Compare awesome quote for Rideshare Motor Insurance – LEXUS RX450hL 2020. Price: $193.70 per month. Quote to Value Ratio: 2.99 – 💥 This is a great quote! The LEXUS RX450hL (2020), valued at 71500.00, has a monthly premium of 193.70. This premium is approximately 10% lower than similar vehicles within a 20% valuation range, suggesting it is competitively priced. Notably, vehicles like the Acura RDX and BMW X5 show higher premiums, averaging 210.00 and 230.00 respectively. The lower premium may stem from LEXUS's reputation for reliability and lower risk profile. However, limited data points could restrict the comprehensiveness of this analysis, necessitating further investigation for broader insights. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this LEXUS is valued at $71500.00 with a yearly premium of $2146.54, giving a QTV of 2.99. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the LEXUS RX450hL: - The 2020 Lexus RX450hL is equipped with the Lexus Safety System+ 2.0, which includes advanced safety features such as pre-collision system with pedestrian detection, lane tracing assist, road sign assist, and dynamic radar cruise control, making it a top choice for safety-conscious drivers. - A unique feature of the 2020 RX450hL is its three-row seating configuration, which is not commonly found in hybrid SUVs, providing additional space and flexibility for families and larger groups. - The RX450hL has a reputation for being owned by celebrities such as actress Reese Witherspoon, showcasing its popularity among those seeking a luxurious yet eco-friendly vehicle. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Unbeatable Car Insurance Deals for Drivers
We offer unbeatable prices for every car insurance scenario, backed by our price-beat guarantee. Our team uses advanced research and analytics to secure the best deals in the country—and with smart renewal controls, you get peace of mind year after year.
Verified Price Data
We collect and analyse data from thousands of real car insurance quotes issued every year—covering every type of driver, vehicle, and usage, from private cars to couriers, rideshare, and luxury vehicles. By sharing this data, we help drivers set realistic expectations around pricing. The table below shows a summary of starting prices based on actual quotes, giving you a transparent view of what competitive car insurance can look like in today’s market. No one understands pricing trends better—because we track and test them daily.
📱 On mobile? Rotate to landscape view for the best table experience, or scroll horizontally within the table below.
📊 How to Read This Pricing Table
Quick Guide: Find your vehicle value in the first column, then check the insurance type you need (like Rideshare or Private). The table shows starting prices and average monthly/yearly premiums.
Step 1: Look for your approximate vehicle value in the leftmost column.
Step 2: Choose your insurance type (Rideshare, Private etc.).
Step 3: View the starting prices for your selection.
Important: Your actual quote may vary based on location, age, driving history, claims record, excess preferences, and other personal factors. These are indicative prices only.
Authentic Customer Pricing
Our sample prices are based on analysis of over 10,000 real car insurance quotes issued annually, covering a wide range of vehicles, driver profiles, and usage types. Using multivariate regression models and outlier detection, we study how key factors—such as driver history, vehicle type, and policy structure—impact pricing. This allows us to engineer insurance options that reduce unnecessary costs and improve quote competitiveness. By adjusting variables like excess, coverage type, and insurer mix, we help drivers consistently access lower premiums without compromising on protection.
📱 On mobile? Rotate to landscape view for the best chart experience, or scroll horizontally within the chart below.
📊 Explanation
The most common question we get is: "How much will insurance cost?"
The best way to answer that is by looking at what others are paying, based on vehicle value and insurance type. Each point on the chart represents a real quote we've issued. The trend line shows the average price across different vehicle values.
Most quotes fall close to the trend line. When a quote is above the trend, it often reflects risk factors that increase price. When it's below the trend, it indicates where savings can be unlocked.
Our Analysis: We analyse these patterns to understand what drives pricing—and how to stay below the trend line to consistently deliver better-value quotes.
Frequently Exceptional Value
A good car insurance quote is generally one where the annual premium does not exceed 10% of the vehicle’s value—a standard used to assess fair pricing relative to risk. In practice, approximately 80% of quotes fall at or below this benchmark, with over 95% remaining under a 20% quote-to-value (QTV) ratio. Quotes exceeding this threshold are rare and typically driven by factors such as prior claims, high-risk usage, or regional underwriting constraints. For most drivers, this approach results in consistently competitive premiums without compromising on protection.
📱 On mobile? Rotate to landscape view for the best histogram chart experience, or scroll horizontally within the chart below.
📊 How Often We Issue Good Car Insurance Quotes
We define a good car insurance quote as one where the premium does not exceed 10% of the vehicle's value—a benchmark we use to measure real value for customers.
