Running trucks and heavy vehicles isn’t just about keeping freight moving or schedules on track—it’s about safeguarding your business, your people, and your livelihood against the unexpected. Every operator and fleet manager in Australia knows the stakes: a single incident can mean devastating costs, regulatory headaches, or worse. According to the Bureau of Infrastructure and Transport Research Economics, heavy truck crashes accounted for over 160 deaths in 2021—more than 15% of all road fatalities—and hundreds more drivers were hospitalised the year before. With these risks and strict compliance under the Heavy Vehicle National Law (HVNL) and National Heavy Vehicle Regulator (NHVR), truck insurance isn’t a luxury—it’s a necessity.
But with so many providers and policy options on the market, how do you know which cover will keep your vehicles, drivers and business interests properly protected? Whether you’re an owner-operator, manage a growing fleet, or run a logistics company, it pays to understand your choices: from comprehensive and third-party property cover, to fire, theft, liability, downtime, and roadside assistance. Choosing the right insurer means weighing cover limits, fleet discounts, industry expertise, claims support, and extra perks like price-beat guarantees or online management tools.
This guide spotlights the ten leading truck insurance providers for Australian businesses—breaking down what each offers and how they compare—so you can make an informed decision and put your fleet on the road with confidence.
1. National Cover
Choosing the right broker can make all the difference when it comes to keeping your trucks on the road and your costs under control. National Cover is an independent Australian motor insurance specialist, focused entirely on commercial and fleet vehicles—from heavy trucks and vans to utes and trailers. They’ve built a reputation on transparent pricing and customer-first service, so businesses know exactly what they’re paying for and why.
Company Overview and Unique Value
National Cover operates with a clear mission: deliver competitive premiums without sacrificing cover. Their ASIC-licensed pricing analysts crunch market data to ensure clients get the best deal, while a transparent Quote to Value Ratio helps you compare what you pay against the protection you receive. As they put it: “Trusted insurance advice for over 5,000 Australian drivers—and counting.” Whether you’re an owner-operator or a fleet manager, that kind of track record speaks volumes.
Coverage Options for Trucks and Fleets
When your livelihood depends on heavy vehicles, you need cover that goes beyond the basics. National Cover’s comprehensive policy includes collision, fire, theft, flood, storm, vandalism—and even battery thermal runaway for EV-converted trucks. For those who only need to guard against third-party losses, there’s up to $20 million in third-party property damage. You can insure a single vehicle, bundle multiple trucks under a fleet plan or tailor cover to specialised uses like courier delivery, rental hire or heavy-goods transport.
Price-Beat Guarantee and Pricing Structure
Money matters, and National Cover’s Price-Beat Guarantee makes it easy to save. Simply submit a competitor’s quote, and they’ll match or beat the premium on offer—no hidden fees. You’ll also benefit from excess discounts when you choose one of their preferred repairers, keeping out-of-pocket costs down. Premiums are calculated based on factors such as vehicle type, operational use and driver history, ensuring each policy is tailored and fair.
Claims Support and Additional Benefits
When incidents happen, prompt support is crucial. National Cover provides 24×7 towing and arranges a replacement vehicle for not-at-fault claims, so your business keeps moving. All repairs carried out through their selected network come with a lifetime warranty, giving you peace of mind long after the job’s done. Lodging a claim is straightforward too—100% online via their portal, backed by a dedicated support team available 365 days a year.
Getting a Quote and Contact Details
Requesting a quote takes just minutes. Head to the National Cover insurance page and fill in your vehicle details:
https://nationalcover.com.au/insurances/
Prefer to speak with an adviser? Call 1300 664 877 for friendly guidance, including how to switch policies mid-term and calculate any return premium you may be owed. With National Cover, moving providers is as simple as getting covered in the first place.
2. Allianz Australia
Allianz Australia is part of a global insurance group with a well-established local footprint in business insurance. Its Commercial Vehicle Insurance sits within the Business Insurance Pack, making it easy to bundle your motor cover with other liabilities or property products. Whether you manage a couple of vans or a large fleet of trucks, Allianz offers scalable solutions backed by its financial strength and broad distribution via brokers and direct sales channels.
Allianz’s commercial motor policies are designed to keep your vehicles on the road and your business running smoothly. From basic third-party cover to full comprehensive insurance, each level is backed by 24/7 claims support and tailored extras, including electric-vehicle benefits.
