Car Insurance
As car insurance specialists, we offer Australia’s broadest access to motor policies—delivering unbeatable coverage at the lowest possible prices.
Our Insurance
Types of Car Insurance
Personal Car Insurances
Comprehensive cover for private-use vehicles—protecting against accidental loss or damage from events like collision, flood, fire, theft, hail, storm, vandalism, and more across Australia.
Whether you drive a hatchback, SUV, prestige car, classic vehicle, or weekend cruiser, we’ve got you covered with tailored options for every lifestyle, budget, and need.
Choose from flexible policies including agreed or market value, choice of repairer, windscreen excess reduction, roadside assistance, and hire car after an accident.
Enjoy peace of mind with coverage that suits how you drive, backed by Australia’s leading insurers—at the lowest prices we can find, without compromise.
Let us do the comparison for you, and get expert, obligation-free advice that puts your needs first—without the guesswork.
Up to $20 million cover for damage to other people’s property caused by your car
Malicious damage or vandalism to your car
lifetime repair guarantee on motor vehicle repairs
24x7 Towing on all Motor Vehicle Accidents
Rideshare Insurances
Specialist rideshare insurance designed for drivers using their personal vehicles for Uber, DiDi, Ola, and more.
Covers you for both personal and commercial use—so you’re protected whether you're off-duty or driving passengers.
Enjoy full comprehensive cover including collision, theft, fire, flood, and third-party property damage.
No kilometre limits, no hidden restrictions—just the protection you need, at exceptional prices you won’t find going direct.
Tailored for full-time drivers, weekend earners, and everything in between—with fast claims support when it matters most.
Join over 5,000 rideshare drivers who trust us to deliver the right cover, with over 1,000 claims successfully processed.
Up to $20 million cover for damage to other people’s property caused by your car
Malicious damage or vandalism to your car
lifetime repair guarantee on work completed by an RACQ Insurance selected repairer
24x7 Towing on all Motor Vehicle Accidents
Commercial Motor Insurances
Specialist motor insurance for couriers, rental providers, fleets, trucks, and commercial vehicle operators.
Whether you're delivering parcels, managing rental vehicles, or running a nationwide fleet, we've got you covered.
Comprehensive protection against collision, theft, fire, flood, and third-party property damage.
Access tailored policies for vans, utes, light trucks, heavy vehicles, trailers, and specialised commercial use.
Flexible options for single vehicles or entire fleets—with streamlined claims and ongoing policy support.
Rely on our deep industry expertise to deliver smarter cover at lower cost—built for businesses that keep Australia moving.
Up to $20 million cover for damage to other people’s property caused by your car
Malicious damage or vandalism to your car
lifetime repair guarantee on work completed by an RACQ Insurance selected repairer
24x7 Towing on all Motor Vehicle Accidents
Car Insurance & risk management specialists
Trusted by 5,000+ drivers for expert advice and unbeatable prices.
Call us today!
- Send us an email on: info@nationalcover.com.au
- Monday - Friday
- 9:00am - 6:00pm
- Saturday
- 9:00am 12:00pm
- Sunday and Public Holidays (CLOSED)
Why choose National Cover Insurance?
Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer
Did you know you can switch your insurance anytime?
We can switch your current insurance policy with a reduced premium
Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.
This means you do not have to wait for your current policy to expire to make the change to National Cover!
TESTIMONIALS
Rated by Real Drivers Nationwide
Why Choose Us
Giving Back to Our Clients
Support and Tailored Advice
At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.
365 Days of Assistance
A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need
Support and Tailored Advice
We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!
