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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Claims lodged within the first
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Happy Clients
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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How can we help?

Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Private Motor Insurance – MAZDA CX-5 2016. Price: $121.68 per month. Quote to Value Ratio: 6.95% – 💥 This is a great quote! The MAZDA CX-5 (2016) with a valuation of 19400.00 has a monthly premium of 121.68. This premium is slightly higher than average compared to similar vehicles within a 20% valuation range (15520.00 - 23280.00) from the database, which show premiums averaging around 110.00. Notably, vehicles from manufacturers like Ford and Honda in this range tend to have lower premiums, indicating that make and model can significantly influence pricing. However, a larger sample size would be beneficial to strengthen these conclusions. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MAZDA is valued at $19400.00 with a yearly premium of $1348.45, giving a QTV of 6.95%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MAZDA CX-5: - The 2016 Mazda CX-5 was recognized for its impressive safety features, earning a Top Safety Pick+ rating from the Insurance Institute for Highway Safety (IIHS), which highlights its strong crash protection and advanced safety technology. - This model year introduced Mazda's G-Vectoring Control, a unique vehicle dynamics enhancement that improves handling and stability by adjusting engine torque in response to steering inputs, making the driving experience smoother and more enjoyable. - The Mazda CX-5 2016 was noted for its affordability in the compact SUV segment, offering a balance of luxury-like features and performance at a competitive price, making it a popular choice among budget-conscious buyers seeking high value. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TOYOTA RAV4 2020. Price: $89.32 per month. Quote to Value Ratio: 2.19% – 💥 This is a great quote! The TOYOTA RAV4 (2020) valued at 45200.00 has a monthly premium of 89.32, which is about average when compared to similar vehicles in our database, which typically range between 71.45 and 54.70. While some vehicles with similar valuations have premiums as low as 70.00, none exceed 100.00, making the RAV4's premium competitive. The analysis shows that vehicle make and model significantly influence premium variations, with some vehicles from different brands exhibiting both higher and lower premiums, indicating market trends may impact insurance costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $45200.00 with a yearly premium of $989.84, giving a QTV of 2.19%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA RAV4: - The 2020 TOYOTA RAV4 was one of the safest vehicles in its class, earning a Top Safety Pick award from the Insurance Institute for Highway Safety (IIHS), thanks to its excellent crash test scores and standard advanced safety features. - Despite being a compact SUV, the 2020 RAV4 offers impressive off-road capabilities, especially in its TRD Off-Road version, which comes equipped with features like dynamic torque vectoring all-wheel drive and multi-terrain select. - The Toyota RAV4 is one of the best-selling SUVs worldwide, and in 2020, it was particularly notable for its hybrid variant, which offers excellent fuel efficiency and was among the most popular hybrid SUVs on the market. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – GWM HAVAL H6 2021. Price: $67.68 per month. Quote to Value Ratio: 2.70% – 💥 This is a great quote! The GWM HAVAL H6 (2021) valued at 27800.00 has a monthly premium of 67.68, which is approximately average compared to similar vehicles within a 20% valuation range. Many comparable vehicles showed premiums fluctuating between 60.00 to 75.00, indicating that the input vehicle's premium falls centrally within this spectrum. There are minimal outliers, with a few vehicles slightly below 60.00 and a couple reaching above 75.00. Overall, the premium aligns well considering the make and model, demonstrating a balanced insurance pricing strategy for this segment. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this GWM is valued at $27800.00 with a yearly premium of $750.03, giving a QTV of 2.70%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the GWM HAVAL H6: - The GWM HAVAL H6 2021 is known for its affordability, offering a competitive price point in the mid-size SUV market, making it an attractive option for budget-conscious consumers seeking a feature-rich vehicle. - A quirky and interesting fact about the GWM HAVAL H6 2021 is that it features a 'Hidden Door Handle' design, which not only enhances its sleek and modern appearance but also improves aerodynamic efficiency. - The HAVAL H6 2021 is equipped with advanced safety features, including Adaptive Cruise Control and a 360-degree camera system, which are typically found in more expensive luxury SUVs, providing great value for its price. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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