Our target is for at least 80% of quotes to meet or beat this quote-to-value (QTV) ratio. While external factors like claims history, usage type, or location can sometimes push quotes higher, these are the exception.
QTV Rating System:
🟢 0-5% = Exceptional (Outstanding value)
🟡 5-10% = Good (Meets our benchmark)
🟠 10-20% = Above benchmark (Higher but reasonable)
🔴 Over 20% = High (Due to risk factors)
🧮 How QTV is Calculated
QTV = (Annual Premium ÷ Vehicle Value) × 100
Practical Example:
• Vehicle Value: $25,000
• Annual Premium: $1,500
• Calculation: ($1,500 ÷ $25,000) × 100 = 6% QTV
• Rating: 🟡 Good (meets our benchmark)
How to Read This Histogram Chart:
• X-axis: Shows QTV ranges (0-5%, 5-10%, 10-15%, 15-20%, 20%+)
• Y-axis: Shows what percentage of all our quotes falls into each range
• Bars: The height shows how frequently we issue quotes in that QTV range
Our Performance Results:
✅ 80% of our quotes come in at 10% or less (good to exceptional)
✅ Well over 95% fall below 20% QTV
✅ Fewer than 5% ever exceed a QTV of 20%
What This Means: We consistently deliver strong value without sacrificing protection. The histogram shows our commitment to keeping most quotes well below the 10% benchmark, ensuring you get quality coverage at competitive prices.
Genuine Customer Price Examples
Our sample prices are based on thousands of real quotes issued every year across every type of vehicle, driver, and usage—from daily commuters to prestige cars, couriers, and rideshare drivers. We work with almost every major insurer in Australia and have deep insight into what separates a good price from a bad one. Using advanced metrics like Quote-to-Value, we constantly assess whether the quotes we issue are competitive—and more importantly, if they're winning in the market. When it comes to car insurance pricing, no one knows the landscape better than we do.
Compare awesome quote for Private Motor Insurance – RENAULT MASTER 2017. Price: $114.93 per month. Quote to Value Ratio: 4.50% – 💥 This is a great quote! The RENAULT MASTER (2017) has a valuation of 28300.00 with a monthly premium of 114.93. In comparison to similar vehicles within 20% of this valuation, the premium is slightly lower than average, with competitors typically averaging around 120.00. Notably, vehicles of the same make and model trend towards similar premium values. However, some outliers exist; for instance, certain brands may have higher premiums due to additional features or perceived risk factors. Overall, the RENAULT MASTER's premium is competitive within its valuation range. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this RENAULT is valued at $28300.00 with a yearly premium of $1273.68, giving a QTV of 4.50%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the RENAULT MASTER: - The 2017 Renault Master is known for its remarkable payload capacity and versatility, making it one of the most popular choices for commercial use across Europe. It can accommodate up to 17 cubic meters of cargo, which is impressive for its class. - A quirky fact about the Renault Master is its innovative 'Wide View Mirror' feature, which provides a broader rear view, enhancing safety by reducing the blind spot. This feature is particularly beneficial for large van drivers who need to maneuver safely in urban environments. - Despite being a commercial vehicle, the Renault Master has been used by some famous catering and event companies, who appreciate its reliability and roomy interior for transporting equipment and supplies efficiently. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – TESLA MODEL Y 2022. Price: $239.99 per month. Quote to Value Ratio: 4.23% – 💥 This is a great quote! The TESLA MODEL Y (2022) with a valuation of 62800.00 has a monthly premium of 239.99. Compared to similar vehicles in our database within the 20% valuation range, this premium is about average. Several comparable vehicles have premiums ranging from 200 to 280, indicating no major deviations. Notably, premium variation is influenced by factors such as the vehicle's make and safety ratings. There were no significant outliers found among the similar vehicles, illustrating a consistent pricing trend in this valuation segment. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $62800.00 with a yearly premium of $2659.57, giving a QTV of 4.23%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL Y: - The Tesla Model Y 2022 is known for its impressive safety features. It earned a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA), making it one of the safest vehicles in its class. The Model Y includes standard features like automated emergency braking and lane departure warning. - One quirky fact about the Tesla Model Y is that it features a 'Bioweapon Defense Mode,' which uses a hospital-grade HEPA air filtration system to protect occupants from pollution and allergens. This feature has been particularly popular among environmentally conscious buyers and those living in areas with high pollution levels. - The Tesla Model Y is a favorite among celebrities, with notable owners including actor and environmental activist Leonardo DiCaprio and actress Jaden Smith. Its combination of luxury, eco-friendliness, and cutting-edge technology has made it a popular choice among high-profile individuals. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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