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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Claims lodged within the first
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Happy Clients
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Rideshare Motor Insurance – TOYOTA CAMRY 2020. Price: $210.50 per month. Quote to Value Ratio: 6.81% – 💥 This is a great quote! The TOYOTA CAMRY (2020), valued at 34300.00, has a monthly premium of 210.50. Comparing with similar vehicles in our database, this premium is slightly above average. Most comparable vehicles fall within 20% of the valuation, with premiums ranging from 180.00 to 205.00, indicating that the CAMRY's premium may be influenced by its make and year. Notably, some outliers reflect higher premiums due to brand reputation or additional features, underscoring variability in insurance costs for vehicles in this category. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $34300.00 with a yearly premium of $2332.74, giving a QTV of 6.81%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY: - The 2020 Toyota Camry is known for its affordability and cost-effectiveness, with a starting price of around $24,425. This makes it a popular choice for families and individuals looking for a reliable sedan without breaking the bank. - The Toyota Camry 2020 boasts impressive safety features, earning a Top Safety Pick+ award from the Insurance Institute for Highway Safety (IIHS). It includes advanced safety systems like adaptive cruise control and lane-keeping assist, making it one of the safest vehicles in its class. - A quirky feature of the 2020 Camry is its availability with a heads-up display, which projects important driving information onto the windshield. This feature is relatively uncommon in midsize sedans and adds a futuristic touch to the driving experience. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA CAMRY 2020. Price: $182.12 per month. Quote to Value Ratio: 0.06% – 💥 This is a great quote! The TOYOTA CAMRY (2020) valued at 34,300.00 has a monthly premium of 182.12. This premium is slightly above average when compared to similar vehicles within 20% of its valuation, indicating it may not be as competitive. Typically, vehicles in this range show premiums varying between 150 to 180, suggesting that the Camry's premium is on the higher side. Notably, other vehicles with similar valuations tend to have lower premiums, implying possible additional risk factors or coverage levels associated with the Camry that warrant further investigation. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $34300.00 with a yearly premium of $2018.25, giving a QTV of 0.06%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY: - The 2020 Toyota Camry is renowned for its safety features and achieved a 5-star overall safety rating from the National Highway Traffic Safety Administration (NHTSA). It also earned the 2020 Top Safety Pick+ award from the Insurance Institute for Highway Safety (IIHS). - The Toyota Camry has been one of the best-selling cars in the United States for many years, thanks to its reputation for reliability and affordability. In 2020, it continued to be one of the top choices among midsize sedans. - One quirky fact about the 2020 Toyota Camry is that it offers a Nightshade Edition, which includes blacked-out styling elements like black wheels, window trim, and badging, giving it a distinct and sporty appearance not common among its competitors. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Business (Non-Passenger Transport) Motor Insurance – TOYOTA HILUX 2019. Price: $139.73 per month. Quote to Value Ratio: 6.07% – 💥 This is a great quote! The TOYOTA HILUX (2019), valued at 25500.00, has a monthly premium of 139.73. Compared to similar vehicles in our database, which are typically within a 20% valuation range, this premium is about average. Most comparable vehicles have premiums ranging from 120.00 to 160.00, placing the HILUX in a reasonable position within the spectrum. However, patterns indicate that higher-end models attract premiums closer to 160.00, while basic models hover around 120.00. Overall, the HILUX's premium reflects its competitive standing among similar vehicles. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $25500.00 with a yearly premium of $1548.50, giving a QTV of 6.07%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA HILUX: - The 2019 Toyota Hilux is renowned for its durability and reliability, making it a preferred choice among adventurous individuals and off-road enthusiasts. It is often dubbed as 'indestructible' due to its rugged design and ability to withstand extreme conditions, which has also made it a popular choice in many developing countries. - The Hilux has a reputation for safety with features such as stability control, anti-lock braking system, and multiple airbags, which contribute to its strong safety ratings. In some markets, it is also equipped with Toyota's Safety Sense suite, which includes pre-collision systems, lane departure alerts, and adaptive cruise control. - The Toyota Hilux gained additional fame as it was used by the BBC's 'Top Gear' team in a series of extreme tests, including being driven through a building demolition and left overnight in rising tides, yet still managed to start and drive away. This showcased its remarkable toughness and cemented its place in pop culture. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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