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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

Cover for Every Driver

Private, rideshare, courier, truck, rental and fleet cover in one place ∙ Data-driven quote technology analyses the market to help secure the lowest possible price without compromising protection ∙ Policies structured for maximum value ∙ Expert support and claims assistance at every stage ∙ Industry-leading excess discounts

Years’ Experience
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Claims lodged within the first
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★★★★★ Reviews
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Rideshare Motor Insurance – MITSUBISHI OUTLANDER PHEV ES 2020. Price: $236.54 per month. Quote to Value Ratio: 6.83% – 💥 This is a great quote! The MITSUBISHI OUTLANDER PHEV ES (2020) has a valuation of 38400.00 and a monthly premium of 236.54. Compared to similar vehicles in our database, this premium is about average for vehicles within a 20% valuation range. Several vehicles with similar valuations had premiums ranging from 220 to 250, indicating that the OUTLANDER's premium is competitive. Notably, electric or hybrid models tended to have slightly higher premiums due to their value retention. Overall, the premium aligns well with market trends for vehicles of similar make and model. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $38400.00 with a yearly premium of $2621.39, giving a QTV of 6.83%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI OUTLANDER PHEV ES: - The 2020 MITSUBISHI OUTLANDER PHEV ES is equipped with a unique super all-wheel control system that enhances stability and traction, which is especially beneficial in adverse weather conditions. - One of the safety features of the Outlander PHEV ES is its Forward Collision Mitigation (FCM) with pedestrian detection, which provides an extra layer of safety for both passengers and pedestrians. - Despite being a hybrid SUV with advanced features, the 2020 Outlander PHEV ES is competitively priced, making it one of the more affordable plug-in hybrid SUVs in its class, offering good value for those looking to transition to a more eco-friendly vehicle. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Courier Delivery Motor Insurance – TOYOTA HIACE 2022. Price: $260.37 per month. Quote to Value Ratio: 6.61 – 💥 This is a great quote! The TOYOTA HIACE (2022) with a valuation of 43600.00 has a monthly premium of 260.37. Compared to similar vehicles in our database within 20% of its valuation, the premium appears to be about average. Most comparable vehicles range between 220.00 and 300.00, indicating the HIACE's premium is within expected limits for its category. Notably, while some higher-end models have premiums exceeding 300.00, the HIACE remains competitively priced. This suggests that factors such as make and model do not significantly skew the premium, aligning well with similar valuation vehicles. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $43600.00 with a yearly premium of $2885.40, giving a QTV of 6.61. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA HIACE: - The TOYOTA HIACE 2022 is renowned for its versatility and is widely used across the globe as a minivan, often chosen for its spacious interior and reliability, making it a popular choice for businesses and transport services. - In terms of safety, the 2022 model includes advanced features like the Toyota Safety Sense suite, which comprises pre-collision warning systems, lane departure alerts, and adaptive cruise control, significantly enhancing its safety credentials. - Despite its utilitarian design, the HIACE has a strong fan base, including in celebrity circles. For example, the late Steve Irwin, known for his adventurous spirit, was reported to have owned a HIACE for his wildlife expeditions due to its durability and ample space. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA RAV4 2022. Price: $212.61 per month. Quote to Value Ratio: 5.66 – 💥 This is a great quote! The TOYOTA RAV4 (2022) with a valuation of 41600.00 has a monthly premium of 212.61. Compared to similar vehicles in our database, which fall within 20% of its valuation, this premium is slightly above average. For instance, vehicles with valuations ranging from 33280.00 to 49920.00 show premiums averaging around 200.00. Notably, while the RAV4's premium is competitive, certain models like the Honda CR-V, also 2022, offer lower premiums despite similar valuations, indicating potential outliers influenced by make and model. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $41600.00 with a yearly premium of $2356.20, giving a QTV of 5.66. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA RAV4: - The 2022 Toyota RAV4 is equipped with Toyota's Safety Sense 2.0 suite, which includes features like Pre-Collision System with Pedestrian Detection, Lane Departure Alert with Steering Assist, and Full-Speed Range Dynamic Radar Cruise Control, making it one of the safest vehicles in its class. - The RAV4 was the best-selling SUV in America in 2022, reflecting its immense popularity and consumer trust in the model. - A unique feature of the 2022 RAV4 is its available Adventure trim, which is designed for off-road capabilities with features like an upgraded suspension, all-wheel drive, and increased ground clearance. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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