Author name: Insurance

Prices, Private

🔥 Drive Your Dream: Unmatched Private Insurance for Your Reliable TOYOTA AURION 2014 at Just $66.84/month! Valued at $15500.00 with a QTV of 4.78%! 🚗

Compare awesome quote for Private Motor Insurance – TOYOTA AURION 2014.
Price: $66.84 per month.
Quote to Value Ratio: 4.78% – 💥 This is a great quote!

The TOYOTA AURION (2014), valued at 15500.00, has a monthly premium of 66.84. This premium is slightly lower than the average of similar vehicles within 20% of its valuation, which is around 70.00. Notably, some comparable vehicles have premiums as high as 80.00, indicating a potential outlier in the dataset. Factors such as make and model show that premiums can vary widely, suggesting that the AURION’s premium is competitive for its class.

What is Quote to Value Ratio?
A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $15500.00 with a yearly premium of $740.74, giving a QTV of 4.78%.
A QTV over 8% may mean you’re paying too much. Let’s help you reduce it today.

Fun Facts about the TOYOTA AURION:
– The Toyota Aurion 2014 was known for its impressive safety features, earning a 5-star ANCAP safety rating due to its comprehensive suite of standard safety equipment, including multiple airbags, stability control, and ABS brakes.
– Despite sharing a platform with the Toyota Camry, the Aurion was marketed as a more premium option with a sportier design and a more powerful V6 engine, making it a popular choice among buyers looking for a blend of performance and comfort.
– In some markets, the Aurion was branded as the Toyota Camry V6, which might confuse some enthusiasts, but this naming strategy helped Toyota cater to different market preferences while maintaining brand consistency.

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Prices, Rideshare

🚗 Drive Smart with Our Affordable Rideshare Insurance for Your Dependable HONDA CR-V 2017! Only $122.08/month | Protecting Your $22800.00 Investment with a QTV of 5.93%! Don’t Miss Out!

Compare awesome quote for Rideshare Motor Insurance – HONDA CR-V 2017.
Price: $122.08 per month.
Quote to Value Ratio: 5.93% – 💥 This is a great quote!

The HONDA CR-V (2017) valued at 22800.00 has a monthly premium of 122.08. When compared to similar vehicles within 20% of its valuation, this premium is generally average, with some vehicles showing premiums as low as 110.00 and others up to 135.00, indicating a range of about 20%. Notably, most comparable vehicles are also HONDA models, suggesting brand consistency in premium pricing. However, the limited data set within this valuation range does not provide a comprehensive view, which could affect the reliability of this comparison.

What is Quote to Value Ratio?
A great quote usually has a QTV of 7% or less. For example, this HONDA is valued at $22800.00 with a yearly premium of $1352.91, giving a QTV of 5.93%.
A QTV over 8% may mean you’re paying too much. Let’s help you reduce it today.

Fun Facts about the HONDA CR-V:
– The 2017 Honda CR-V was named the Best Compact SUV for the Money by U.S. News & World Report, highlighting its excellent value for its price range.
– The 2017 CR-V was praised for its advanced safety features, including the Honda Sensing suite that offers collision mitigation braking, lane keeping assist, and adaptive cruise control, contributing to its Top Safety Pick+ rating from the IIHS.
– One quirky fact about the 2017 Honda CR-V is that it features a “conversation mirror”—a small mirror integrated into the overhead console that allows the driver to keep an eye on the backseat passengers without turning around, a feature appreciated by parents.

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Prices, Rideshare

🚘 Drive Smart and Save Big: Get Elite Rideshare Insurance for Your Stunning MAZDA MAZDA3 2019! Only $150.46/month | Protect a $22600.00 Investment with 7.37% QTV!

Compare awesome quote for Rideshare Motor Insurance – MAZDA MAZDA3 2019.
Price: $150.46 per month.
Quote to Value Ratio: 7.37% – 💥 This is a great quote!

The MAZDA MAZDA3 (2019) valued at 22600.00 has a monthly premium of 150.46. This premium is slightly lower than the average of similar vehicles in our database, which fall within a 20% valuation range, indicating it may offer competitive pricing. Notably, several comparable vehicles have premiums ranging from 140 to 160, suggesting a standard market rate. However, a few outliers with significantly higher premiums exist, possibly due to factors like vehicle safety ratings or higher coverage options, which could influence the overall premium landscape.

What is Quote to Value Ratio?
A great quote usually has a QTV of 7% or less. For example, this MAZDA is valued at $22600.00 with a yearly premium of $1667.45, giving a QTV of 7.37%.
A QTV over 8% may mean you’re paying too much. Let’s help you reduce it today.

Fun Facts about the MAZDA MAZDA3:
– The 2019 Mazda3 introduced an innovative feature called the “G-Vectoring Control Plus,” which enhances vehicle handling by subtly adjusting engine torque based on steering inputs, providing a smoother and more stable ride.
– The 2019 Mazda3 was highly praised for its safety features, earning the IIHS Top Safety Pick+ award. It comes equipped with advanced safety tech, including adaptive cruise control, lane-keeping assist, and a driver attention alert system.
– Despite its compact size, the 2019 Mazda3 offers a surprisingly quiet and upscale interior, featuring high-quality materials and an intuitive infotainment system, making it feel more like a luxury vehicle at an accessible price point.

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Prices, Rideshare

🔥 Drive Smart: Exceptional Rideshare Insurance for Your Reliable HONDA ODYSSEY 2017 | Only $133.93/month | Value Your Ride at $20700.00 | QTV Savings: 7.16%! 🚙

Compare awesome quote for Rideshare Motor Insurance – HONDA ODYSSEY 2017.
Price: $133.93 per month.
Quote to Value Ratio: 7.16% – 💥 This is a great quote!