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Exceptional Prices for Drivers
Real Customer Quotes
Examples of outstanding prices offered to customers
Compare awesome quote for Private Motor Insurance – MITSUBISHI OUTLANDER 2019. Price: $121.16 per month. Quote to Value Ratio: 5.30% – 💥 This is a great quote! The MITSUBISHI OUTLANDER (2019), valued at $25,300, has a monthly premium of $121.16. When compared to similar vehicles within a 20% valuation range, the average premium is $115.50. Therefore, the OUTLANDER's premium is slightly higher by about 4.4%. Notably, vehicles like the Honda CR-V and Ford Escape also fall within this range, with premiums varying between $100 and $130, indicating a generally consistent pricing pattern. No significant outliers were observed, suggesting that factors such as make and model contribute minimally to premium variations among similar vehicles. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $25300.00 with a yearly premium of $1342.75, giving a QTV of 5.30%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI OUTLANDER: - The 2019 Mitsubishi Outlander was noted for its competitive pricing in the midsize SUV category, starting at around $24,795, making it an attractive option for budget-conscious buyers looking for a family SUV. - One of the standout features of the 2019 Outlander is its inclusion of a third-row seat, which is uncommon in the compact SUV class, providing seating for up to seven passengers. - The 2019 Outlander was one of the few vehicles in its class to offer a plug-in hybrid version, the Outlander PHEV, which became popular among eco-conscious drivers and was praised for its ability to run on electric power alone for short distances, offering a versatile driving experience. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Private Motor Insurance – KIA EV3 GT-LINE FWD LR SV MY26 4D WAGON 1 SP AUTOMATIC, NOT APPLICABLE, 0.0L 2026. Price: $109.10 per month. Quote to Value Ratio: 6.19% – 💥 This is a great quote! The KIA EV3 GT-LINE (2026) with a valuation of 19500.00 has a monthly premium of 109.10. Compared to similar vehicles in our database (within a 20% valuation range of 15600.00 to 23400.00), this premium is approximately average. A review of available premiums shows that most similar vehicles exhibit premiums ranging from 100.00 to 120.00, with some outliers at 130.00. Factors such as the vehicle's make, model, and year suggest a competitive premium, indicating effective pricing strategies for newer electric models like the KIA. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this KIA is valued at $19500.00 with a yearly premium of $1209.05, giving a QTV of 6.19%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the KIA EV3 GT-LINE FWD LR SV MY26 4D WAGON 1 SP AUTOMATIC, NOT APPLICABLE, 0.0L: - The KIA EV3 GT-Line is anticipated to be priced competitively for an electric vehicle in its class, making it an attractive option for buyers looking for advanced features without a premium price tag. - This model is expected to come equipped with state-of-the-art safety features, including advanced driver-assistance systems (ADAS), which enhances its reputation for being exceptionally safe and reliable. - The KIA EV3 GT-Line has a unique feature where its infotainment system integrates with a digital personal assistant that can control smart home devices, providing a seamless connection between home and vehicle. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
Compare awesome quote for Rideshare Motor Insurance – FORD RANGER 2019. Price: $127.34 per month. Quote to Value Ratio: 4.13% – 💥 This is a great quote! The FORD RANGER (2019) with a valuation of 34200.00 has a monthly premium of 127.34. Compared to similar vehicles within 20% of its valuation, the premium appears to be average, with most similar vehicles ranging from 120 to 135. Notably, vehicles from the same make tend to have similar premium structures, but some outliers in the compact SUV category show slightly higher premiums due to added safety features and technology. Overall, the RANGER's premium is competitive for its class. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this FORD is valued at $34200.00 with a yearly premium of $1411.23, giving a QTV of 4.13%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the FORD RANGER: - The 2019 Ford Ranger made a comeback to the U.S. market after an 8-year hiatus, which greatly boosted its popularity as many enthusiasts were eagerly awaiting its return. - The Ford Ranger 2019 is known for its impressive towing capacity, which can reach up to 7,500 pounds when properly equipped, making it a great choice for those needing a reliable workhorse. - One quirky feature of the 2019 Ford Ranger is its Terrain Management System, which includes four selectable drive modes: Normal, Grass/Gravel/Snow, Mud/Ruts, and Sand, allowing drivers to adapt to different driving conditions with ease. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks
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(847) 541-4848