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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Rideshare Motor Insurance – BMW 2021 BMW X1 sDRIVE 20i F48, 4D WAGON, 2.0L TURBO MPFI T4, Automatic 2021. Price: $325.61 per month. Quote to Value Ratio: 6.85 – 💥 This is a great quote! The BMW 2021 X1 sDRIVE 20i, valued at 52600.00, has a monthly premium of 325.61. This premium is lower than the average of similar vehicles within a 20% valuation range, which typically fall between 42080.00 and 63120.00. Most comparable vehicles have premiums ranging from 350.00 to 400.00, indicating that the X1 offers a competitive rate. Notably, vehicles from luxury brands tend to have higher premiums, but the X1 remains appealing for its valuation and features, highlighting its value in the market. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this BMW is valued at $52600.00 with a yearly premium of $3608.37, giving a QTV of 6.85. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the BMW 2021 BMW X1 sDRIVE 20i F48, 4D WAGON, 2.0L TURBO MPFI T4, Automatic: - The 2021 BMW X1 sDRIVE 20i features BMW's advanced safety technology, including Active Driving Assistant which offers lane departure warning and forward collision warning, making it a great choice for safety-conscious drivers. - Despite being a compact SUV, the BMW X1 is quite popular for its spacious interior and ample cargo capacity, making it a practical choice for families and those who need extra space without sacrificing luxury. - The car is equipped with a 2.0-liter turbocharged engine, which offers a good balance of power and fuel efficiency, providing an engaging driving experience while maintaining a respectable fuel economy. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA C-HR 2022. Price: $279.15 per month. Quote to Value Ratio: 7.22 – 💥 This is a great quote! The TOYOTA C-HR (2022) with a valuation of 42800.00 has a monthly premium of 279.15. Compared to similar vehicles in our database, which are within 20% of its valuation, this premium is slightly higher than average. Most comparable vehicles have premiums ranging from 250.00 to 270.00, indicating that the C-HR’s premium is about 3-10% above the norm. Notably, vehicles of this make and model tend to have higher premiums due to their safety ratings and features, which may justify the increased cost. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $42800.00 with a yearly premium of $3093.53, giving a QTV of 7.22. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA C-HR: - The 2022 TOYOTA C-HR stands out with its bold design, making it one of the most eye-catching subcompact SUVs on the market, featuring a coupe-like roofline and distinctive diamond-patterned exterior styling. - This vehicle is equipped with Toyota Safety Sense 2.5, which includes advanced safety features like Pre-Collision System with Pedestrian Detection, Lane Departure Alert with Steering Assist, and Full-Speed Range Dynamic Radar Cruise Control, making it one of the safest in its class. - Despite its compact size, the TOYOTA C-HR 2022 offers a surprisingly spacious interior with a unique two-tone color scheme option that adds a touch of personalization and style. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – TESLA MODEL 3 2022. Price: $0.02 per month. Quote to Value Ratio: 0.00 – 💥 This is a great quote! The TESLA MODEL 3 (2022) with a valuation of 52700.00 has a monthly premium of 0.02. Compared to similar vehicles within 20% of its valuation, this premium appears significantly lower than the average premium of approximately 0.05, indicating a potential undervaluation in the premium pricing for this model. Notably, while most similar vehicles have premiums ranging from 0.03 to 0.07, the TESLA's premium stands out as an outlier, suggesting either a competitive pricing strategy or unique risk factors associated with this particular model. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TESLA is valued at $52700.00 with a yearly premium of $0.22, giving a QTV of 0.00. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TESLA MODEL 3: - The Tesla Model 3 2022 is among the safest vehicles on the road, having earned a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA). It also received top marks from the European New Car Assessment Programme (Euro NCAP). - Elon Musk, the CEO of Tesla, has famously tweeted about the Tesla Model 3 being the best-selling premium sedan globally, outselling models from well-established luxury brands like BMW and Mercedes-Benz in 2021. - One quirky fact is that the Tesla Model 3 2022 includes a "Caraoke" feature, allowing passengers to enjoy karaoke while on the road, making it a fun choice for long trips or traffic jams. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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