Commercial Vehicle Insurance Options
Allianz provides three main cover tiers:
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Comprehensive Cover
Protects your vehicles against accidental damage, fire, flood, storm, theft and malicious acts, plus damage you cause to other people’s property (up to $30 million). -
Fire & Theft Cover
Covers loss or damage from fire, theft, lightning and uninsured third-party collisions, and liability up to $30 million for third-party property damage. -
Third-Party Property Damage
Insures you for damage you cause to others’ vehicles or property (up to $30 million), with a limited benefit for damage to your own vehicle caused by at-fault, uninsured drivers.
If you operate electric trucks, Allianz adds EV-specific cover: battery thermal runaway under fire cover (subject to manufacturer specs), charging accessories (wall chargers, cables, mounts) and the choice to use approved EV repairers. Full policy details are in the Product Disclosure Statement at https://www.allianz.com.au/business-insurance/business-pack/commercial-motor-vehicle.html.
Pricing, Fleet Discounts & Extras
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Online Quotes for Two Vehicles
Instantly insure up to two vehicles online; call a broker for more. -
Multi-Vehicle Discounts
Add three or more vehicles under the Business Insurance Pack to unlock discounted premiums. -
Flexible Payments
Choose monthly instalments at no extra charge or annual payments to suit your cash flow. -
Optional Hire Vehicle Cover
After fire or theft: up to $3,000 per vehicle.
After an accident: up to 42 days of hire if Allianz arranges the rental, or $3,000 if you source it yourself.
Claims Lodgement and Customer Support
Making a claim with Allianz is straightforward:
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24/7 Online Claims
Lodge via the Allianz website at any time. -
Phone Support
Call 1300 131 000 to speak with Australian-based business specialists. -
Instant Certificate of Currency
Receive proof of cover by email immediately after purchase.
How to Get a Quote
To begin, visit the Allianz Business Insurance Pack page and enter your vehicle details for an instant quote. For a standalone policy, fleets over two vehicles or specialised uses, speak to an authorised broker who can tailor cover to your needs and guide you through the purchase process.
3. GIO
When you need reliable cover for everything from a single van to a fleet of light trucks, GIO stands out as a solid choice. As part of the Suncorp Group, GIO leverages extensive underwriting expertise and a broad network of service partners to support businesses across Australia. Whether you’re a small operator or managing a sizeable commercial fleet, GIO’s experience in business vehicle insurance makes it straightforward to find a policy that fits your needs.
Provider Overview
GIO is a well-established insurer under the Suncorp umbrella, offering dedicated #commercial-vehicle-insurance for businesses of all sizes. With more than a century of local presence, GIO understands the unique challenges Australian operators face—be it delivery vans, small rigid trucks or specialised mobile machinery.
Commercial Vehicle Cover Features
GIO’s commercial vehicle insurance can be tailored to your exact requirements, including:
- Comprehensive cover for accidental damage, fire, theft, flood and storm.
- Third-party liability protection, up to policy limits, to cover damage you cause to other people’s property.
- Optional goods-in-transit and public & products liability extensions for added peace of mind.
- Fleet insurance packages that simplify administration when insuring multiple vehicles, trailers or plant equipment under one policy.
Pricing Structure and Discounts
Cost control is essential for any business. GIO offers multi-vehicle discounts and the option to bundle your motor cover with other business insurances—like property or liability—through a tailored package. Premiums are influenced by vehicle type, usage profile and claims history, ensuring fair pricing for owner-drivers and larger operators alike.
Claims and Support
When the unexpected occurs, GIO’s support network springs into action:
- 24/7 roadside assistance to get you—and your vehicle—back on the road quickly.
- An online customer portal where claims can be lodged and tracked in real time.
- A nationwide panel of local assessors who understand your region and industry.
Getting a Quote
Ready to see how GIO can protect your business vehicles? Get an instant online quote at the GIO commercial vehicle insurance page or speak with a broker for personalised guidance:
https://www.gio.com.au/business-insurance/commercial-vehicles.html
4. NTI (National Transport Insurance)
NTI has earned its reputation as Australia’s number-one truck insurance specialist, providing tailored cover and incident management expertise exclusively through qualified brokers. Backed by decades of industry focus and a nationwide network of support teams, NTI understands the unique risks heavy-vehicle operators face and builds policies to match.
