About Us

National Cover is your trusted source for exceptional car insurance, powered by smart research and expert comparison.

+ About National Cover

About National Cover

If it has a motor, we cover it. From private cars to rideshare, courier vans, rental fleets, prestige vehicles and more—we offer Australia’s most complete range of car insurance. With unbeatable prices and coverage, we tailor protection to fit every driver, every vehicle, every need.

At National Cover, we don’t just sell insurance—we operate vehicles ourselves. As former panel beaters, dealers, fleet managers and claims experts, we know what matters. That’s why we offer unbeatable prices, expert support, and real solutions for even the hardest-to-insure vehicles. We keep your costs down—because we wouldn’t overpay either.

Give our team a call today to discuss your insurance needs on (07) 53460149 – we’re always here to help

Our Value

We work for you—not the insurers. At National Cover, honesty, transparency, and client-first service drive everything we do. With published pricing, renewal controls, and a price-match guarantee, you stay in control. As a fully licensed, independent broker, we’re not tied to any insurer—and we offer access to independent dispute resolution for complete peace of mind.

Insurance & risk management specialists

Trusted insurance advice for over 5,000 Australian drivers—and counting.
WHY CHOOSE US

Experienced in solving your business solutions

Insurance brokers are qualified, objective experts with the training and experience that direct online buyers simply can’t match. At National Cover, we go further—we’re pricing analysts who research the market daily to ensure our clients get exceptional value and the sharpest premiums available.

A broker is an expert in insurance and risk—here to guide you on what cover your business truly needs to survive and thrive. Unlike insurers, brokers also help you reduce costs through smart structuring, policy optimisation, and insider knowledge insurers simply won’t offer.

At National Cover, we’re built on customer focus, transparency, and integrity—and we specialise only in motor insurance. We don’t sell every type of insurance, and that’s our strength. As true motor experts, we know the market inside out and can confidently deliver the best possible quote in Australia—every time.

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Working Steps

Our Working Steps

Make a Plan
Cost Calculating
Insurance Growth
Success Mission
News & Updates

Latest From Our Blog

Be kept up to date with the latest news in the insurance industry found in our blog below.

Compare awesome quote for Rideshare Motor Insurance – MITSUBISHI OUTLANDER 2022. Price: $196.35 per month. Quote to Value Ratio: 5.58% – 💥 This is a great quote! The MITSUBISHI OUTLANDER (2022) has a valuation of 39,000.00 and a monthly premium of 196.35. When comparing to similar vehicles within 20% of its valuation, this premium is slightly higher than average. For instance, vehicles valued between 31,200.00 and 46,800.00 show premiums averaging around 180.00, indicating that the OUTLANDER's premium is about 9% above this average. Notably, higher premiums correlate with specific makes and models, but overall, the OUTLANDER's premium aligns closely with market trends, reflecting its safety and reliability ratings. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $39000.00 with a yearly premium of $2175.97, giving a QTV of 5.58%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI OUTLANDER: - The 2022 Mitsubishi Outlander comes equipped with a unique Mi-Pilot Assist system, which combines adaptive cruise control and lane-keeping assistance, making it one of the first vehicles in its class to offer such advanced driver-assistance features as standard. - This model marks a significant redesign and is built on the same platform as the Nissan Rogue, thanks to the Renault-Nissan-Mitsubishi Alliance, offering improved driving dynamics and a more spacious interior compared to its predecessor. - The Mitsubishi Outlander 2022 is known for its affordability in the plug-in hybrid segment, making it a popular choice for eco-conscious drivers. Its hybrid version is one of the few that offers all-wheel drive, adding to its appeal for those who need versatility in different driving conditions. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – SUZUKI VITARA 2020. Price: $140.92 per month. Quote to Value Ratio: 6.17 – 💥 This is a great quote! The SUZUKI VITARA (2020) with a valuation of 25300.00 has a monthly premium of 140.92. Compared to similar vehicles in our database, this premium is slightly higher than the average premium of 130.00, which is about 7% more. Notably, most comparable vehicles have premiums ranging from 120.00 to 140.00, indicating a consistent pricing trend. Factors such as the vehicle's make and year suggest that premiums align closely within this range, with few outliers, signifying that the VITARA's premium is generally in line with expectations for its valuation. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this SUZUKI is valued at $25300.00 with a yearly premium of $1561.63, giving a QTV of 6.17. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the SUZUKI VITARA: - The 2020 Suzuki Vitara is known for its affordability and offers great value for money, with a starting price that is competitive within the compact SUV market. This makes it an attractive option for budget-conscious buyers. - The Vitara 2020 boasts excellent safety features, including a robust suite of driver-assistance systems such as adaptive cruise control, lane departure warning, and automatic emergency braking, making it a safe choice for families. - While not as common among celebrities as some luxury brands, the Suzuki Vitara is praised for its reliability and compact design, making it a practical choice for urban dwellers and adventurous drivers alike. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – GEELY EX5 2020. Price: $204.25 per month. Quote to Value Ratio: 1.89% – 💥 This is a great quote! The GEELY EX5 (2020) valued at 119500.00 has a monthly premium of 204.25. Compared to similar vehicles within 20% of its valuation, this premium is slightly higher than the average of 190.00, indicating a 7.5% increase. Most comparable vehicles show premiums ranging from 180.00 to 220.00, with a few outliers exceeding 250.00. Factors like make and model influence these premiums, but the GEELY remains competitively priced in its segment, reflecting a typical cost for its valuation and year. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this GEELY is valued at $119500.00 with a yearly premium of $2263.48, giving a QTV of 1.89%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the GEELY EX5: - The GEELY EX5 2020 is equipped with a large battery pack that offers a range of approximately 400 kilometers (about 248 miles) on a single charge, making it an attractive option for those who need an electric vehicle with long-range capabilities. - The GEELY EX5 2020 features a dual-motor all-wheel-drive system, which is rare in vehicles within its price range, offering enhanced traction and performance across various driving conditions. - The GEELY EX5 2020 includes a panoramic sunroof as part of its standard features, adding a touch of luxury and openness to the driving experience, which is not commonly found in its class. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

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