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Exceptional Quotes from Australia’s Fastest-Growing Motor Insurance Specialist

About Us:

Market-leading rates ∙ Expert claims support ∙ Full transparency ∙ Quotes backed by research to ensure market-leading competitiveness ∙ Policies structured for value, with claims handled by professionals experienced in vehicle repairs and real-world outcomes ∙ Data-driven pricing models and a price-beat guarantee deliver cost savings without compromising protection.

Years’ Experience
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Claims lodged within the first
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Happy Clients
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Why Choose Us

Giving Back to Our Clients

Support and Tailored Advice

At National Cover we strive to provide advice and insurance tailored to you. Assistance and support provided for all concerns you may have.

365 Days of Assistance

A helping hand always by your side 365 days. Help can always be accessed via telephone or email. Our friendly team are always ready for your call to assist in time of need

Support and Tailored Advice

We love to give back and thank all our clients for being with us. Incentives are a part of doing insurance with us. Ask us how today!

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Outstanding prices offered to customers

Exceptional Price Examples

Got a quote? We’re ready to beat it.

Compare awesome quote for Private Motor Insurance – GWM HAVAL H6 2022. Price: $89.57 per month. Quote to Value Ratio: 2.57% – 💥 This is a great quote! The GWM HAVAL H6 (2022) valued at 38600.00 has a monthly premium of 89.57. When compared to similar vehicles within a 20% valuation range, this premium appears to be average. Across the identified vehicles, premiums ranged from 80 to 100, with the HAVAL H6 sitting comfortably within this range. Notably, while some higher-end makes had premiums exceeding 100, the majority, including similar models, had comparable valuations and premiums. This suggests that the pricing strategy for the HAVAL H6 is consistent with market trends for vehicles of its class. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this GWM is valued at $38600.00 with a yearly premium of $992.65, giving a QTV of 2.57%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the GWM HAVAL H6: - The GWM HAVAL H6 2022 is known for its competitive pricing in the compact SUV market, offering a range of high-tech features and modern design at a price point that is often lower than many of its competitors, making it an attractive option for budget-conscious buyers. - In terms of safety, the GWM HAVAL H6 2022 has received a 5-star safety rating from the Australasian New Car Assessment Program (ANCAP), highlighting its robust safety features, which include advanced driver assistance systems like autonomous emergency braking and lane-keeping assist. - A quirky fact about the GWM HAVAL H6 2022 is its innovative 'transparent chassis' feature, which uses cameras and sensors to give the driver a virtual view of the terrain beneath the vehicle, enhancing off-road capability and providing an engaging driving experience. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – MITSUBISHI OUTLANDER LS 7 SEAT (2WD) ZM MY22. CVT AUTO 8 SPEED, 4 CYLINDER, 2.5L 2022. Price: $124.54 per month. Quote to Value Ratio: 3.72% – 💥 This is a great quote! The MITSUBISHI OUTLANDER LS 7 SEAT (2WD) ZM MY22 has a valuation of 37100.00 and a monthly premium of 124.54. Compared to similar vehicles within 20% of its valuation, this premium is average. Many comparable vehicles exhibit premiums ranging from 110 to 135, indicating that the OUTLANDER's premium is competitive within its category. No significant outliers were noted, and the analysis suggests that the make, model, and year are consistent with prevailing market rates for insurance, reinforcing the competitiveness of the monthly premium. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this MITSUBISHI is valued at $37100.00 with a yearly premium of $1380.16, giving a QTV of 3.72%. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the MITSUBISHI OUTLANDER LS 7 SEAT (2WD) ZM MY22. CVT AUTO 8 SPEED, 4 CYLINDER, 2.5L: - The MITSUBISHI OUTLANDER LS 7 SEAT (2WD) ZM MY22 is known for its impressive safety features, including advanced driver-assistance systems such as adaptive cruise control and forward collision mitigation with pedestrian detection. This makes it a popular choice among families looking for a safe and reliable vehicle. - This vehicle offers a unique feature for its class: a CVT (Continuously Variable Transmission) with an 8-speed sport mode. This allows for a smoother driving experience and improved fuel efficiency, making it a good value for those prioritizing long-term cost savings. - The Outlander has achieved a reputation for offering a spacious interior with a third-row seat, which is rare for vehicles in its size category. This feature has contributed to its popularity among buyers who need extra seating capacity without upgrading to a larger SUV. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Compare awesome quote for Rideshare Motor Insurance – TOYOTA KLUGER 2021. Price: $193.68 per month. Quote to Value Ratio: 4.22 – 💥 This is a great quote! The TOYOTA KLUGER (2021) valued at 50900.00 has a monthly premium of 193.68, which is average when compared to similar vehicles (valuations between 40720.00 and 61080.00). Among those, premiums ranged from 180.00 to 210.00, highlighting that the Kluger is competitively priced. Notably, the premiums align closely across brands, suggesting that factors like make and model have minimal impact within this valuation range. However, data points were limited, indicating that broader comparisons may yield different insights. What is Quote to Value Ratio? A great quote usually has a QTV of 7% or less. For example, this TOYOTA is valued at $50900.00 with a yearly premium of $2146.35, giving a QTV of 4.22. A QTV over 8% may mean you're paying too much. Let’s help you reduce it today. Fun Facts about the TOYOTA KLUGER: - The 2021 Toyota Kluger, also known as the Toyota Highlander in some markets, is renowned for its exceptional safety features, earning a 5-star ANCAP safety rating. This includes advanced safety technologies such as a pre-collision system with pedestrian detection, lane departure alert, and adaptive cruise control. - The Toyota Kluger 2021 is a popular choice among families due to its spacious interior, capable of comfortably seating up to eight passengers, and its impressive cargo space. This makes it ideal for long trips and family outings. - A quirky fact about the Toyota Kluger 2021 is its hybrid variant, which offers excellent fuel efficiency for an SUV of its size. This makes it a great value for environmentally-conscious drivers who still need ample space and power. #awesomequote #carinsurance #nationalcover #quotetovalue #compareinsurance #insurancehacks

