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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

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Compare awesome quote for Rideshare Motor Insurance – TOYOTA CAMRY 2018. Price: $209.40 per month. Quote to Value Ratio: 7.84% – 💥 This is a great quote! The TOYOTA CAMRY (2018) valued at 29600.00 has a monthly premium of 209.40. Compared to similar vehicles within 20% of its valuation, this premium appears to be average. Vehicles with valuations ranging from 23680.00 to 35520.00 showed premiums between 180.00 and 230.00, placing the CAMRY's premium near the median. Notably, some higher-end models exhibited premiums significantly exceeding 230.00, indicating possible outlier pricing for luxury vehicles of similar age and make, whereas more economical options had lower premiums, suggesting a direct correlation between vehicle features and insurance costs. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $29600.00 with a yearly premium of $2320.57, giving a QTV of 7.84%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA CAMRY: - The 2018 Toyota Camry was a bestseller in the U.S., maintaining its position as one of the top-selling sedans, thanks to its blend of reliability, comfort, and value for money. It was particularly popular due to its impressive fuel economy and affordable starting price, which was around $23,495 for the base model. - The 2018 Camry was notable for its advanced safety features, earning a Top Safety Pick+ rating from the IIHS. It included standard Toyota Safety Sense P (TSS-P), which featured pre-collision warning with pedestrian detection, lane departure alert with steering assist, and dynamic radar cruise control. - An interesting quirk about the 2018 Camry is its redesigned exterior, which was a departure from its historically conservative styling. This model introduced a more aggressive, sporty look, complete with a lower, wider stance and distinct character lines. This design shift was part of Toyota's effort to appeal to younger buyers. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Business (Non-Passenger Transport) Motor Insurance – MERCEDES-AMG GLC 2022. Price: $217.41 per month. Quote to Value Ratio: 1.99% – 💥 This is a great quote! The MERCEDES-AMG GLC (2022) has a valuation of 121200.00 and a monthly premium of 217.41. Compared to similar vehicles in the database, which are within 20% of this valuation, the premium is generally aligned, falling within an average range. However, vehicles with similar valuations exhibited premiums ranging from 200 to 250, indicating that the GLC's premium is slightly lower than average. Notably, makes such as BMW and Audi showed higher premiums, suggesting that brand perceptions and associated risks may influence pricing. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MERCEDES-AMG is valued at $121200.00 with a yearly premium of $2409.39, giving a QTV of 1.99%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MERCEDES-AMG GLC: - The 2022 MERCEDES-AMG GLC has a high-performance AMG-enhanced 3.0L V6 biturbo engine, which produces 385 horsepower, providing a thrilling driving experience that combines luxury with sportiness. - This vehicle is equipped with advanced safety features, including the Mercedes-Benz PRE-SAFE system, which anticipates collisions and prepares the vehicle and its occupants for impact, enhancing passenger safety. - The MERCEDES-AMG GLC is a popular choice among celebrities, with renowned figures like tennis star Roger Federer known to own Mercedes-Benz vehicles, showcasing the brand's appeal among elite clientele. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA RAV4 2019. Price: $171.36 per month. Quote to Value Ratio: 5.01% – 💥 This is a great quote! The TOYOTA RAV4 (2019) with a valuation of 37900.00 has a monthly premium of 171.36. Comparing it to similar vehicles within a 20% valuation range, the premium appears to be slightly above average, as most similar vehicles have premiums ranging from 150.00 to 165.00. Notably, vehicles of the same make and model tend to follow a similar pricing pattern, indicating a consistency in premium pricing relative to valuation within this bracket. Overall, this suggests a manageable premium level for the given valuation. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $37900.00 with a yearly premium of $1899.02, giving a QTV of 5.01%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA RAV4: - The 2019 Toyota RAV4 was one of the best-selling SUVs in the United States, known for its reliability and strong resale value. Its combination of practicality, fuel efficiency, and affordability made it a popular choice among families and adventure seekers alike. - The 2019 RAV4 comes equipped with Toyota Safety Sense 2.0, a suite of advanced safety features including adaptive cruise control, lane departure alert with steering assist, and a pre-collision system with pedestrian detection, making it one of the safest vehicles in its class. - In 2019, the Toyota RAV4 introduced a new Adventure trim level, which provided enhanced off-road capabilities with features like increased ground clearance and an upgraded all-wheel-drive system, appealing to outdoor enthusiasts. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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