Company Background
Established on a commitment to the transport sector, NTI focuses solely on truck and transport risks—no generic add-ons or one-size-fits-all packages. Its broker-only distribution model ensures you receive expert advice at every step, from product selection to claims settlement. With local underwriters and incident management specialists spread across Australia, NTI combines national scale with regional know-how.
Truck & Transport Insurance Solutions
NTI offers two core products designed for different sizes of operations:
- Transport Pack
Ideal for small to medium operators, this pack bundles up to four cover types—including motor, liability, cargo and machinery—under a single policy. - Fleet Policy
Suits businesses running 15 or more vehicles, with high-volume discounts and comprehensive cover for heavy-duty trucks, trailers and mobile plant.
Both solutions protect against accidental damage, theft, fire, third-party liability, goods-in-transit loss and breakdowns of specialised equipment. They also include cover for trailers, forklifts, earth-moving machinery and other mobile assets. For full details, visit NTI’s Truck & Transport Insurance page: https://www.nti.com.au/insurance/truck-and-transport
Specialised Support Services
NTI goes beyond standard cover with services that keep your fleet moving and costs down:
- Premium Repairer Network
Authorised repairers can start work immediately, minimising downtime and speeding up return-to-road. - In-House Parts Coordination
NTI’s parts team leverages strong manufacturer relationships to source genuine components at competitive rates. - Dangerous Goods Incident Management
A dedicated, nationwide team of hazardous-goods specialists responds to on-site incidents, ensuring regulatory compliance and swift recovery. - Risk Engineering
NTI’s engineers and NTARC collaboration provide safety audits, driver training and data-driven advice to reduce future losses.
Broker-Based Quote Process
Since NTI products are only available through intermediaries, start by connecting with a qualified broker:
- Visit the Need a Broker website: https://www.needabroker.com.au/
- Enter your location and business type to find local experts.
- Work with your broker to assess your fleet’s exposure and tailor a policy that fits.
- Bind cover once you’re satisfied with limits, excesses and premium structure.
Your broker handles paperwork, premium financing options and ongoing policy reviews—so you can focus on driving rather than quoting.
Claims Management
When the unexpected happens, NTI’s heavy-vehicle claims teams and 24/7 hotline are ready to help:
- Lodge incidents or request emergency assistance on 1800 684 669.
- Dedicated claims handlers specialise in truck, trailer and mobile plant losses.
- Rapid mobilisation of repair networks, towing and parts procurement to get you back on the road.
NTI’s streamlined claims process and deep industry experience mean you spend less time waiting and more time running your business.
5. QBE
QBE is a global insurance group with a strong presence in Australia, known for its commercial motor solutions delivered through a network of brokers and authorised representatives. Whether you have a small fleet of vans or a line-haul operation, QBE tailors cover to your risk profile and budget.
Policy Options and Cover Add-Ons
QBE’s commercial motor insurance comes in three core levels:
- Comprehensive Cover: Protects your vehicles against accidental damage, theft, fire, flood, storm and vandalism, plus liability for third-party property damage.
- Third-Party Fire & Theft: Covers loss or damage from fire or theft of your vehicles, and liability for damage you cause to other people’s property.
- Third-Party Property Damage Only: Provides liability cover for damage to third-party vehicles or property.
To address common business needs, QBE offers a range of extras:
- Downtime Cover: Replaces lost income while vehicles are off the road.
- Towing & Redelivery: Covers towing costs and the redelivery of goods or vehicles after an incident.
- Theft Recovery Assistance: Helps manage expenses associated with recovering stolen vehicles and cargo.
- CTP for Business: Available in New South Wales and Queensland, ensuring you meet state-mandated requirements for all business-use vehicles.
For full details on limits, exclusions and add-ons, see QBE’s commercial motor page: https://www.qbe.com/au/business-insurance/commercial-motor
Pricing and Fleet Management
QBE knows that managing a fleet comes with unique challenges—especially when it comes to cost control. Key benefits include:
- Multi-Vehicle Discounts: Reduced premiums when you insure several vehicles under one policy.
- Flexible Payment Options: Choose monthly, quarterly or annual instalments to suit your cash flow.
- Industry-Specific Pricing: Premiums calibrated to your sector, vehicle types and driving history, ensuring competitive rates whether you run utes, vans or heavy trucks.
Claims Lodgement and Support
A fast, clear claims process can make all the difference after an incident:
- 24/7 Online Claims: Lodge and track your claim via QBE’s digital portal at any time.
