥 This is a great quote! The MITSUBISHI 2020 OUTLANDER ES (2WD) with a valuation of 26,600.00 has a monthly premium of 185.92. When compared to similar vehicles within a 20% valuation range (21,280.00 - 31,920.00), this premium is slightly above average. Many vehicles in this category have premiums ranging from 150.00 to 180.00, indicating that the OUTLANDER's premium is about 3% higher than average. Notably, vehicles from the same make and model tend to have similar premiums, suggesting that factors like brand reputation and vehicle safety ratings may play a role in premium pricing. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $26600.00 with a yearly premium of $2060.40, giving a QTV of 7.74. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI 2020 MITSUBISHI OUTLANDER ES 7 SEAT (2WD): - The 2020 Mitsubishi Outlander ES 7 Seat (2WD) is one of the few compact SUVs that offers a standard third-row seat, making it a practical choice for families needing extra seating capacity without stepping up to a larger vehicle. - It features a unique eco mode that helps reduce fuel consumption by optimizing engine and transmission operation, making it a more environmentally-friendly option compared to some of its competitors. - Despite its practical features, the Outlander 2020 has been noted for its lower resale value, which can be a disadvantage for those looking to sell or trade-in the vehicle in the near future. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – MITSUBISHI 2019 MITSUBISHI OUTLANDER BLACK EDITION 7 SEAT (2WD) 2019. Price: $218.14 per month. Quote to Value Ratio: 7.67 – 💥 This is a great quote! The MITSUBISHI 2019 MITSUBISHI OUTLANDER BLACK EDITION 7 SEAT (2WD) with a valuation of 31500.00 has a monthly premium of 218.14. Compared to similar vehicles within 20% of this valuation, the premium is slightly above average. For instance, vehicles with valuations ranging from 25200.00 to 37800.00 exhibit premiums averaging around 200.00. Notably, higher-end models tend to have higher premiums, while lower-end models show more competitiveness in pricing. This suggests that while the Outlander’s premium is reasonable, it is slightly on the higher side compared to its peers. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $31500.00 with a yearly premium of $2417.39, giving a QTV of 7.67. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI 2019 MITSUBISHI OUTLANDER BLACK EDITION 7 SEAT (2WD): - The 2019 Mitsubishi Outlander Black Edition 7 Seat (2WD) is notable for its striking appearance, featuring black accents on the grille, mirrors, and wheels, which contribute to its distinct and stylish look. This special edition was designed to offer a more youthful and sportier appeal compared to the standard models. - Safety is a strong suit for the 2019 Outlander, as it comes with a suite of advanced safety features such as Forward Collision Mitigation, Lane Departure Warning, and adaptive cruise control, making it a great choice for families prioritizing safety. - Despite being a 7-seater, the Outlander Black Edition maintains a relatively affordable price point compared to other SUVs in its class, making it a good value option for those needing extra seating capacity without breaking the bank. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

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