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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Private Motor Insurance – BMW M3 2008. Price: $238.19 per month. Quote to Value Ratio: 7.03% – 💥 This is a great quote! The BMW M3 (2008) valued at 37500.00 has a monthly premium of 238.19. Comparing it to similar vehicles in the database, which should be valued between 30000.00 and 45000.00, the premium is notably higher than the average of 200.00 found among these comparable vehicles. This suggests that the M3 may have specific risk factors or features that drive up its insurance cost. Additionally, while most comparable vehicles are from various makes, premium variations indicate that factors like model popularity and claims history are influencing premium pricing. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this BMW is valued at $37500.00 with a yearly premium of $2639.61, giving a QTV of 7.03%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the BMW M3: - The 2008 BMW M3 marked the debut of the V8 engine in the M3 series, delivering 414 horsepower, which was a significant upgrade from the previous inline-six engines used in earlier models. - The BMW M3 2008 was praised for its excellent handling dynamics, partly due to the use of lightweight materials such as a carbon fiber roof, which helped lower the car's center of gravity and improve its agility. - Famous owners of the BMW M3 include actor Patrick Dempsey and rapper Kanye West, illustrating its appeal to celebrities who appreciate both performance and style. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TOYOTA KLUGER 2013. Price: $85.52 per month. Quote to Value Ratio: 5.13% – 💥 This is a great quote! The TOYOTA KLUGER (2013) valued at 18500.00 has a monthly premium of 85.52. This premium is slightly above average compared to similar vehicles in our database, which generally range between 70.00 to 80.00. The Kluger’s premium falls within a group of vehicles with valuations from 14800.00 to 22200.00, where most premiums reflect lower values. Notably, the Kluger has higher premiums than comparable brands, suggesting it might be subject to different risk factors or offers better coverage. Further investigation into specific coverage details and loss history would be beneficial. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $18500.00 with a yearly premium of $947.68, giving a QTV of 5.13%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA KLUGER: - The 2013 Toyota Kluger is known for its competitive pricing in the midsize SUV market, offering a great blend of features and reliability at a cost that was considered reasonable compared to its rivals at the time. - Safety is a strong suit for the 2013 Kluger, which comes equipped with multiple airbags, stability control, and anti-lock brakes as standard features. It was highly rated in safety tests, making it a popular choice for families. - The 2013 Toyota Kluger was notably popular in Australia, where it was marketed as the Toyota Highlander in other regions. Its spacious interior and reputation for durability made it a favorite among Australian families. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – HONDA CR-V VTI-L7 (2WD) MY18 4D WAGON CONTINUOUS VARIABLE , 4 CYLINDER TURBO, 1.5L 2018. Price: $180.98 per month. Quote to Value Ratio: 7.74% – 💥 This is a great quote! The HONDA CR-V VTI-L7 (2018) has a valuation of 25900.00 and a monthly premium of 180.98. This premium is approximately 10% higher than the average premium for similar vehicles in our database, which range from 20720.00 to 31080.00. Notably, higher premiums are seen in similar makes and models but may reflect differences in coverage or driver history. Overall, while the premium is above average for its segment, it is essential to consider factors like comprehensive coverage that could justify this price. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HONDA is valued at $25900.00 with a yearly premium of $2005.62, giving a QTV of 7.74%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HONDA CR-V VTI-L7 (2WD) MY18 4D WAGON CONTINUOUS VARIABLE , 4 CYLINDER TURBO, 1.5L: - The 2018 Honda CR-V VTI-L7 was equipped with Honda's innovative Sensing Suite, a package of safety technologies including adaptive cruise control, collision mitigation braking, and lane-keeping assist, which contributed significantly to its top safety ratings by organizations such as the IIHS. - Despite being a compact SUV, the 2018 Honda CR-V VTI-L7 offers an impressive cargo space of up to 75.8 cubic feet when the rear seats are folded down, making it one of the most spacious in its class. - The 2018 model of the Honda CR-V was not only popular among general consumers for its practicality and reliability, but it also found fans among celebrities like Ryan Gosling, who appreciates its blend of style and functionality. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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