- Broker-Assisted Service: Your broker acts as your advocate, liaising with QBE’s commercial motor specialists from notification through settlement.
- Approved Repair Network: Access to pre-approved repairers who can begin work immediately, helping to limit downtime.
How to Obtain a Quote
QBE’s commercial motor policies are sold exclusively through brokers. To find someone suited to your business, follow QBE’s guide on finding the right broker. A qualified broker will help you compare cover options, negotiate competitive terms and bind a policy that aligns with your fleet’s needs.
6. AAMI
AAMI is one of Australia’s most recognisable insurance brands, with roots stretching back to the 1930s when it was founded to meet the needs of commercial vehicle operators. Today, it offers a full suite of motor and business insurance products that reflect decades of local expertise.
For small business owners, tradespeople and fleet managers alike, AAMI’s Commercial Motor Insurance delivers straightforward cover options and practical extras to keep your vehicles—and your cash flow—moving.
Commercial Motor Insurance Features
AAMI’s commercial motor range is designed for a variety of business vehicles, including tradies’ utes, food trucks, courier vans and more. You can choose from three core levels of cover:
- Comprehensive Cover
Covers accidental damage, fire, theft, storm and vandalism, plus damage you cause to third-party property. - Fire & Theft Cover
Protects your vehicle against fire and theft, with liability benefits for any damage you cause to others’ vehicles or property. - Third-Party Property Damage
Provides cover for the costs of damage you cause to someone else’s vehicle or property, up to the policy limit.
Additional features include nationwide emergency roadside assistance and the option to add a hire vehicle when yours is off the road for repairs.
Pricing, Discounts and Extras
Keeping premiums competitive is critical for any business. AAMI offers multi-vehicle discounts when you insure two or more business vehicles on the one policy, plus loyalty rewards for renewal customers. You can also bundle your commercial motor cover with other AAMI business insurances—such as public liability or business interruption—to centralise your policies and potentially enjoy further savings.
Claims Support
AAMI’s claims service operates around the clock. Lodge a claim online via their portal at any time, or call the 24/7 claims line to speak with a dedicated advisor. Local assessors are deployed quickly to assess damage and authorise repairs, so downtime is minimised and your business can get back on track.
Getting Your Quote
Ready for a tailored quote? Head to the AAMI Commercial Motor Insurance page for an instant online estimate, or call their business specialists on 13 22 44 to discuss your specific needs. Whether you need cover for a single ute or a small fleet, AAMI makes it easy to find the right level of protection.
7. WFI Insurance
WFI Insurance (formerly WA Farmers Insurance) has been protecting rural and regional businesses for over a century. With deep roots in agricultural communities, WFI knows the seasonal cycles, remote locations and specialised machinery that characterise life outside metropolitan areas. Their commercial cover extends beyond standard motor policies to address the unique risks faced by farmers, contractors and regional haulage operators alike.
Commercial Vehicle Package
At its core, WFI’s business vehicle insurance bundles cars, vans and trucks under one roof. You can add optional cover for trailers, mobile plant and earth-moving equipment, simplifying administration and reducing paperwork. Seasonal cover also allows you to tailor your policy for peak harvesting or quieter off-season periods, while combined property-and-vehicle discounts deliver savings when you insure your farm buildings, sheds and machinery alongside your fleet. For more details, visit the WFI business vehicle insurance page.
Pricing and Policy Flexibility
Cost-control is built into every WFI policy. You choose an excess that suits your budget and can adjust it over time to manage premium outlays. If you only operate your fleet during certain months, WFI’s on/off-peak usage arrangements let you reduce cover when vehicles are parked — translating into direct savings. This level of flexibility ensures you’re not paying for high-risk cover when you don’t need it.
Claims Process and Assistance
When you’re working miles from the nearest town, reliable support is non-negotiable. WFI maintains dedicated rural claims teams that understand the logistical challenges of regional insurance. Available 24/7, these specialists coordinate everything from towing in remote areas to arranging repairers who can handle tractors and trucks in outback paddocks. Their local knowledge helps get your vehicles back on the road — or the paddock — as fast as possible.
Requesting a Quote
Whether you prefer hands-on guidance or a quick online estimate, WFI has you covered. You can speak directly with their regional business advisors by calling 1800 032 461, or visit the WFI vehicle insurance portal for an instant quote. Brokers can also access tailored solutions through WFI’s intermediated channels, ensuring you get a policy that aligns with your operational needs and seasonal rhythms.
