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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Private Motor Insurance – FORD FALCON 2009. Price: $41.50 per month. Quote to Value Ratio: 6.49% – 💥 This is a great quote! The FORD FALCON (2009) has a valuation of 7100.00 and a monthly premium of 41.50. Comparing it to similar vehicles within 20% of this valuation, the premium is slightly below average. Many comparable vehicles have premiums ranging from 45 to 55, indicating lower risk assessments or better coverage in those models. Notably, vehicles from the same make and year generally exhibit premium ranges that can vary significantly due to factors like safety ratings and repair costs, suggesting that while this premium is favorable, vehicle selection is crucial in determining overall costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this FORD is valued at $7100.00 with a yearly premium of $459.90, giving a QTV of 6.49%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the FORD FALCON: - The 2009 Ford Falcon was particularly popular in Australia and New Zealand, where it was known for its robust performance and reliability, making it a favored choice among taxi fleets and law enforcement agencies. - In terms of safety, the 2009 Ford Falcon was equipped with advanced features for its time, including Electronic Stability Program (ESP) and side curtain airbags, earning it a five-star safety rating from the Australasian New Car Assessment Program (ANCAP). - A quirky fact about the Ford Falcon is that it was one of the last vehicles to be produced by Ford Australia before the brand ceased local production in 2016, marking the end of an era for the iconic 'Falcon' nameplate which had been in production for over 50 years. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – HONDA HR-V VI X MY22 4D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 1.5L 2022. Price: $129.60 per month. Quote to Value Ratio: 4.77% – 💥 This is a great quote! The HONDA HR-V VI X MY22 (2022) valued at 30100.00 carries a monthly premium of 129.60. Comparatively, vehicles within 20% of this valuation generally show premiums ranging from 110.00 to 150.00, indicating that the input vehicle's premium is slightly above average. Notably, while many similar makes and models tend to reflect competitive pricing, some outliers display significantly higher premiums, potentially due to differing coverage options or risk assessments. This highlights the importance of evaluating individual circumstances in premium calculation. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HONDA is valued at $30100.00 with a yearly premium of $1436.27, giving a QTV of 4.77%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HONDA HR-V VI X MY22 4D WAGON CONTINUOUS VARIABLE , 4 CYLINDER, 1.5L: - The 2022 Honda HR-V VI X is noted for its excellent safety features, having received a 5-star safety rating from ANCAP (Australasian New Car Assessment Program). This makes it one of the safest vehicles in its class, thanks to its advanced safety suite, which includes adaptive cruise control and lane-keeping assist. - Despite being a compact SUV, the Honda HR-V VI X MY22 offers impressive interior space and versatility. It features Honda's unique Magic Seat system, which allows for multiple seating configurations and a flat cargo floor, maximizing the use of space for storage and passenger comfort. - The Honda HR-V is known for its excellent fuel efficiency, with the 2022 model averaging around 31 miles per gallon combined. This makes it a popular choice among eco-conscious drivers and those looking to save on fuel costs, contributing to its strong sales figures globally. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – RANGE ROVER EVOQUE 2019. Price: $150.50 per month. Quote to Value Ratio: 3.31% – 💥 This is a great quote! The RANGE ROVER EVOQUE (2019) valued at 50300.00 has a monthly premium of 150.50. Compared to similar vehicles within a 20% valuation range, this premium appears to be about average. In the dataset, vehicles with an average valuation of 50200.00 showed premiums averaging around 140.00, indicating that while the EVOQUE's premium is slightly higher by about 7%, it remains competitive. No significant outliers were identified, though factors like make and model suggest that premium costs are consistent among similar luxury vehicles, with the EVOQUE positioned reasonably within the market. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this RANGE ROVER is valued at $50300.00 with a yearly premium of $1667.89, giving a QTV of 3.31%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the RANGE ROVER EVOQUE: - The 2019 Range Rover Evoque features a ClearSight rearview mirror, which can transform into a video screen to display an unobstructed view of the road behind, even if the rear window is obscured by passengers or cargo. - The Range Rover Evoque 2019 is known for its impressive off-road capabilities, thanks to its Terrain Response system, which allows drivers to customize the vehicle's performance settings based on different terrains, including sand, snow, and mud. - The Evoque has been a popular choice among celebrities, with notable owners including Victoria Beckham, who also collaborated with Land Rover on a special edition model in the past. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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