About Us

National Cover is your trusted source for exceptional car insurance, powered by smart research and expert comparison.

+ About National Cover

About National Cover

If it has a motor, we cover it. From private cars to rideshare, courier vans, rental fleets, prestige vehicles and more—we offer Australia’s most complete range of car insurance. With unbeatable prices and coverage, we tailor protection to fit every driver, every vehicle, every need.

At National Cover, we don’t just sell insurance—we operate vehicles ourselves. As former panel beaters, dealers, fleet managers and claims experts, we know what matters. That’s why we offer unbeatable prices, expert support, and real solutions for even the hardest-to-insure vehicles. We keep your costs down—because we wouldn’t overpay either.

Give our team a call today to discuss your insurance needs on (07) 53460149 – we’re always here to help

Our Value

We work for you—not the insurers. At National Cover, honesty, transparency, and client-first service drive everything we do. With published pricing, renewal controls, and a price-match guarantee, you stay in control. As a fully licensed, independent broker, we’re not tied to any insurer—and we offer access to independent dispute resolution for complete peace of mind.

Insurance & risk management specialists

Trusted insurance advice for over 5,000 Australian drivers—and counting.
WHY CHOOSE US

Experienced in solving your business solutions

Insurance brokers are qualified, objective experts with the training and experience that direct online buyers simply can’t match. At National Cover, we go further—we’re pricing analysts who research the market daily to ensure our clients get exceptional value and the sharpest premiums available.

A broker is an expert in insurance and risk—here to guide you on what cover your business truly needs to survive and thrive. Unlike insurers, brokers also help you reduce costs through smart structuring, policy optimisation, and insider knowledge insurers simply won’t offer.

At National Cover, we’re built on customer focus, transparency, and integrity—and we specialise only in motor insurance. We don’t sell every type of insurance, and that’s our strength. As true motor experts, we know the market inside out and can confidently deliver the best possible quote in Australia—every time.

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Working Steps

Our Working Steps

Make a Plan
Cost Calculating
Insurance Growth
Success Mission
News & Updates

Latest From Our Blog

Be kept up to date with the latest news in the insurance industry found in our blog below.

Comprehensive Car Insurance Australia: Costs, Cover & Tips

Comprehensive car insurance is the highest level of protection you can buy for a car

Compare awesome quote for Private Motor Insurance – HOLDEN TRAX 2018. Price: $90.98 per month. Quote to Value Ratio: 4.82% – 💥 This is a great quote! The HOLDEN TRAX (2018) with a valuation of 20900.00 has a monthly premium of 90.98. When compared to similar vehicles within a 20% valuation range, this premium appears slightly lower than average. For instance, vehicles in this range show premiums averaging around 100.00, indicating a 10% difference. Notably, while some comparable models offer premiums significantly higher, likely due to brand or model-specific factors, the TRAX's competitive pricing may make it an attractive option for cost-conscious consumers. Overall, it stands out positively amid the analyzed vehicles. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HOLDEN is valued at $20900.00 with a yearly premium of $1008.29, giving a QTV of 4.82%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HOLDEN TRAX: - The Holden Trax 2018 comes equipped with a MyLink infotainment system that includes a 7-inch color touchscreen, Apple CarPlay, and Android Auto, making it one of the more tech-savvy options in its class at the time. - In terms of safety, the Holden Trax 2018 was awarded a 5-star ANCAP safety rating, thanks to features like six airbags, electronic stability control, and a rearview camera, ensuring peace of mind for drivers and passengers. - The Holden Trax gained popularity in Australia not only for its compact and practical design but also because it was one of the few small SUVs that offered an AWD option, appealing to those who wanted versatility in their urban vehicle. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

10 Best Car Insurance for Young Drivers in Australia 2025

Under 25? Insurers often mark you as higher risk, so premiums are steeper and claim

Let us get you on the road, Hassle Free.

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