The HONDA ODYSSEY (2017) with a valuation of 20700.00 has a monthly premium of 133.93. This premium is slightly lower than the average premium of similar vehicles in our database, which is approximately 140.00. Notably, vehicles with similar valuations tend to have premiums ranging from 125.00 to 155.00, indicating that the ODYSSEY is competitively priced. There are no significant outliers, and the analysis suggests that this vehicle’s premium aligns well with the market, considering its make and model.

What is Quote to Value Ratio?
A great quote usually has a QTV of 7% or less. For example, this HONDA is valued at $20700.00 with a yearly premium of $1484.21, giving a QTV of 7.16%.
A QTV over 8% may mean you’re paying too much. Let’s help you reduce it today.

Fun Facts about the HONDA ODYSSEY:
– The 2017 Honda Odyssey is renowned for its excellent safety features, having earned a 5-star overall safety rating from the National Highway Traffic Safety Administration (NHTSA). This makes it a top choice for families prioritizing safety.
– The 2017 Odyssey is equipped with the HondaVAC, an integrated vacuum cleaner that makes it extremely convenient for cleaning up messes inside the vehicle, a feature that was quite unique at the time of its release.
– Despite being a minivan, the 2017 Honda Odyssey was surprisingly popular among celebrities; for instance, actress Kristen Bell has been known to drive a Honda Odyssey, appreciating its family-friendly features and spaciousness.

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Blog

Car theft in Australia rises with keyless tech vulnerabilities

As vehicle thefts surge in Australia, NRMA Insurance warns that modern cars, particularly those with keyless entry and advanced digital systems, are increasingly targeted using sophisticated electronic methods. NRMA’s Research Centre highlights that thieves are now bypassing traditional security measures by hacking into onboard diagnostic (OBD) ports or intercepting wireless key signals. To combat these threats, the insurance provider emphasizes the need for enhanced anti-theft devices that can safeguard vehicle data and onboard systems. Effective measures include OBD Port Locks, which restrict unauthorized access during servicing, and Faraday pouches, which block signals from key fobs, preventing remote unlocking or starting of vehicles. The NRMA is also exploring newer technologies, such as fob-sleeping batteries that deactivate when idle, a method already gaining popularity in Europe for securing keyless cars. Despite advances in technology, NRMA stresses the importance of traditional precautions, urging vehicle owners to park in secure locations and store keys out of sight to minimize theft risks. The overall message is a combination of embracing new technologies while adhering to established safety practices to effectively reduce the likelihood of vehicle theft.

Blog

EV insurance gets complicated as repair costs climb and risks evolve

Electric vehicles (EVs) have shifted from being seen as a cost-effective and environmentally friendly option to facing rising insurance challenges due to increased repair costs and complexities. As their market penetration grows, insurers are adjusting premiums as the unique risks associated with EVs, particularly their expensive batteries, become more apparent. While the risk of EV fires is comparable to internal combustion engine (ICE) vehicles, the concentration of value in the battery raises concerns about potential fire severity. Furthermore, the integration of advanced driver-assistance systems (ADAS) complicates repairs, which are often costly. Supply chain issues also contribute to longer repair times.

Driving styles, especially for newcomers to EVs, can lead to higher accident rates due to instant torque and acceleration. Urban environments exacerbate this issue due to increased traffic congestion, leading to more minor collisions. Despite these challenges, some EV features, such as GPS tracking, may reduce theft risk. Overall, while repair costs are currently higher for EVs, they are expected to align more closely with ICE vehicles as the market matures and insurers refine their practices.

Brokers play a crucial role in educating EV owners about insurance complexities, ensuring they avoid coverage gaps. Comprehensive coverage is essential, especially as new drivers may face a learning curve with EV operation. Understanding policy nuances, particularly regarding battery and charging equipment coverage, is vital for protecting high-value EVs.

Prices, Rideshare

🚙 Exceptional Rideshare Insurance for Your Trusty MITSUBISHI OUTLANDER 2019! Just $137.40/month to Protect Your $25900 Investment with a Competitive QTV of 5.88%! Don’t Miss Out!

Compare awesome quote for Rideshare Motor Insurance – MITSUBISHI OUTLANDER 2019.
Price: $137.40 per month.
Quote to Value Ratio: 5.88% – 💥 This is a great quote!

The MITSUBISHI OUTLANDER (2019) with a valuation of 25900.00 has a monthly premium of 137.40. Compared to similar vehicles in our database within 20% of its valuation, this premium is slightly above average. For instance, the average premium for comparable vehicles is around 130.00, indicating that the Outlander’s premium is approximately 5.4% higher than its peers. Notably, while other vehicles of similar make and model show premiums ranging from 120.00 to 150.00, the Outlander’s premium remains competitive but leans towards the higher end of the spectrum.

What is Quote to Value Ratio?
A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $25900.00 with a yearly premium of $1522.64, giving a QTV of 5.88%.
A QTV over 8% may mean you’re paying too much. Let’s help you reduce it today.

Fun Facts about the MITSUBISHI OUTLANDER:
– The 2019 Mitsubishi Outlander is one of the few SUVs in its class offering a standard third-row seat, making it an attractive option for families needing extra seating capacity without upgrading to a larger vehicle.
– While not the most popular in its segment, the Outlander is known for its impressive safety features, including a suite of advanced driver aids like Forward Collision Mitigation and Lane Departure Warning, earning it a Top Safety Pick designation from the Insurance Institute for Highway Safety (IIHS).
– A quirky fact about the 2019 Outlander is that it offers an optional plug-in hybrid version, which was one of the first plug-in hybrid SUVs available in the market, providing an eco-friendly option for drivers looking to reduce their carbon footprint.

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