About Us
National Cover is your trusted source for exceptional car insurance, powered by smart research and expert comparison.
+ About National Cover
About National Cover
If it has a motor, we cover it. From private cars to rideshare, courier vans, rental fleets, prestige vehicles and more—we offer Australia’s most complete range of car insurance. With unbeatable prices and coverage, we tailor protection to fit every driver, every vehicle, every need.
At National Cover, we don’t just sell insurance—we operate vehicles ourselves. As former panel beaters, dealers, fleet managers and claims experts, we know what matters. That’s why we offer unbeatable prices, expert support, and real solutions for even the hardest-to-insure vehicles. We keep your costs down—because we wouldn’t overpay either.
Give our team a call today to discuss your insurance needs on (07) 53460149 – we’re always here to help
Our Value
We work for you—not the insurers. At National Cover, honesty, transparency, and client-first service drive everything we do. With published pricing, renewal controls, and a price-match guarantee, you stay in control. As a fully licensed, independent broker, we’re not tied to any insurer—and we offer access to independent dispute resolution for complete peace of mind.
Insurance & risk management specialists
Trusted insurance advice for over 5,000 Australian drivers—and counting.
WHY CHOOSE US
Experienced in solving your business solutions
Insurance brokers are qualified, objective experts with the training and experience that direct online buyers simply can’t match. At National Cover, we go further—we’re pricing analysts who research the market daily to ensure our clients get exceptional value and the sharpest premiums available.
A broker is an expert in insurance and risk—here to guide you on what cover your business truly needs to survive and thrive. Unlike insurers, brokers also help you reduce costs through smart structuring, policy optimisation, and insider knowledge insurers simply won’t offer.
At National Cover, we’re built on customer focus, transparency, and integrity—and we specialise only in motor insurance. We don’t sell every type of insurance, and that’s our strength. As true motor experts, we know the market inside out and can confidently deliver the best possible quote in Australia—every time.
Call us today!
- Send us an email on: info@nationalcover.com.au
- Monday - Friday
- 9:00am - 6:00pm
- Saturday
- 9:00am 12:00pm
- Sunday and Public Holidays (CLOSED)
Why choose National Cover Insurance?
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premium
Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!
Working Steps
Our Working Steps
Make a Plan
Cost Calculating
Insurance Growth
Success Mission
News & Updates
Latest From Our Blog
Be kept up to date with the latest news in the insurance industry found in our blog below.
When your car needs repairs after an accident, who gets to choose the repairer? It’s
Compare awesome quote for Rideshare Motor Insurance – HONDA HR-V VI X MY22 4D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 1.5L 2022. Price: $129.60 per month. Quote to Value Ratio: 4.77% – 💥 This is a great quote! The HONDA HR-V VI X MY22 (2022) valued at 30100.00 carries a monthly premium of 129.60. Comparatively, vehicles within 20% of this valuation generally show premiums ranging from 110.00 to 150.00, indicating that the input vehicle's premium is slightly above average. Notably, while many similar makes and models tend to reflect competitive pricing, some outliers display significantly higher premiums, potentially due to differing coverage options or risk assessments. This highlights the importance of evaluating individual circumstances in premium calculation. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HONDA is valued at $30100.00 with a yearly premium of $1436.27, giving a QTV of 4.77%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HONDA HR-V VI X MY22 4D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 1.5L: - The 2022 Honda HR-V VI X is noted for its excellent safety features, having received a 5-star safety rating from ANCAP (Australasian New Car Assessment Program). This makes it one of the safest vehicles in its class, thanks to its advanced safety suite, which includes adaptive cruise control and lane-keeping assist. - Despite being a compact SUV, the Honda HR-V VI X MY22 offers impressive interior space and versatility. It features Honda's unique Magic Seat system, which allows for multiple seating configurations and a flat cargo floor, maximizing the use of space for storage and passenger comfort. - The Honda HR-V is known for its excellent fuel efficiency, with the 2022 model averaging around 31 miles per gallon combined. This makes it a popular choice among eco-conscious drivers and those looking to save on fuel costs, contributing to its strong sales figures globally. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Private Motor Insurance – FORD FALCON 2009. Price: $41.50 per month. Quote to Value Ratio: 6.49% – 💥 This is a great quote! The FORD FALCON (2009) has a valuation of 7100.00 and a monthly premium of 41.50. Comparing it to similar vehicles within 20% of this valuation, the premium is slightly below average. Many comparable vehicles have premiums ranging from 45 to 55, indicating lower risk assessments or better coverage in those models. Notably, vehicles from the same make and year generally exhibit premium ranges that can vary significantly due to factors like safety ratings and repair costs, suggesting that while this premium is favorable, vehicle selection is crucial in determining overall costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this FORD is valued at $7100.00 with a yearly premium of $459.90, giving a QTV of 6.49%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the FORD FALCON: - The 2009 Ford Falcon was particularly popular in Australia and New Zealand, where it was known for its robust performance and reliability, making it a favored choice among taxi fleets and law enforcement agencies. - In terms of safety, the 2009 Ford Falcon was equipped with advanced features for its time, including Electronic Stability Program (ESP) and side curtain airbags, earning it a five-star safety rating from the Australasian New Car Assessment Program (ANCAP). - A quirky fact about the Ford Falcon is that it was one of the last vehicles to be produced by Ford Australia before the brand ceased local production in 2016, marking the end of an era for the iconic 'Falcon' nameplate which had been in production for over 50 years. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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07 5346 0149