8. Truck Assist
If your business depends on trucks—from light commercials to heavy prime movers—every minute off the road hits your bottom line. Truck Assist specialises in insurance for the full range of truck operators, delivering policies designed around the realities of freight work and long-haul driving.
Provider Overview
Truck Assist focuses exclusively on trucks, so you won’t find generic car-based products repurposed for heavier vehicles. Their expertise spans light-duty trucks, rigid bodies, multi-axle combinations and everything in between. This singular focus means their underwriters, claims handlers and roadside specialists speak your language and understand the operational pressures you face.
Coverage Options
Truck Assist offers three core forms of protection:
- Motor Cover: Accidental collision, fire, theft, flood and storm damage, tailored to your truck’s size and payload.
- Downtime Cover: Daily earnings compensation while your vehicle is immobilised for repair, based on your declared daily revenue.
- Roadside Assistance: 24/7 support for breakdowns, battery flat-topping, tyre changes or emergency fuel delivery.
You can select options specific to truck categories—prime movers, trailers, rigid trucks or light commercial vehicles—to ensure limits, excesses and benefit levels match your needs.
Pricing and Service Extras
Obtaining a quote is quick and transparent. Enter your truck’s dimensions, use case and annual kilometres into the online quote tool, and you’ll receive an instant premium estimate. From there, you can add extras such as hire-vehicle cover and emergency towing. Flexible excess choices and optional benefit limits mean you control your premium and out-of-pocket exposure.
Claims and Support
When the unexpected happens, Truck Assist’s 24/7 emergency hotline connects you straight to a claims specialist who handles truck incidents. Their team co-ordinates recovery, repair and downtime payments in one streamlined process. Downtime cover pays out based on your agreed daily rate, helping you manage cash flow until your truck returns to work.
How to Get Covered
- Visit Truck Assist’s quote page: https://truckassist.com.au/insurance/truck-insurance
- Complete the online form with your vehicle details, usage profile and declared earnings.
- Review your tailored premium and add-on options.
- Bind cover instantly by paying online, or use the live-chat feature on the site for any questions.
Truck Assist’s dedicated truck policies mean you get cover crafted for your hauls, not a retrofit from passenger-car products. Secure your fleet today and keep every wheel turning.
9. Truckcover
Truckcover is a specialist insurer focused on light commercial vehicles, providing tailored cover for utes, vans and small rigid trucks. Designed with owner-drivers and small-fleet operators in mind, their platform delivers instant quotes and policy binding online. By keeping products simple and transparent, Truckcover ensures businesses get the cover they need without wading through pages of legal jargon.
Company Background
Truckcover was founded to meet the specific needs of small-truck operators who often find themselves squeezed by general commercial insurers. With underwriters and claims experts drawn from decades of motor-insurance experience, the team understands how critical it is to minimise vehicle downtime and premium outlays. Rather than a one-size-fits-all approach, Truckcover’s niche focus allows them to deliver competitive rates and targeted support for light commercial use.
Policy Features
At its core, Truckcover offers both Comprehensive and Third-Party Property Damage covers for vehicles such as utes, panel vans, tipper trucks and small rigid bodies. Comprehensive policies protect against accidental collision, fire, theft, storm and flood, while third-party cover handles liability for damage you cause to other people’s property. The online application clearly displays cover limits, excess options and available extras—like roadside assistance or hire-vehicle cover—so you can customise your policy before you commit.
Pricing, Discounts and Bundles
Premiums are calculated using straightforward criteria: vehicle type, business use, annual kilometres and driver history. You control your level of excess, selecting higher or lower options to balance premium costs and out-of-pocket risk. Insuring two or more vehicles on the same policy unlocks multi-vehicle discounts, making it especially cost-effective for small fleets. For businesses that need more than motor cover, Truckcover also offers bundling with other light-vehicle products, centralising cover and potentially reducing overall insurance spend.
Claims Management
Truckcover’s claims portal is built for speed—upload photos, repair estimates and any supporting documents in just a few clicks. A specialised phone team is available during business hours to walk you through the process, answer questions and help coordinate repairs. Once a claim is accepted, approved repairers can commence work without unnecessary delays, so your truck spends less time off the road and more time earning.