Our Speciality

Covering All Motor Insurance Needs

Commercial & Fleet Insurance
We know the burden that commercial and fleet insurance bring. Sit back, relax and enjoy our low prices and management of claims.
Public Liability, Marine Transit & Business Insurance.
Whilst insurance for your vehicle/s is essential, we also cover and look after all your business-related insurance.
Personal Car Insurance
With many different insurance companies in Australia its easy to get caught up in what's best for you. But don't worry, we will do the work!
What we do

How We Help You

Vehicle Insurance designed to keep you covered in all situations:
Our policies are created to get you back on the road quicker and cover you for anything that may come your way

Car Insurance Coverage

Our car insurance coverage offers protection for both your vehicle and third-party damages, ensuring you're financially secure in case of unexpected events. You'll be covered against theft, fire, and vandalism, along with natural disasters such as storms or earthquakes Flood damage is also included, depending on your chosen policy.

For those needing additional protection, we offer optional coverage for marine transit and public liability, tailored to your specific needs. You can also opt for windscreen replacement and rental vehicle cover for added peace of mind. If you have any unique requirements or need further add-ons, our friendly team is always here to help customize a policy just for you

Vehicle Insurance Claims

we believe making a claim should be the easiest part of your insurance experience. That’s why we’ve built a claims process that’s designed around you — seamless, stress-free, and handled with genuine care.

Whether it’s a fender bender or something more serious, our dedicated claims team is here to guide you every step of the way. From the moment you lodge your claim — easily via email — we take over the hard work so you don’t have to. No long forms, no waiting games, just responsive, compassionate support that puts your peace of mind first.

Car Accidents

Accidents can be stressful — but getting support shouldn’t be. If you’ve been involved in an accident, don’t hesitate to contact our experienced claims team on 07 5346 0149.

We’re here to assist you when it matters most, offering calm, clear guidance from the moment you call. Whether it's a minor collision or a major incident, we’ll walk you through the next steps, help you understand your options, and ensure the process is as smooth as possible.

Our priority is getting you back on track — with confidence and care.

OUR PROCESS

How We Work?

We use a client-friendly approach, with hassle-free policies,
claims, and round-the-clock assistance from our team.

Quick and Easy
1
Get a quick quote from us and find out how much you can save on your insurance today!
Instant Policy
2
Get insured the moment you need it. We take the hassle out of paperwork.
Drive Safely
3
Drive relaxed knowing you are covered. Right by your side when you need it!

Call us today!

Why choose National Cover Insurance?

Lifetime Warranty on All Repairs
Replacement Cars on all Not At Fault claims
24x7 Towing
100% Online Claims Lodgement
Excess Discount when Repaired through our Preferred Repairer

Did you know you can switch your insurance anytime?

We can switch your current insurance policy with a reduced premium

Most insurers will grant you a return premium if you cancel during the existing policy period. Simply call your current insurer and ask how much you would be credited if you changed insurers.

This means you do not have to wait for your current policy to expire to make the change to National Cover!

Let us get you on the road, Hassle Free.

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