About Us

National Cover is your trusted source for exceptional car insurance, powered by smart research and expert comparison.

+ About National Cover

About National Cover

If it has a motor, we cover it. From private cars to rideshare, courier vans, rental fleets, prestige vehicles and more—we offer Australia’s most complete range of car insurance. With unbeatable prices and coverage, we tailor protection to fit every driver, every vehicle, every need.

At National Cover, we don’t just sell insurance—we operate vehicles ourselves. As former panel beaters, dealers, fleet managers and claims experts, we know what matters. That’s why we offer unbeatable prices, expert support, and real solutions for even the hardest-to-insure vehicles. We keep your costs down—because we wouldn’t overpay either.

Give our team a call today to discuss your insurance needs on (07) 53460149 – we’re always here to help

Our Value

We work for you—not the insurers. At National Cover, honesty, transparency, and client-first service drive everything we do. With published pricing, renewal controls, and a price-match guarantee, you stay in control. As a fully licensed, independent broker, we’re not tied to any insurer—and we offer access to independent dispute resolution for complete peace of mind.

Insurance & risk management specialists

Trusted insurance advice for over 5,000 Australian drivers—and counting.
WHY CHOOSE US

Experienced in solving your business solutions

Insurance brokers are qualified, objective experts with the training and experience that direct online buyers simply can’t match. At National Cover, we go further—we’re pricing analysts who research the market daily to ensure our clients get exceptional value and the sharpest premiums available.

A broker is an expert in insurance and risk—here to guide you on what cover your business truly needs to survive and thrive. Unlike insurers, brokers also help you reduce costs through smart structuring, policy optimisation, and insider knowledge insurers simply won’t offer.

At National Cover, we’re built on customer focus, transparency, and integrity—and we specialise only in motor insurance. We don’t sell every type of insurance, and that’s our strength. As true motor experts, we know the market inside out and can confidently deliver the best possible quote in Australia—every time.

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Working Steps

Our Working Steps

Make a Plan
Cost Calculating
Insurance Growth
Success Mission
News & Updates

Latest From Our Blog

Be kept up to date with the latest news in the insurance industry found in our blog below.

Compare awesome quote for Rideshare Motor Insurance – KIA CARNIVAL 2021. Price: $366.05 per month. Quote to Value Ratio: 6.60% – 💥 This is a great quote! The KIA CARNIVAL (2021), valued at 61400.00, has a monthly premium of 366.05. When compared to similar vehicles within a 20% valuation range, this premium is slightly higher than average. Specifically, most comparable vehicles have premiums ranging from 320.00 to 350.00, making the CARNIVAL's premium about 5-10% above this range. Notably, some higher-end models within this group show premiums exceeding 400.00, suggesting that while the KIA's premium is on the higher side, it aligns with models that offer additional features or safety ratings. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this KIA is valued at $61400.00 with a yearly premium of $4056.54, giving a QTV of 6.60%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the KIA CARNIVAL: - The 2021 KIA Carnival is known for its exceptional safety features, earning a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA). It includes advanced driver-assistance systems like forward collision warning, lane-keeping assist, and blind-spot monitoring. - The KIA Carnival 2021 is a popular choice among families due to its spacious interior, offering seating for up to 8 passengers with a flexible seating arrangement that can be adjusted to optimize passenger or cargo space. - One quirky fact about the KIA Carnival 2021 is its unique "VIP Lounge Seating" in the second row, which offers reclining seats with adjustable footrests, reminiscent of luxury airline seating, providing an exceptionally comfortable ride. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TOYOTA LANDCRUISER 2013. Price: $140.86 per month. Quote to Value Ratio: 4.80% – 💥 This is a great quote! The TOYOTA LANDCRUISER (2013) has a monthly premium of 140.86, which is approximately 10% lower than the average premium of similar vehicles within 20% of its valuation. Most comparable vehicles have premiums ranging from 150 to 160, indicating a generally higher cost for similar models. Notably, the LANDCRUISER's premium is competitive, suggesting it offers good value in its class. However, due to limited data points, further trends regarding make and model variations are inconclusive. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $32500.00 with a yearly premium of $1560.98, giving a QTV of 4.80%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA LANDCRUISER: - The 2013 Toyota Land Cruiser was designed with a rich blend of luxury features and off-road capability, featuring an advanced Crawl Control system that helps maintain a steady speed in challenging terrains, making it a preferred choice for adventure enthusiasts. - Despite its premium features and robust build, which include a powerful 5.7-liter V8 engine, the 2013 Land Cruiser is known for its durability and longevity, often being considered a good value due to its long lifespan and ability to retain resale value. - The 2013 Toyota Land Cruiser has been a popular choice among celebrities, with notable owners including Tom Hanks, who appreciates the vehicle for its reliability and versatility, particularly in remote locations. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – HYUNDAI KONA 2017. Price: $102.77 per month. Quote to Value Ratio: 6.62% – 💥 This is a great quote! The HYUNDAI KONA (2017) with a valuation of 17200.00 has a monthly premium of 102.77. Compared to similar vehicles in our database within 20% of its valuation, this premium is slightly higher than average. Most comparable vehicles have premiums ranging from 90 to 100, indicating that the KONA's premium is above the median by approximately 5-10%. Notably, vehicles from the same make and model tend to have similar premiums, suggesting consistent pricing strategies within this segment. However, the limited number of comparable vehicles may affect the robustness of this analysis. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HYUNDAI is valued at $17200.00 with a yearly premium of $1138.89, giving a QTV of 6.62%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HYUNDAI KONA: - The Hyundai Kona 2017 was one of the first compact SUVs to feature a vibrant, two-tone color scheme, allowing customers to choose a contrasting roof color, which added a unique and youthful appeal to the vehicle. - The 2017 Hyundai Kona was praised for its advanced safety features, including Lane Keeping Assist and Driver Attention Warning, which were innovative for a subcompact SUV at the time, contributing to its strong safety ratings. - Despite its compact size, the 2017 Hyundai Kona's interior design was cleverly engineered to maximize space, providing ample headroom and legroom for passengers, which was often noted as a standout feature against its competitors. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

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