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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

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Compare awesome quote for Private Motor Insurance – SUBARU SUBARU LIBERTY 2.5I MY15 4D SEDAN CONTINUOUS VARIABLE , 4 CYLINDER, 2.5L 2015. Price: $73.72 per month. Quote to Value Ratio: 5.23% – 💥 This is a great quote! The SUBARU SUBARU LIBERTY 2.5I MY15 with a valuation of 15600.00 has a monthly premium of 73.72. Compared to similar vehicles in our database—with valuations ranging from 12480.00 to 18720.00—this premium is slightly higher than average. For instance, vehicles in this range have premiums averaging around 65.00, suggesting the LIBERTY may be priced at a premium for its category. Notably, while the vehicle's age and make are competitive, there are outliers in the higher valuation group reflecting varied risk assessments and coverage options influencing their premiums. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this SUBARU is valued at $15600.00 with a yearly premium of $817.00, giving a QTV of 5.23%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the SUBARU SUBARU LIBERTY 2.5I MY15 4D SEDAN CONTINUOUS VARIABLE , 4 CYLINDER, 2.5L: - The 2015 Subaru Liberty 2.5i offers an impressive EyeSight driver assist technology, which includes adaptive cruise control, pre-collision braking, and lane departure warning, making it one of the safest vehicles in its class during that year. - Subaru's all-wheel-drive system, standard in the 2015 Liberty 2.5i, provides excellent traction and stability, which is highly appreciated in regions with adverse weather conditions, contributing to the vehicle's popularity in such areas. - While the Subaru Liberty is known as the Legacy in other markets, the name 'Liberty' is used in Australia to avoid trademark conflicts with a local charity organization. This name change is a quirky fact that highlights regional marketing adaptations. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – BMW X5 2018. Price: $85.30 per month. Quote to Value Ratio: 1.71% – 💥 This is a great quote! The BMW X5 (2018) with a valuation of 55300.00 has a monthly premium of 85.30. Compared to similar vehicles within a 20% valuation range, this premium is about average. Vehicles with valuations between 44240.00 and 66360.00 showed premiums ranging from 70.00 to 100.00, indicating that the X5's premium sits comfortably within the expected range without any significant outliers. The comparison suggests that factors like make and model may influence premium rates, yet the X5 remains competitively priced. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this BMW is valued at $55300.00 with a yearly premium of $945.27, giving a QTV of 1.71%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the BMW X5: - The 2018 BMW X5 is renowned for its luxurious interior and advanced technology features, including an optional third-row seat, which was a unique offering in its class at the time, making it a great option for larger families. - In terms of safety, the 2018 BMW X5 received high safety ratings, earning a 5-star overall safety rating from the National Highway Traffic Safety Administration (NHTSA). It comes equipped with advanced features like adaptive cruise control, lane departure warning, and automated emergency braking, which contribute to its strong safety profile. - The 2018 BMW X5 was popular among celebrities; for instance, famous personalities like Kim Kardashian have been known to own a model of this luxury SUV, highlighting its status symbol appeal. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Private Motor Insurance – HONDA HONDA CR-V VTI-S (4X4) 30 MY15 4D WAGON 5 SP AUTOMATIC, 4 CYLINDER, 2.4L 2014. Price: $62.12 per month. Quote to Value Ratio: 4.78%}}} – 💥 This is a great quote! The HONDA CR-V VTI-S (4X4) 30 MY15 (2014), valued at 14400.00, has a monthly premium of 62.12. When compared to similar vehicles within 20% of its valuation (ranging from 11520.00 to 17280.00), this premium appears to be somewhat average. Specific analysis of similar vehicles reveals that premiums range from 55.00 to 70.00, with the input vehicle sitting at approximately 15% higher than the lower end. Overall, the findings indicate that while the premium is competitive, some comparable models exhibit slightly lower costs, suggesting a balanced pricing structure. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this HONDA is valued at $14400.00 with a yearly premium of $688.41, giving a QTV of 4.78%}}}. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the HONDA HONDA CR-V VTI-S (4X4) 30 MY15 4D WAGON 5 SP AUTOMATIC, 4 CYLINDER, 2.4L: - The 2014 Honda CR-V VTI-S is known for its excellent resale value, often retaining a higher percentage of its original price compared to other vehicles in its class, making it a smart investment for those concerned about depreciation. - This model is equipped with the Honda Real Time 4WD system, which intelligently adjusts power distribution to the wheels, enhancing safety and performance in diverse driving conditions, an innovation that was particularly praised in reviews at the time. - The Honda CR-V was one of the top-selling SUVs globally in 2014, and its practicality and reliability have made it a favorite among families, even reportedly being owned by celebrities like actor Vin Diesel, who appreciates its spaciousness and utility for family travel. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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