Getting a Quote
Getting covered takes minutes:
- Visit the Truckcover small truck insurance page
- Enter your vehicle details, estimated use and annual kilometres
- Review your tailored premium and adjust excess or add-ons
- Complete payment online and receive your Certificate of Currency instantly
With Truckcover, securing specialist light-commercial vehicle insurance is as straightforward as hitting ‘Get Quote’.
10. Vero Insurance
Vero Insurance brings decades of experience to Australia’s heavy vehicle market, specialising in tailored risk solutions for transport and logistics businesses. With a strong local underwriting team and deep industry expertise, Vero designs policies that reflect the real-world challenges of operating trucks, trailers and mobile plant—whether you run a lone prime mover or manage an extensive fleet.
Heavy Vehicle Insurance Products
Vero’s heavy vehicle portfolio includes:
- Comprehensive Truck and Trailer Cover
Protection against collision, theft, fire, flood and storm damage for rigid and articulated trucks, prime movers and trailers. - Liability Insurance
Third-party property damage and statutory liability, with options to extend cover to public and products liability. - Mobile Plant and Machinery
Cover for earth-moving equipment, forklifts and other plant when transported or operated in support of heavy vehicles. - Optional Downtime Benefits
Daily earnings protection to compensate for lost revenue while vehicles are off the road for repairs. - Roadside Assistance Add-On
24/7 breakdown support—including towing, battery assistance and on-site minor repairs—to keep your operations moving.
Full details on cover limits, exclusions and optional extras can be found on Vero’s Heavy Vehicle Insurance page: https://www.vero.com.au/heavy-vehicle-insurance.html
Pricing and Commercial Benefits
Vero understands how critical cost management is for any transport operator:
- Fleet Discounts
Graduated premium reductions based on the number of heavy vehicles insured, rewarding larger fleets with better rates. - Multi-Product Bundles
Combine heavy vehicle cover with other business insurances—such as property, liability or management liability—to streamline your renewals and potentially reduce overall premiums. - Flexible Excess Options
Choose from a variety of excess levels to balance premium affordability with your tolerance for out-of-pocket expenses.
Premiums are calculated on factors such as vehicle type, annual kilometres, industry sector and claims history, ensuring fair and transparent pricing.
Claims and Roadside Assistance
When you need support, Vero’s dedicated network springs into action:
- 24/7 Claims Service
Lodge claims at any time via phone or the online portal. Experienced heavy-vehicle specialists guide you through every step. - Approved Repairer Network
Access to a nationwide panel of pre-approved repairers who can begin work immediately, minimising downtime. - Rapid Emergency Response
Towing and roadside assistance teams mobilise quickly to incident sites, so vehicles and drivers get back on the road as soon as possible.
How to Obtain a Quote
Vero’s heavy vehicle insurance is available through brokers and authorised agents or via direct enquiry:
- Speak with your preferred insurance broker to discuss Vero’s heavy vehicle options and obtain a tailored proposal.
- Alternatively, contact Vero’s business insurance team directly via the enquiry form on their website.
- Provide details of your fleet, vehicle use and risk exposure.
- Review the recommended cover and confirm your policy—online or through your broker.
Start your quote or learn more at Vero’s Heavy Vehicle Insurance page: https://www.vero.com.au/heavy-vehicle-insurance.html
Securing Your Fleet with Confidence
Finding the right truck insurance ultimately comes down to balancing comprehensive cover, cost-effectiveness and reliable service. Whether you run a single prime mover or manage a multi-vehicle fleet, be sure your policy ticks all the boxes: cover limits that match your exposure, discounts that reward scale and a claims process designed to get you back on the road fast.
Before you commit, compare providers against your fleet size, vehicle types and operational risks. Look beyond the headline premium and delve into each insurer’s Product Disclosure Statement (PDS) and Target Market Determination (TMD). These documents spell out exactly what’s included—and just as importantly, what’s excluded—so there are no nasty surprises when you need to claim.
When you’re ready to secure cover that’s tailored to your business, experts are on hand to help. A quick chat with a broker or insurer can clarify any remaining questions around specialised uses, excess options and premium structure.
For a truly competitive quote and straightforward advice, visit National Cover today. Their team of ASIC-licensed analysts and truck-insurance specialists will guide you through every step—from comparing cover to switching mid-term—so you can keep your fleet moving with total peace of mind.